Tag Archives: Promotions

New Chase Offers: Kimpton Hotels (20%), Audible (10%) & Kindle (20%)

Good morning everyone.  I just checked my Chase app and spotted a few new Chase Offers.  Check your Chase account to see if you had these offers or other new Chase Offers.  I found all these offers on my Chase Sapphire Reserve Credit Card (this is the Chase credit card that I use the most, so I tend to get the most offers on this credit card).

  • Kimpton Hotels: 20% cash back (minimum $100, max out with $600 purchase)
  • Audible: 10% cash back (max out with $20 purchase)
  • Kindle: 20% cash back (max out with $10 purchase) – same offer as Bank of America’s BankAmeriDeal

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Ask Me Anything (AMA): Hotel Edition

Good morning everyone, I hope you had a great weekend.  A few days ago, I wrote Ask Me Anything (AMA): Credit Card Edition.  I had some great reader questions and I am doing the second AMA, this time on hotels.  I like to describe myself as loyal to hotel loyalty programs, but not loyal to a specific hotel chain.  Here is a screenshot from AwardWallet of the hotel loyalty programs I belong to and their elite status:

Here is a quick rundown of how I have these hotel elite statuses:

  • Best Western Diamond Select – status match from Hilton Diamond (status match link)
  • Caesars Rewards Diamond – status match from Wyndham Rewards (Middle Ade Miles blog post)
  • Choice Hotels Member – I think I have only spent 2-3 nights at Choice hotels in the last 2-3 years
  • Hilton Diamond – free thanks to my American Express Hilton Aspire Credit Card (my blog post)
  • World of Hyatt Discoverist – free thanks to my old Chase Hyatt Hotel Credit Card
  • IHG Rewards Spire Elite – I spent a few thousand dollars at IHG in 2019 (mainly at the InterContinental Moorea for my pre-honeymoon)
  • Marriott Bonvoy Platinum Elite – I had a few different Marriott / SPG credit card elite nights stack in 2019
  • MGM Resorts Pearl – status match from World of Hyatt Discoverist (Doctor of Credit’s post)
  • Radisson Rewards Gold / Silver – I have 3 different US Bank Radisson Rewards Credit Cards that come with Gold or Silver elite status
  • Wyndham Rewards Diamond – status matched from Caesars Rewards Diamond (Middle Ade Miles blog post)

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Have You Read My Top 10 Blog Posts from 2019?

Good morning everyone, long time no blog.  I hope you all had a great holiday season and have exciting plans for New Years.  Quick update from me: Laura and I drove down to Orange County from the Bay Area for Christmas and then we *tried* to drive back up to the Bay Area on December 26, but since the Grapevine (on the 5 Freeway) was closed due to snow, we only made it half way up on the 101 Freeway.  We stopped in Santa Maria (near San Luis Obispo) for 1 night (shout out to the Holiday Inn Express Santa Maria for 20K IHG Points) and then we drove up the rest of the way on December 27 for a second Christmas with Laura’s family.  Then on Saturday morning, we flew to Las Vegas to visit my new niece (born on December 21).  On Sunday night, after a nice relaxing dinner at the LAS Centurion Lounge, we had a minor weather delay on our return flight to SFO, followed by sitting on our United flight for 90 minutes as we waited for an open gate (half of SFO is United, so there should be an open gate…).  We are glad to be back home and I have a few blog posts in the pipeline.

For today’s post, I will list my top 10 most read blog posts written in 2019 along with the top 10 posts of the year (regardless of the year they were written).  By the way, here are the most popular posts from 2018, 2017, and 2016. Continue reading

6 Buy Miles / Points Promos Ending Soon: Marriott (30%), Alaska (50%), Etihad (30%), Hilton (100%), IHG (80%) & Hyatt (40%)

Good afternoon everyone.  I was working on my Buy Miles & Points Page and found a few offers ending soon.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 6 offers that end in December.  Up first, Marriott Bonvoy is offering a 30% discount, when you purchase at least 2,000 Marriott Bonvoy Points.  This offer expires on December 22.

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Why Do We Keep 16 No Annual Fee Credit Cards?

Good afternoon everyone, I hope your weekend is off to a great start.  A few days ago, I wrote a post titled I Paid $4,588 in Credit Card Annual Fees in 2019 – Was it Worth it?  In that post, I shared the 21 credit cards that I plan on keeping and how I justify paying the annual fees on those credit cards.  I felt bad for the 16 no annual fee cards that Laura and I have and decided to write a post about them too.  Roughly half of the no annual fee credit cards were downgraded / converted from a credit card with an annual fee.  Besides the rewards that some of the no annual fee credit cards provide, keeping no annual fee credit cards open long term is good for your credit score.  It improves the length of credit history (average age of accounts), which represents 15% of your total credit score.  It also helps with the amounts owed (your credit utilization ratio), which represents 30% of your total credit score.  Lastly, it helps with payment history (paying your credit card bills on time), which represents 35% of your total credit score.  For more info, check out this Doctor of Credit page.

Image source: https://www.kiplinger.com/article/credit/T017-C000-S002-how-your-credit-score-is-calculated.html

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