Tag Archives: Hotel Loyalty Points

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When Does the Free Night Certificate from the Chase World of Hyatt Credit Card Post and Expire?

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Good afternoon everyone, I hope you had a great weekend.  Yesterday, my dad asked me about his Hyatt Free Night Certificate (FNC).  He told me he just booked a Hyatt stay using the FNC but wasn’t sure if he got a good deal on the hotel stay.  I asked him when the FNC expired, but he didn’t know or remember.  I told him how to figure out when the Hyatt FNC posted to his account and how to find out when the FNC expired.  I figured this post would be helpful to others who are in the same situation.  It is really easy to find out, here is how.

Figure out when your $95 annual fee is charged to your Chase World of Hyatt Credit Card.  For Laura’s card, her $95 annual fee posted on February 1, 2025.  You can find this charge using the Chase website, Chase app, or by looking at your credit card statements.

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PSA: IHG Points Sharing / Transferring Between Accounts IS NOT Instant (Mine Took 2 Days)

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Good afternoon everyone, happy Friday!  Last weekend, I needed to book a last minute IHG hotel stay that cost 47,000 IHG Points.  Laura had a 40K Free Night Certificate and 3,000 IHG Points in her account.  Since we are both IHG Business Rewards Members (free membership), I decided the *easiest* and *quickest* option would be to transfer 4,000 IHG Points from my account to her account.  I submitted the points transfer request and planned on booking the hotel stay right away.  Unfortunately, IHG had other plans.  After submitting the request, the confirmation message said “Your order has been received and will be processed in the next 72 hours.”  72 hours?!  I was planning on checking into the hotel tomorrow afternoon…

Long story short, instead of transferring valuable Chase Ultimate Rewards Points or Bilt Rewards Points to Laura’s IHG account, she bought 5,000 IHG Points since IHG was running a 100% bonus on IHG Points.  In case you are wondering, the IHG Points sharing / transfer took about 2 days (~46 hours to be precise).

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Access Your Chase Credit Card Referral Links in One Convenient “Combined Referral Page” (Desktop & App)

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Good afternoon everyone.  Between my wife and I, we have 12 Chase credit cards. Previously, I would need to go to the Chase Refer-A-Friend website (https://www.chase.com/referafriend/catch-all), and then type in my last name, zip code, and last 4 digits of the card number.  If I only had 1 or 2 Chase credit cards, it wouldn’t be that bad, but looking up 12 different referral link one at a time is very tedious and time consuming.  Thankfully, Chase has a better way…

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2024 Airline & Hotel Buy Miles/Points Promos: Insights & Trends Uncovered with ChatGPT

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Good evening everyone, I hope your week is going well.  Last year, I wrote 24 posts about buying miles and points, so I decided to take a look back at all the airline and hotel promotions to see what kind of insights I could find.  I entered all the data in the table and then asked ChatGPT to provide some analysis and deeper insights into the promotions.

These insights can be helpful if you are wondering if a specific airline or hotel promotion is toward the higher end of the promotion spectrum.  Here are the insights:

    • Air Canada: Discounts: 30% & Bonuses: 75%-100%
    • Air France / KLM: Discounts: 40%-50% & Bonuses: 70%
    • Alaska Airlines: Bonuses: 50%-70%
    • Avianca Airlines: Bonuses: 160%-165%
    • Choice Hotels: Discounts: 25%-30% & Bonuses: 30%-50%
    • Etihad: Bonuses: 25%-30%
    • Hawaiian Airlines: Bonuses: 50%-100%
    • Hilton Hotels: Bonuses: 100%
    • Hyatt Hotels: Bonuses: 20%-25%
    • IHG Hotels: Bonuses: 60%-100%
    • JetBlue: Bonuses: 90%-130%
    • Leading Hotels of the World: Bonuses: 60%-100%
    • Marriott Hotels: Bonuses: 35%-45%
    • Southwest Airlines: Discounts: 35%-50%
    • Spirit Airlines: Discounts: 40% & Bonuses: 60%
    • United Airlines: Discounts: 30%-50% & Bonuses: 90%-100%
    • Virgin Atlantic: Bonuses: 60%-70%
    • Wyndham Hotels: Discounts: 25%-45% & Bonuses: 35%-60%

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The 7 Miles & Points Tools / Services that I Pay For

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Good afternoon everyone, happy Friday!  I love free stuff as much as the next person, but there are a few miles and points tools and services that are so incredibly useful, they’re definitely worth paying for. Keep in mind, this isn’t a complete list, so there may be other fantastic tools out there that I haven’t discovered or used yet.

AwardWallet Plus – $49.99 / year

I can’t imagine a world without AwardWallet.  They track all my credit card programs, airline programs, hotel programs, shopping portal balances, dining rewards, and much more.  I love that they constantly check my accounts, display the current balances, and display expiration dates for all my rewards.  The flight schedule change notifications (which sometimes come days / weeks / months before official airline notifications) and upcoming expiration alerts are well worth the cost to me.  If you are interested in trying it out, here is my AwardWallet referral link.

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