Tag Archives: American Express

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Check the Citi Merchant Offer Redeemed Section to Verify You’ve Used an Offer Successfully

Good afternoon everyone, we are almost to Memorial Day Weekend!  A few days ago, Doctor of Credit published Citi Offers: AT&T Wireless, $40 Off $65.  I have AT&T service, so I quickly added the $40 Off $65 AT&T Citi Merchant Offer to all my eligible Citi credit cards (6 out of 7 cards had the offer).  I then signed into my AT&T account and prepaid $65 toward my next bill.

Citi doesn’t send emails when you use a Citi Merchant Offer (like the way American Express does with AMEX Offers), so you need to wait patiently for the purchase and statement credit to post.  My $65 AT&T purchase posted to my Citi Double Cash on May 20, but I haven’t received the $40 statement credit yet (as of May 23).  I decided to do some digging to see if I triggered the offer, even before the statement credit posted to my account.  Here is how you can do that within the Citi app (and the steps are probably very similar on the website).  Sign into you Citi app, click on any Citi credit card, then scroll down and click the Explore Products & Offers button.

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My Cardless FOMO

Good afternoon everyone, I hope your week is going well.  Over the last few weeks, Cardless has introduced 4 new credit cards from Avianca Airlines and Qatar Airways.  The credit cards have various designs, annual fees, sign up bonuses, earning categories, and card benefits.  So what’s the problem?  It’s been reported many times that Cardless has a “1 Card Rule” that says:

Can I select a different Cardless product?
No. It is not currently possible to move between Cardless products, nor are you able to close your account and open a new one.

I have “Cardless FOMO”, but in this case, the fear of missing out (FOMO) is not missing out on the opportunity to get one of the existing Cardless credit cards below, but rather the fear of missing out on a great future Cardless credit card that has yet to be released.

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Comparing Alaska Airlines, British Airways & Qatar Airways Award Prices for 2 Finnair Flights (DUB-HEL & HEL-ARN)

Good afternoon everyone, happy Friday!  Last week on the Miles to Memories Podcast, I mentioned my upcoming Summer trip with Laura to Dublin, Helsinki, and Stockholm. I wanted to share my award booking strategy for 2 flights: Finnair flight from Dublin to Helsinki (DUB-HEL) and Finnair flight from Helsinki to Stockholm (HEL-ARN).

I found these flights using the Point.me award search tool and saw that there were many different airline programs that could book the same award.  So which airline program was best?  Spoiler alert: no single airline program was best for all economy and business class awards, but I will show you the various options available for each flight and tell you which program I picked for each flight.

Flight 1: Finnair from Dublin to Helsinki (DUB-HEL), 3 hour flight

I picked a random date in the Summer (June 5) and the flight was 257.64 EUR ($276.43 USD) for economy and 297.64 EUR ($319.35 USD) for business class.  I didn’t pick the cheapest option since I will have more than 8 kilograms (17.6 pounds) of carry on bags and would need to check a bag.

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Listen to Grant on the Miles to Memories Podcast (Again)

Good afternoon everyone, I hope your week is going well.  A few days ago, I had the pleasure of being a guest / co-host on the Miles to Memories Podcast.  I spoke with Shawn Coomer (MtM Founder) while Joe Cheung took the day/night off. This was my second time on the Miles to Memories podcast (first time was back on September 24, 2020).  We talked about many different topics, ranging from the JPMorgan Chase Ritz Carlton Credit Card and accompanying Priority Pass membership; closing my American Express Business Platinum Card; upcoming Summer trip to Dublin, Helsinki, and Stockholm; and more.

You can listen and subscribe to the podcast here.  Please let me know what you think of the podcast episode by leaving a comment below.  Lastly, if you want to hear more of my lovely voice, check out my Podcasts & Interviews page.  Have a great day everyone.

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My Preparation to Close American Express Business Platinum Card

Updated 2:20pm PT on 4/24/2024: My $237.77 refund check from American Express arrived in the mail today, 5-6 days after requesting the refund check.


Good afternoon everyone, I hope your weekend is going well. A few days ago, I wrote Contact AMEX if Alaska Airlines Seat Assignment / Upgrade Purchases Do Not Trigger Airline Fee Reimbursement Credit.  That post was in preparation of closing my American Express Business Platinum Card after the $695 annual fee posted earlier this month.  I had already tried my luck at retention offers via AMEX Chat and calling, but the only offer I received was for 10,000 AMEX Membership Rewards Points after spending $5,000 in 3 months.  That retention offer wouldn’t have made a large enough dent toward the $695 annual fee, so I decided to close the card.

I still had a few weeks before the annual fee had to be paid or the card had to be closed, so I was determined to earn as many of the benefits before that date.  Through mid April, I was able to get 4 x $10 Wireless Credits, the $200 Dell Credit for the first half of the year, and the $200 Airline Incident Credit with Alaska Airlines (read the blog post at the top of this post for more details).

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