Good morning everyone, happy Friday! Last week, I was checking my Chase IHG Rewards Premier Credit Card (currently offering a sign up bonus of 125,000 IHG Rewards Points after spending $3,000 in 3 months) statement and saw that the $89 annual fee posted to my account. As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet (or credit card drawer). There are 3 main reasons to keep this credit card: 1 free night certificate good for any IHG property up to 40,000 IHG Rewards Points, 4th night free when you pay for your entire stay with IHG Rewards Points, and 10x IHG Rewards Points when paying for IHG hotels (if you are a new credit card holder, you will get 25x at IHG Hotels for the first 12 months).
This card is a keeper for me, but I decided to call Chase and see if they had any retention offers available. I mentioned to the Chase rep that I also have the Chase IHG Rewards Select Credit Card and was hoping they would waive the annual fee on this credit card. The rep looked at my account and said there were no retention offers available. At that time, I thanked her for looking and told her I would keep the credit card open.