Tag Archives: Bank of America

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Let’s Review my 2022 Airline, Hotel & Credit Card Predictions

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Good afternoon everyone, happy New Year’s Eve!  Since today is the last day of the year, I wanted to review My Wild and Crazy 2022 Airline, Hotel & Credit Card Predictions.  6 months ago, I wrote My 2022 Midyear Review of Airline, Hotel & Credit Card Predictions where I shared my 4 out of 26 correct predictions.  Hopefully I was able to pick up a few more correct predictions in the second half of the year.  Without further ado, here are my predictions and the results…

My 2022 Airline Predictions (2 / 7)

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature. – I still cannot believe this feature exists but Alaska and Southwest are not using it.  Maybe we will see this feature again in 2023.
  • American Airlines will return as a Citi ThankYou Points airline transfer partner. – I still cannot believe that Citi can’t get American Airlines to come back to the ThankYou Points portal, not even for a short trial period.  I’m hopeful this will happen in 2023.
  • Avianca will give Turkish Airlines a run for their money for domestic Star Alliance awards. – No, I don’t think this happened in 2022.
  • British Airways will let you use Avios to pay the taxes, fees, and fuel surcharge portion of award tickets. – Yes, you can pay a large portion of taxes / fees / fuel surcharges with British Airways Avios (link).
  • Delta Airlines, Southwest Airlines, or United Airlines will introduce a “Miles and Cash” payment option for award tickets (pay 10,000 miles or pay 8,000 miles + $40). – No, I don’t think these airlines introduced this feature in 2022.
  • JetBlue will partner with another US airline for award bookings. – Yes, you can book JetBlue flights using American Airlines miles (link).
  • United Airlines will be a transfer partner with Brex, Citi, or American Express. – Wrong! I should have guessed united Airlines would partner with Bilt Rewards.

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I Paid $4,043 in Credit Card Annual Fees in 2022 – Was it Worth it?

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Good evening everyone, I hope your week is going well.  With the end of the year right around the corner, I decided to publish my 2022 version of credit card annual fees I paid this year.  For comparison, here are my previous credit card annual fee posts:

For this year’s post, I decided to break up the list of credit cards into 5 sections:

  • Annual fees paid on new credit cards with sign up bonuses
  • Annual fees paid on credit cards that received retention offers
  • Annual fees on credit cards that have been upgraded / downgraded / product changed
  • Annual fees on credit cards that I closed
  • All other credit cards

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My Positive Experience Moving / Reallocating Credit Limits / Prepaying Bill with Bank of America Business Credit Card

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Good morning everyone.  A few weeks ago, I did a mini App-O-Rama and applied for 3 business credit cards.  One of those cards was the Bank of America Business Advantage Unlimited Cash Rewards Credit Card.  The standard offer is $300 cash back after spending $3,000 in 3 months, but there is an alternative offer (link) that has a $500 cash back bonus after spending $5,000 in 3 months.  I applied for the alternative offer and was instantly approved.  The only problem… my credit limit was only $3,000 and I had a $5,000+ charge I needed to make.

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See your Bank of America “More Rewards Day” Extra 2% Cash Back Online

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Good afternoon everyone, I hope your week is going well.  Last Saturday, Bank of America celebrated More Rewards Day by offering cardmembers an extra 2% cash back (or an extra 2x miles) on all purchases made on November 5.  Doctor of Credit has more details about the promo.  I recently applied for the Bank of America Business Advantage Unlimited Cash Rewards Credit Card that was offering $500 cash back after spending $5,000 in 3 months.  I had to make some tax payments in November, so I waited until November 5 to make the payment and complete the $5,000 minimum spending requirement.  In this post, I will show you how to see your extra cash back from More Rewards Day.

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Targeted Bank of America Alaska Airlines Credit Card Referral Offer: 50K Miles + Companion Pass with $3K Spend

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Good afternoon everyone, happy Friday!  Yesterday, I received an email from Alaska Airlines about a “Special Email Referral Offer.”  The referrer will get 15,000 Alaska Airlines Miles for each referral and the referee will get 50,000 Alaska Airlines Miles plus an Alaska Airlines Companion Fare (just pay taxes and fees up to $22) after spending $3,000 in 3 months.  The $75 annual fee is not waived.

The other current best offer I could find for the Bank of America Alaska Airlines Credit Card is for 40,000 Alaska Airlines Miles plus $100 statement credit plus an Alaska Airlines Companion Fare (just pay taxes and fees up to $22) after spending $3,000 in 3 months.  The $75 annual fee is not waived either.  So the only difference between the standard offer and the referral offer is whether you want a $100 statement credit or 10,000 more Alaska Airlines Miles.  In my opinion, 10,000 Alaska Airlines Miles is worth more than $100 to me (probably closer to $150), so I think the referral offer is better.

If you currently have a Bank of America Alaska Airlines Credit Card, you might have received the targeted referral offer yesterday with the subject line “#NAME#, get a 15,000 bonus mile offer when you refer a friend” from the the sender “mileage.plan@ifly.alaskaair.com”.  Let’s go through the referral process to see what it looks like.  To get started, I clicked the blue REFER A FRIEND button.

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