Tag Archives: Credit Cards

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Keep, Cancel or Convert? American Express Platinum Delta SkyMiles Credit Card ($250 Annual Fee)

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Updated 8/11/20 at 8:35am: The $1.38 credit adjustment posted to my account and and I now have a $0 balance on my credit card.

Good afternoon everyone, I hope you had a great weekend and your week is off to a great start.  As part of my Keep, Cancel or Convert? series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet.  In today’s post, I will review my American Express Platinum Delta SkyMiles Credit Card, which I wrote about last year in My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved).  I signed up for this credit card when there was a limited time sign up bonus of 70,000 Delta SkyMiles after spending $3,000 in 3 months.  After completing the minimum spending requirement and receiving the sign up bonus, I didn’t put any more spend on this credit card.  When the $250 annual fee posted to my account, I called American Express to see if they could waive the annual fee.  Here are the results of my retention call.

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Changes to American Express Credit Card Terms (Bye Ameriprise, Third Party Purchases, Foreign Currency & Cash Advances)

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Good evening everyone.  Earlier this week, I reviewed my Wells Fargo credit card statements and spotted some changes to the terms.  I wrote about those changes here: Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits).  For today’s post, I reviewed my recent American Express statements and compiled all the changes I saw on my cards.  Nothing super interesting stood out to me, but I did see mentions of Ameriprise, third party purchases, paying in foreign currency, cash advances, and a few other things.  Here is my attempt to provide some insight about these changes.  Just a heads up that American Express likes to repeat the same information in different places.  This first section covers Ameriprise cards, earning points with third party purchases, and the arbitration process.

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3 New Chase Offers: Alaska Airlines (10%), IHG Hotels (10%) & Gaylord Hotels (15%)

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Good morning everyone, I hope your weekend is off to a great start.  I was checking my Chase account this morning and spotted 3 new Chase Offers.  I looked at my Chase account yesterday (July 31), but they were not there, so I’m guessing these offers started for everyone today (August 1).  Lucky for me, these 3 travel offers all showed up on my Chase Sapphire Reserve Credit Card, but this is also my most used Chase credit card.  Your mileage may vary, but I had 3 great travel offers:

  • Alaska Airlines: 10% cash back (minimum purchase of $50, maximum cash back of $31)
  • IHG Hotels: 10% cash back (minimum purchase of $100, maximum cash back of $31)
  • Gaylord Hotels: 15% cash back (minimum purchase of $100, maximum cash back of $63)

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My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur

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Good afternoon everyone, I hope your week is going well.  Yesterday (July 27) was my 1 year wedding anniversary – what a crazy year it has been!  If you are unfamiliar with our love story, please read Quick Update Regarding the Old 150x British Airways Avios & Match.com Promo.  Long story short, I joined Match.com because British Airways was running a huge promo and offering thousands of British Airways Avios.  In the end, I didn’t get the Avios, but I did get the girl and we got married in Sonoma, CA on July 27, 2019.  Last weekend, we drove down to Carmel / Monterey / Big Sur for our anniversary.  Here is where we stayed and ate during our trip…

a man and woman in wedding attire standing in front of a trolley

Grant & Laura’s Wedding Day – July 27, 2019

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Contact American Express via Chat Regarding Missing $10 Dining Credit on AMEX Gold Card

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Good morning everyone.  Long story short, I contacted American Express via chat because I had an issue with the monthly $10 dining credit on my American Express Gold Card.  I was a procrastinator in June and used my AMEX Gold Card to make a Grubhub purchase on June 30 (to trigger the June $10 dining credit).  The purchase posted the following day on July 1 and the $10 dining credit posted to my account on July 4.  The next day on July 5, I made another Grubhub purchase (to trigger the July $10 dining credit).  I immediately received the “Great news! You just used your Amex Offer” email from American Express.  Fast forward to today and I was still waiting for the $10 dining credit to post to my account.  I reached out to American Express via their chat feature.  Here is my conversation with the AMEX Rep and my thoughts…

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