Tag Archives: credit cards

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Warning: HSN Canceled & Refunded my $50 eGC Order Days After $10 AMEX Offer Statement Credit Posted

Update 4/21 8am PT: The $10 statement credit was reversed as well.

Good morning everyone, I have a warning to share about HSN.  This morning, I received an email from American Express telling me that I received a $50 merchant credit (aka refund) from HSN.  That was weird since I purchased a $50 HSN eGift Card from them a few days earlier and already received my $10 statement credit for completing their AMEX Offer ($10 off $30).

HSN AMEX Merchant Credit

Here are my last 3 transactions from HSN on my American Express Old Blue Cash Credit Card:

HSN $50 Refund

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What's in Your Wallet Samuel L Jackson

What Cards are in my Wallet Series: Tonei’s Everyday Wallet

Buenos dias everyone. I thought you might be interested in which credit cards I carry and which ones live in my sock drawer – I know I’d be interested in learning about what my fellow authors use! I’ll start it off, and hopefully Grant, Shelli, Bill, and Whitney will chime in when they get a chance. This will be a multi-part series – I’ll start with what’s in the wallet I carry every day, and later I’ll tell you about what’s I keep in my passport holder, what I keep in my backpack for special occasions, and the cards I use exclusively online or not at all.

A screenshot from a Capital One advertisement showing Samuel L. Jackson looking straight at the camera. A Capital One logo is to the left of him with the text "What's in your wallet?" underneath. At the bottom of the image is a Twitter logo with the hashtag #KaCHING written next to it. Continue reading

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Award Booking Services are like 21st Century Travel Agents

Do you ever use a travel agent? Maybe that’s a silly question to ask miles and points people, but maybe not! I came across a blog piece written by Christine over at Frugal Travel Guy. She points out that there are several situations where it’s “prudent and even beneficial” to use a professional. And I agree. I have two cousins who are long-time travel agents and are dedicated to their clients, but you know what I found out? Neither of them knew much at all about miles and points.

Christine’s reasoning for using travel agents got me thinking, and so much of what she said also pertained to using a miles and points award booking service like Juicy Miles (our affiliate link). So let’s take a closer look at 4 reasons and see if you should EVER use an award booking service.

1. An event that’s too important to leave to chance is a good reason to use an award booking service. Special occasions are, after all, special. I’d say getting to safari locations, big events where you need multiple seats, and honeymoons, certainly qualify. I’m not saying getting multiple awards seats is always easy, but I’d certainly suggest that a professional has a bird’s eye view into whether or not that’s even possible given your miles/points, destination, and dates. Continue reading

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Successful Credit Card Reconsideration Calls: Barclays Arrival Plus & US Bank FlexPerks Gold American Express

Good morning everyone, hoppy happy Easter!  As part of my March App-O-Rama, I was approved for 8 new credit cards.  In this post, I will talk about my successful reconsideration calls for the Barclays Arrival Plus Credit Card and the US Bank FlexPerks Gold American Express Credit Card.  If you are curious, I shared the other results of my credit card App-O-Rama here.  Long story short, I applied for both credit cards toward the end of my App-O-Rama and received pending responses for both credit cards.  At that point, I patiently waited for approval emails or denial letters.

Luckily, I received a call from Barclays a few days later regarding my recent application of the Barclays Arrival Plus Credit Card.  The credit analyst told me that Barclays had already extended enough credit to me and she noted that I didn’t use my 2 other Barclays credit cards much (Barclays Lufthansa Credit Card and Barclays JetBlue Plus Credit Card).  She asked if I would be willing to move credit from one of those credit cards to approve the Barclays Arrival Plus Credit Card.  I said yes, that would be fine.  I ended up moving $10,000 from my Barclays JetBlue Plus Credit Card (subsequently lowering that credit line down to $9,500) and having a $10,000 credit line on my Barclays Arrival Plus Credit Card.  I thanked the rep for her help and asked if it were possible to get the credit card expedited to me so I could use the new credit card right away but I was told that there is a $15 cost to expedite the credit card.  I politely declined and agreed to the free USPS First Class Mail (snail mail) option.

Barclays Credit Cards Lufthansa JetBlue Arrival Plus

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Why I Converted Citi Prestige to Citi Dividend & Closed Citigold Checking Account

Good afternoon everyone.  A few days ago, my Citi Prestige Credit Card statement closed and I confirmed that I did redeem all $250 of my airline travel credit for 2017 (I previously confirmed that Flights Booked with Citi Thank You Points + Cash do not Trigger Citi Prestige $250 Airline Travel Credit).  My statement also said that I would be billed the $350 Citi Prestige annual fee on my next statement.  I only pay $350 for the annual fee because I have a linked Citigold Checking account.  Without that checking account, I would have to pay the $450 annual fee.  Considering that I never took advantage of the 3 free rounds of golf, 4th night free on hotel stays, or needed an extra Priority Pass membership, I saw no reason to keep the credit card another year.  The only feature that I really liked about having my Citi Prestige Credit Card was the ability to redeem Citi Thank You Points for 1.6 CPP on American Airlines and AA codeshare flights, but that feature is going away in a few months too.

Citi Prestige $250 Airline Credit Posted Annual Fee Posting Next Month

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