Tag Archives: Promotions

Targeted Spending Offers for US Bank Radisson Rewards Business & Personal Credit Cards

Good morning everyone, happy Friday! I’m heading to Las Vegas this weekend to do some hiking and watch the Golden Knights NHL game.  I hope you have a fun filled weekend ahead too!  Yesterday, I received 2 targeted spending offers from US Bank regarding my US Bank Radisson Rewards Business Credit Card and US Bank Radisson Rewards Visa Signature Credit Card.  I will go through both offers and tell you what I think of each offer.  If you received different targeted offers, please let me know in the comments.  Without further ado, let’s go over the targeted spending offer on my US Bank Radisson Rewards Business Credit Card.

After spending $2,000 on the credit card, I will earn 3 bonus points per dollars, up to 5,000 bonus points.  I would need to spend an extra $1,666.67 to max out the 5,000 bonus points.  In total, I would need to spend $2,000 + $1,666.67 = $3,666.67 and earn 23,333 points ( [5 x 2,000 = 10,000] + [8 x 1,666.67 = 13,333], 10,000 + 13,333 = 23,333).  If I spent $3,666.67 on my Citi Double Cash Credit Card, I would earn $73.33.  So $73.33 cash back vs. 23,333 Radisson Rewards Points.  According to Frequent Miler’s Reasonable Redemption Value table, Radisson Rewards Points are worth 0.38 cents per point, so 23,333 points is worth $88.67, or only $15.34 more than the cash back.  I’m currently sitting on a stash of 146k Radisson Rewards Points, so I do not want/need any more points.  If you value Radisson Rewards points at more than 0.38 cents per point, you might be interested in this offer.

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Buy Miles/Points Promos Ending Soon: IHG (75%), United (85%), Etihad (20%) & Southwest (40%)

Good afternoon everyone.  I was working on my Buy Miles & Points Page and found a few offers ending soon.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here are 4 buy miles/points promos ending this week.  First up, IHG is offering up to a 75% bonus, depending on the number of IHG Rewards Club Points you purchase.  This offer expires today – February 28.

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How to Calculate Discover It Credit Card Bonus Category Spend

Good morning everyone.  Today is the last day of February, so we are 2 months into the year and 2 months into the first quarter.  I wanted to check the spending on my Discover It Credit Card and see how much I have spent toward maxing out the grocery store bonus category.  Every quarter, you can earn up to $75 cash back on up to $1,500 in spend.  Discover has made it really easy, you can see your bonus tracker here.  Based on the $21.92 in cash back, I assume I have spent $438.40 at grocery stores.  But that might not be 100% correct…

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How to Convert an Existing Discover Credit Card into a Different Discover Credit Card Online

Good morning everyone, it is now possible to convert an existing Discover credit card into a different Discover credit card online (hat tip to Don at Doctor of Credit).  I currently have a Discover It Credit Card and a Discover It Miles Credit Card.  My Discover It Miles Credit Card is over a year old, so I already got my double points after the first year.  Now the credit card only earns 1.5x on all purchases, so I don’t use that credit card anymore.  I would much rather have another Discover It Credit Card and have access to rotating 5% cash back categories.  To convert your existing Discover credit card online, click here and sign into your Discover online account.

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Buy Miles/Points Promos Ending Soon: Alaska (40%), Hyatt (30%), British Airways (50%), Hilton (100%) & IHG (75%)

Good afternoon everyone, I hope your week is going well.  I was working on my Buy Miles & Points Page and found a few offers ending soon.  Always check the math to make sure that buying miles & points makes sense for you.  Do not buy miles & points speculatively unless you have a use in mind.  With that said, here 5 buy miles/points promos that end this week.  First up, Alaska Airlines is offering a 40% bonus, when you purchase at least 20,000 Alaska Airlines Mileage Plan miles.  This offer expires tomorrow – February 22.

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