Tag Archives: American Express Membership Rewards Points

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“Reflecting” on My New Mirrored AMEX Business Platinum Card

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Good afternoon everyone, and happy Friday!  A few weeks ago, American Express unveiled their new mirrored-finish Platinum Card lineup, and as a longtime card enthusiast, I knew I had to add this shiny collectible to my collection. Instead of applying for a new card, I logged into my American Express online account and ordered a replacement American Express Business Platinum Card.

While waiting for the replacement card to arrive, I discovered something interesting: you can’t add your old AMEX Business Platinum Card to your Apple Wallet once you’ve requested a replacement. Every attempt I made to add it resulted in an error until the new mirrored card arrived and was activated.

This post walks you through ordering a replacement AMEX Business Platinum Card, the delivery timeline, design changes, activation process, and adding your new card to your Apple Wallet.

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5 Credit Cards, $1,000 in Annual Fees: Which Retention Offers Did I Receive?

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Good afternoon everyone, happy Friday!  In the first week of July, I had 5 credit card annual fees post to my accounts, totaling over $1,000.  As part of my credit card / travel hacking philosophy, I call the credit card company every time an annual fee posts and see if there are any retention offers available, then I decide if I will keep the card open for another year or close the card.

Here are the 5 credit cards and the results of each retention offer call:

Credit Card Name Annual Fee Date Posted
Chase IHG Rewards Business Credit Card $99 7/1/2025
JPMorgan Chase Ritz Carlton Credit Card $450 7/1/2025
American Express Marriott Bonvoy Business Credit Card $125 7/2/2025
American Express Delta Platinum Business Credit Card $350 7/2/2025
Laura’s Capital One Venture Rewards Credit Card $59 7/7/2025

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Should I Transfer All My AMEX Points to Hawaiian Airlines?

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Good afternoon everyone, I hope you had a great weekend.  I am excited to share that Laura and I are having a baby girl in August.  With our upcoming Player 3 little bundle of joy, our travel plans will be on pause for a while, but I wanted to build up a big Alaska Airlines mileage balance so that when we take to the skies once more, we will have plenty of miles available.

As of May 2025, I have 1.3 million Alaska Airlines miles in my account.  We built up this balance in the last year by transferring lots of AMEX Membership Rewards Points to our Hawaiian Airlines accounts, applying for Barclays Hawaiian Airlines credit cards, and then by consolidating all our miles into my Alaska Airlines account.  For a step by step guide on how to do that, please read How to Transfer, Combine, or Move Alaska Airlines and Hawaiian Airlines Miles (with Direct Links).

With all that said… Should I transfer all my AMEX Membership Rewards Points to Hawaiian Airlines?  After reading this post, please let me know your thoughts.

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How to Transfer, Combine, or Move Alaska Airlines and Hawaiian Airlines Miles (with Direct Links)

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Republished on 5/18/25 since AMEX announced that American Express Membership Rewards Point transfers to Hawaii Airlines will end on June 30, 2025.

Good afternoon everyone, I hope your week is going well. In this post, I will show you how we moved Alaska Airlines Miles into Hawaiian Airlines Miles, transferred those miles between Hawaiian Airlines accounts, and then transferred those miles to Alaska Airlines.  We wanted all of our miles to be in a single account (my Alaska Airlines account) to make award booking easier since we would book all of our award tickets from a single account.  Transfers between Alaska Airlines and Hawaiian Airlines were free and instant.  Here are the steps we did…

A few weeks ago, Laura and I transferred large chunks of American Express Membership Rewards Points into Hawaiian Airlines Miles when AMEX had a 20% transfer bonus to Hawaiian Airlines.  I transferred 417K AMEX MR Points into 500K Hawaiian Airlines Miles on August 29.

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Keep, Cancel or Convert? Laura’s American Express Gold Card ($325 Annual Fee)

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Good afternoon everyone, I hope your week is going well.  A few days ago, I was reviewing our recent credit card statements and saw that the $325 annual fee posted to Laura’s American Express Gold Card.  We discussed the card benefits and decided it wasn’t worth prepaying $325 in order to jump through all of these hoops to earn back the $325 annual fee.  As a reminder, here are the coupons statement credits on this card:

  • $10 Uber / Uber Eats credit each month ($120 total)
  • $10 Grubhub credit each month ($120 total)
  • $7 Dunkin credit each month ($84 total)
  • $50 Resy credit every 6 months (launched in July 2024, so only $50 total in 2024)

Even though we did receive all of these credits in 2024, I would not value them close to $374.  In order to receive all of those credits, we had to jump through 37 hoops throughout the year.  We are still sitting on $28 of Dunkin credit (the nearest Dunkin in about 40 miles away) and we have a $50 restaurant gift card for a nearby Resy restaurant that we bought at the end of December.

Also, we were not using the card for 4x at restaurants and 4x on groceries.  I have plenty of AMEX MR Points, so we were using 2 Citi Custom Cash Credit Cards for 5x at restaurants and 5x on groceries.  Then in 2025, we switched to using the Chase Freedom Flex Credit Card for 5x on groceries ($1,500 quarterly max) and the Discover It Credit Card for 5x at restaurants ($1,500 quarterly max).

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In addition, we decided to transfer all 150,000 of Laura’s AMEX MR Points to her Hawaiian Airlines account, then she transferred them to my Hawaiian Airlines account and then I moved them to my Alaska Airlines account (read more about that process here).  The next step was to contact AMEX via Online Chat to close the card…

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