Category Archives: Hotels + Points

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No Upcoming Hilton Stay? Turn Your Credit Into a $50 Snack Shopping Spree

Reposting on 3/15/2025: as we approach the end of Q1, you only have 2 more weeks to use your Q1 $50 Hilton Credit from your Hilton Surpass credit card and AMEX Platinum card. Don’t despair if you don’t have any upcoming Hilton stays, just go on a Hilton snack shopping spree! Read the full post for more details.


Reposting on 12/10/2025: as we approach the end of the year, you only have 3 weeks left to use your Q4 $50 Hilton Credit from your Hilton Surpass credit card and AMEX Platinum card. Don’t despair if you don’t have any upcoming Hilton stays, just go on a Hilton snack shopping spree! Read the full post for more details.


Good afternoon everyone, I hope your week is going well.  Last week, I received a reminder email from Hilton about the Q4 $50 Hilton credit on my American Express Hilton Honors Surpass Credit Card.  I also receive another Q4 $50 Hilton credit from my American Express Business Platinum Card.  In the past, it was easy to use both credits, I’d simply book a Hilton stay once a quarter.  But things are a little different now with a newborn at home.  So when Q3 was coming to an end, I had to get creative to make sure those Hilton credits didn’t go to waste.

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Redeeming Wells Fargo Rewards Points: My Plan of Attack

Good afternoon everyone, happy Friday! This morning, I was looking at my Wells Fargo account and trying to decide what my long-term strategy (aka my plan of attack) should be for my stash of 62,320 Wells Fargo Rewards Points.  If you were a former Bilt Card 1.0 member, then there is a good chance your card was converted to the no annual fee Wells Fargo Autograph Credit Card.  I also currently have the $95 annual fee Wells Fargo Autograph Journey Credit Card.  Before I share my strategy, let’s quickly review the bonus categories and transfer partners for the Wells Fargo Rewards program.

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Breaking Up with My AMEX Coupon Book: No More Monthly, Quarterly, Semi-Annual, or Yearly Credits

Good afternoon everyone, I hope your week is going well. I recently read a great blog post on Frequent Miler about maximizing American Express credits and it made me realize that there are a ton of AMEX credits out there right now with various frequencies (monthly, quarterly, semi-annually, and yearly). After reading the blog post, I took a look at my current American Express credit card lineup and it hit me… I don’t have any of those credits anymore and I’m not sad about that.

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Don’t Let your Hilton Free Night Certificate Expire: Call to get a 2 Week Extension

Good afternoon everyone, happy Friday! Today I wanted to share a quick tip that might save you from losing a very valuable free night certificate. If you’ve ever earned a Hilton Free Night Certificate from a credit card, you know how valuable they can be toward a hotel stay. Unfortunately, those certificates also come with expiration dates and those dates may not line up with your travel plans.  Recently, I had a Hilton Free Night Certificate that was set to expire on February 10.  Instead of rushing to use it on a nearby hotel, I decided to call Hilton (1-800-446-6677) and see if there was anything they could do.  After explaining the situation, the rep offered to extend my existing certificate by 2 weeks.

To find your certificate and expiration date, log into your Hilton account, click your name in the top right corner, and scroll down to the Rewards section.  You should see when your certificate is set to expire.

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My Favorite Underrated Wells Fargo Autograph / Journey Credit Card Feature: Transfers Starting at 1 Point

Good afternoon everyone and happy Friday! A warm welcome to any former Bilt Card 1.0 members who may have found their way here. By now, you’ve likely received your no annual fee Wells Fargo Autograph Credit Card and are wondering: What should I do with this card, should I keep it?

While the Wells Fargo Autograph offers decent bonus categories, my favorite feature is something far less flashy, but far more useful to me: you can earn transferable points and move them to airline and hotel partners without paying an annual fee.  This is a huge deal if you ever need to top off an account with fewer than 1,000 points. There are no minimum transfer amounts, which means no orphaned points stranded after a redemption.  That combination is wonderful, but not very common in the miles / points space.

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