Tag Archives: US Bank

a blue text on a white background

How to Use Amazon Shop with Points Redemption for Orphaned US Bank Rewards (Get 1 CPP Value)

Posted on by . Leave a reply

Good afternoon everyone, I hope your week is going well.  A few weeks ago, I was approved for the US Bank Business Altitude Connect Credit Card that offered 60,000 points (worth $600 cash back) after spending $6,000 in 6 months.  I completed the minimum spending requirement and received the sign up bonus this morning.  After redeeming the majority of the sign up bonus as a statement credit, I had 1,772 orphaned (aka leftover) points.  In this post, I will show you how to use the Amazon Shop with Points feature to use up any orphaned US Bank Rewards (either points or cash back).

To get started, sign into your US Bank account, go to your credit card account, click the Rewards and Benefits tab, and then click the Redeem or View My Rewards button.  As you can see, I have 1,772 points left in my account.  To see the redemption options, click the 3 lines in the upper left corner.

Continue reading →

a woman with blonde hair and a green shirt

Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

Posted on by . 2 Replies

Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

a blue credit card with silver text

Continue reading →

a blue and black logo

Zelle’s Parent Company (Early Warning Services) Launching New Paze Digital Wallet Service

Posted on by . 4 Replies

Updated at 10:30am PT on 6/8/23: Here is a Chase Paze FAQ page and a US Bank Digital Services Agreement page (scroll down to “Using Paze”).

Good afternoon everyone.  I went down a deep rabbit hole that started with an email from Wells Fargo and ended with me finding details of Paze – a new digital wallet service from Zelle’s parent company (Early Warning Services).  Follow me down the rabbit hole as I explain more about Paze.  The journey began when I received this email from Wells Fargo about updates to the Online Access Agreement.  I clicked the link to view the Summary of Changes to see if there was anything noteworthy.

a screenshot of a web page

Continue reading →

a blue sign with white text

My Recent Retention Offers for AMEX Blue Business Plus & US Bank Altitude Reserve

Posted on by . 4 Replies

Good morning everyone, I hope your week is going well.  Over the last few weeks, I made retention calls on 2 credit cards and I wanted to share my data points.  I started with the American Express Blue Business Plus Credit Card.  Even though this credit card doesn’t have an annual fee, I had heard others had success getting retention offers, so I decided to call and see if there were any offers.  I started with the AMEX Chat, but the chat rep said I needed to call a specific department to talk about retention offers.  On the phone, I explained to the rep that I have been using my American Express Business Platinum Card and American Express Business Gold Card a lot recently and haven’t been using my AMEX Blue Business Plus very much lately and I was considering closing the card.  The rep checked the offers and said they could offer me a $50 statement credit with no spend.  I asked if there were any other offers, but there were no better offers available, so I gladly accepted the offer.  The $50 statement credit posted to my account a few days later.

a red and black line

Continue reading →

a black background with a black square

My Search for the Best Credit Card for Peloton Bike Rental Monthly Subscriptions

Posted on by . 15 Replies

Good morning everyone.  A few months ago, I decided to get a Peloton Bike Rental and *try* to get in better shape for 2023.  The total monthly cost of the bike rental and all-access membership is $96.56 and this Mashable article explains more about the pros and cons of the rental program along with the cancellation period and buyout options.  If you are considering buying a Peloton bike, you might be better off with the rent to own model.  Anyway, let’s focus on which credit card is best for Peloton bike rental monthly subscriptions.

a woman on a stationary bike

Continue reading →