Tag Archives: Free Stuff

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AMEX Phone Rep Offered 10K Membership Rewards Points for Enrolling in Pay Over Time Benefit (Targeted)

Updated 7:40pm on 6/4/19: I received a letter from American Express with details of the Pay Over Time benefit.  I added the letter to the bottom of this post.


Good morning everyone, I hope you had a great weekend.  Every few days/weeks, Doctor of Credit updates his [Targeted] 10,000 Membership Rewards Points For Enrolling In Pay Over Time post with new links to try to get enrolled.  The benefit is designed to make American Express charge cards act more like credit cards where you can pay your balance over time.  The benefit is bad since you would pay interest on your balance, but the reason people want to enroll in the benefit is because American Express will give you 10,000 Membership Rewards Points just for enrolling in the benefit, regardless if you use it or not.  Every time Doctor of Credit updates the post with a new link to try, I check to see if I am eligible, but I am usually shown this error message.  But that all changed last week…

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My Oversold Delta Flight: $700 AMEX Gift Card, Hotel Voucher & Morning Flight

Good morning everyone.  Last week, I was flying back from Salt Lake City (SLC) to Oakland (OAK) on Delta.  The flight was oversold, so the gate agent was looking for a few volunteers to take a later flight (depart SLC at 10:30pm, land in OAK at 11:30pm) in exchange for a $700 gift card.  Since I didn’t need to get back to OAK right away, I asked the gate agent if I could take a morning flight into OAK (depart SLC at 8:30am, land in OAK at 9:30am – I would then take BART into SF for work) and I also asked for a hotel voucher for the night.  The gate agent said that was possible, so he added me to the volunteer list, and I waited near the gate for all passengers to board.  After all passengers boarded the flight, the gate agent called me up, changed my flight to the new morning flight, printed out a hotel voucher, and showed me the list of gift cards that I was eligible to claim.  I didn’t take a photo of the laminated sheet on the counter, but I believe these were the same gift cards that were offered.  I decided to go with an American Express gift card since that was basically cash to me.

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6 Buy Miles/Points Promos Ending Soon: Hilton (100%), American (40%), Etihad (20%), Spirit (60%), Southwest (50%) & United (75%)

Good afternoon everyone.  I was working on my Buy Miles & Points Page and found 6 offers ending in the next few days.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 6 buy miles/points promos ending soon.  First up, Hilton Hotels is offering a 100% bonus, when you purchase at least 5,000 Hilton Honors Points.  This offer expires today – May 28.

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Success! Airbnb WORKS with US Bank FlexPerks Real-Time Rewards (Special Circumstance?)

Good morning everyone, I hope you had a great Memorial Day Weekend.  I had delicious clam chowder in Bodega Bay and then BBQ’d chicken and corn at home.  Last week, I got an email from Airbnb about paying for the second half of an upcoming Airbnb stay in Tahiti.  I don’t use Airbnb very often, but apparently you can split your Airbnb payments into 2 parts (pay half when you reserve your Airbnb and pay the other half a few weeks before you arrive at the Airbnb).  I had a stash of FlexPoints from my US Bank Altitude Reserve Credit Card and recently enrolled in Real-Time Rewards (for the 500 free FlexPoints).  I was hoping I could redeem my US Bank FlexPoints for 1.5 cents each with Real-Time Rewards to cover the Airbnb payment.  I clicked the Update Payment Details button at the bottom of the email and paid $804.69 with my US Bank Altitude Reserve Credit Card.

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Keep, Cancel or Convert? Citi AT&T Access More Credit Card ($95 Annual Fee)

Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer).  In today’s post, I will share my thoughts regarding my Citi AT&T Access More Credit Card.  I actually have 3 different Citi AT&T Access More Credit Cards, but my decision to keep, cancel, or convert all 3 credit cards is the same.  A few weeks ago, the $95 annual fee posted to my account.  This credit card is no longer available for direct applications, but you can convert from other Citi credit cards to the Citi AT&T Access Credit Card (no annual fee) and then upgrade to the Citi AT&T Access More Credit Card ($95 annual fee).  I love these Citi AT&T Access More Credit Cards and I will show you why I keep these credit cards year after year.

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