FlexPerks Visa Signature Card

Forget Chase Sapphire Reserve! Apply for US Bank FlexPerks & Ameriprise AMEX Platinum before September 1

Good morning everyone.  I think the Chase Sapphire Reserve Credit Card hype is dying down a bit.  Unfortunately, I am way over 5/24 and I have no pre-qualified offers, so it looks like I won’t be getting the Chase Sapphire Reserve Credit Card anytime soon.  I’m a glass half full kind of guy, so I am always looking for the next best thing.  There are 2 other cards that I am applying for now.

The first is the US Bank FlexPerks Business Edge Visa Credit Card.  Thanks to the awesome performance by Team USA, the current sign up bonus is 34,800 FlexPoints after spending $2,000 in 4 months.  The sign up bonus is great and the minimum spend amount is quite easy.  The sign up bonus is the same for the personal version of the credit card – US Bank FlexPerks Visa Signature Credit Card.  I already have that credit card (along with the US Bank FlexPerks American Express Credit Card), so the business version is the only one I am going after.

US Bank Olympics Promo Landing Page

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Ebates Triple Cash Back Week Logo

Ebates Triple Cash Back Week Live Now (Augst 23-29)

Good evening everyone.  I know today was full of Chase Sapphire Reserve chatter, but there is another deal worth mentioning this week.  Ebates is now offering triple cash back (at least 3 times the standard cash back rate) for several merchants.  If you are new to Ebates, you can sign up for a free account (link) and get a $10 bonus after you make your first purchase of $25 or more.  Also worth mentioning, there are currently 26 merchants offering in-store cash back (add a Visa or American Express credit card to your Ebates account, link merchants to the credit card, and earn cash back for in-store purchases).  Depending on your shopping patterns, some of these cash back deals can be very enticing.

Triple 1

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Small MeetUp Logo

OC Travel Hackers Meetup on Saturday August 20 from 12-2pm @ Tustin District In-N-Out

Good morning everyone, I hope your week is going well.  I apologize for the short notice, but I will be in Orange County this weekend and I wanted to organize an OC Travel Hackers Meetup on Saturday afternoon at the Tustin District In-N-Out.  I’m looking forward to seeing a few familiar faces and meeting some new travel hackers in Orange County.

  • Where: In-N-Out Burger, 2895 Park Ave, Tustin, CA 92782 (Google Maps)
  • When: Saturday, August 20 from 12-2pm

In-N-Out Tustin District Map

Please let me know if you are planning on joining, so I can get a rough estimate of how many people will be there.  If you have any questions, please leave a comment below.  Have a great day everyone!


Alaska Airlines Companion Pass Code Posted 16 Days after Annual Fee is Billed

Good morning everyone.  Yesterday, I wrote August 2016: Which Annual Fees did I Pay & which Credit Cards did I Close?  In that post, I shared my thoughts on the Bank of America Alaska Airlines Credit Card and what to do when the $75 annual fee posted to my account.  When I saw the $75 annual fee post to my account, I had to make a decision whether or not to keep the credit card and pay the $75 annual fee or to call Bank of America and close the credit card to avoid paying the $75 annual fee.  To complicate my thought process, I knew that the Alaska Airlines companion pass code would post to my Alaska Airlines account shortly after the $75 annual fee billed to my credit card (that is the best perk of the card, in my opinion).  For those who are unfamiliar with the Alaska Airlines companion pass code, it allows you to buy any paid Alaska Airlines operated flight and bring a companion for as little as $120 (taxes and fees may vary, depending on your destination).

I was hopeful that the companion pass code would post soon, that way I could keep the companion pass code and still close the credit card without paying the $75 annual fee.  So the question is, “How long does the Alaska Airlines companion pass code take to post to my Alaska Airlines account after the annual fee is billed?”  Let’s find out below…

Bank of America Alaska Airlines Home

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Which Credit Card

August 2016: Which Annual Fees did I Pay & which Credit Cards did I Close?

Good morning everyone, I hope you all had a great weekend.   I quickly wanted to thank everyone who joined me at my Mountain View meetup yesterday – it was great speaking with you all and I will set up another Mountain View meetup soon.  Last August, I wrote July App-O-Rama Update: Several Reconsideration Calls Required to be Approved for 6 New Credit Cards.  In that post, I shared my successes and failures of applying for the following 7 credit cards:

July App-O-Rama Final List

I was eventually approved for the following 6 credit cards:

  • AMEX Everyday – 10,000 AMEX Membership Reward points
  • Citi American Airlines Business – 50,000 American Airlines miles
  • US Bank Cash+ – $100 cash back
  • Bank of America Alaska Airlines – 25,000 Alaska Airlines miles
  • Bank of America Spirit Airlines – 15,000 Spirit Airlines miles
  • Ebates Cash Back – $10 cash back

Of the above credit cards, 3 have annual fees that just posted recently:

  • Citi American Airlines Business – $95
  • Bank of America Alaska Airlines – $75
  • Bank of America Spirit Airlines – $59

I also have a US Bank Club Carlson Business Credit Card that just posted a $60 annual fee (originally opened in July 2014).  Of the 4 credit cards with annual fees, which ones are worth keeping and paying the annual fee?  Which credit cards did I decide to close?  Continue reading