Category Archives: Promotions + Deals

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How to Redeem Wells Fargo Go Far Rewards Points to Pay for Purchases

Good afternoon everyone, I hope your week is going well.  Earlier this month, the $175 annual fee posted to my Wells Fargo Propel World American Express Credit Card.  I made sure to max out the $50 statement credit from the Small Business AMEX Offer and used up the $100 airline reimbursement.  I was hoping to downgrade my credit card to the no annual fee Wells Fargo Propel American Express, but when I called Wells Fargo, I was told that the department that handles product changes is closed temporarily due to the Coronavirus Pandemic.

Since I couldn’t product change to a no annual fee and I didn’t want to pay the $175 annual fee, I asked the rep to close my account.  During the closure process, the rep said I had 365 Wells Fargo Go Far Rewards Points in my account and asked me if I wanted to redeem the points for purchases before they closed the account.  In this post, I will show you how to redeem your Wells Fargo Go Far Rewards Points to pay for purchases.  Sign into your Wells Fargo online account and click on your credit card, not your Go Far Rewards account.

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125K Chase IHG Premier Credit Card Sign Up Bonus Posts 2 Days After Other Points

Good morning everyone.  Last month, Laura applied for the Chase IHG Rewards Premier Credit Card and was approved around July 10 (after her application was reviewed by Chase).  The sign up bonus was for 125,000 IHG Points after spending $3,000 in 3 months.  Laura’s credit card statement closed a few days ago and I saw on her statement that the 125,000 “New Cardmember Bonus” Points were listed.  I then checked her IHG account balance but did not see the 125,000 IHG Points.  I was a little nervous and confused, but 2 days later, the 125,000 IHG Points posted to her account.  Phew!

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Changes to American Express Credit Card Terms (Bye Ameriprise, Third Party Purchases, Foreign Currency & Cash Advances)

Good evening everyone.  Earlier this week, I reviewed my Wells Fargo credit card statements and spotted some changes to the terms.  I wrote about those changes here: Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits).  For today’s post, I reviewed my recent American Express statements and compiled all the changes I saw on my cards.  Nothing super interesting stood out to me, but I did see mentions of Ameriprise, third party purchases, paying in foreign currency, cash advances, and a few other things.  Here is my attempt to provide some insight about these changes.  Just a heads up that American Express likes to repeat the same information in different places.  This first section covers Ameriprise cards, earning points with third party purchases, and the arbitration process.

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Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits)

Good afternoon everyone.  I was reviewing my recent Wells Fargo Propel World Elite Credit Card statement and noticed a few changes regarding Go Far Rewards.  There are 4 changes that affect electronic gift cards, forfeiture of points at death, misuse / gaming, and daily limits on cash redemptions.  I’m not very familiar with the Go Far Rewards program, but I will attempt to provide some insight about these changes.  The first change is positive.  You can now use points from a Rewards Pool (similar to a family share account) to redeem for an electronic gift card (eGC).  I must really be out of the loop since I did not know you could pool Go Far Rewards or redeem points for eGCs.

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Hyatt Credit Card 25% Awards Rebate: Points Posted 8 Days After Completing Stay

Good morning everyone, I hope your week is going well.  Last week, I wrote My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur and I mentioned 2 Hyatt promos that stacked:

For the first 2 nights, we stayed at the Hyatt Regency Monterey using a free night certificate from Laura’s Chase World of Hyatt Credit Card and 15,000 World of Hyatt Points (category 4 Hyatt).  Thanks to 2 current Hyatt promos, Laura received 2,500 World of Hyatt Points from the Elite Member Bonus and she should receive another 3,750 World of Hyatt Points as part of the 25% rebate on award stays (15,000 x 25% = 3,750).  

At the time, I was still waiting for the 25% rebate on award stays to post to Laura’s Hyatt account.  After ~8 days, the rebated points posted to her Hyatt account.  The points came in 2 increments:

  • 15% x 15,000 = 2,250 (standard 15% bonus that all Hyatt members get)
  • 10% x 15,000 = 1,500 (extra 10% bonus that Hyatt credit card members get)

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