Tag Archives: Cash Back

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Last Call for Discounted FTU Online Membership & Reminder to Register for FTU Virtual Seminar (December 12)

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Good afternoon everyone, I hope your week is going well.  If you do not have any plans this weekend, I highly recommend attending the FTU Virtual Seminar this Saturday, December 12 from 11am to 3pm ET (8am to 12pm PT for those on the West Coast).  Here is the full schedule of speakers and presentations.  You can either watch the FTU Virtual Seminars live on Saturday or watch the recording later, but you need to register before the event begins.  Tickets to the FTU Virtual Seminar are free if you have a FTU Online Annual Membership or $25 for non-members.  I highly recommend signing up for the FTU Online Annual Membership (read Buy a $49 Frequent Traveler University (FTU) Online Annual Membership & Attend First Virtual Seminar December 12).  The FTU Online Annual Membership is currently $49 but will go up to $129 on December 12.

Assuming I persuaded you to attend the FTU Virtual Seminar or better yet, purchase a FTU Online Annual Membership, the next thing you need to do is register for the FTU Virtual Seminar before December 12.  I assumed (incorrectly) that I was automatically registered for the FTU Virtual Seminar when I purchased my FTU Online Annual Membership, but that is not true.  You still need to register for the FTU Virtual Seminar if you want to live stream or watch the recording.  In this post, I will walk you through the steps to register for the FTU Virtual Seminar.

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New PFS Buyers Club US Mint Coin Deal: Spend $407, Make $23 (Live 12/10 @ 12pm ET)

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Updated 12/9/20 at 9:40am PT: Deal is already full and PFS Buyers Club just sent out the following email: “Tomorrow’s deal is completely subscribed. We have other members asking to join, but we do not have any open spots.”  If you missed this deal, I recommend signing up for an account so that you receive the next deal email right away.

Good morning everyone, I just received an email from PFS Buyers Club about a new US Mint coin deal that is going live tomorrow (December 10 at 12pm ET).  PFS Buyers Club did a deal last month for a gold and silver coin.  I was able to buy the silver coin from the US Mint, sell the coin to PFS Buyers Club, and make $62 profit ($150 – $87.95 = $62.05).  This deal has higher spend ($406.95), but a lower profit ($23.05).  If you are interested in joining PFS Buyers Club, please sign up with my referral link (I earn a $20 referral bonus after your first PFS Buyers Club sale).  PFS Buyers Club does a great job out outlining all the necessary steps and tips to place your order on the US Mint website.  I will briefly cover the necessary steps below.

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Reader Feedback: How Should I Spend 84K Citi ThankYou Points Before December 31?

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Updated at 6pm PT on 1/2/21: Thanks to everyone who answered the poll question at the bottom of this post.  Even though “Do Nothing Until 2021” was the second most popular answer, that is what I decided to do.  Hopefully I will be able to make some Citi TYP redemptions in 2021.

Good evening everyone, I need some help.  First of all, this post could be classified as a “First World Problem” or a “Good Problem to Have”, but I would still like to get some help on making my decision.  Long story short, I have a Citi Rewards+ Credit Card and one of the benefits of the credit card is the ability to get 10% of your redeemed Citi ThankYou Points (TYPs) back, on the first 100,000 TYPs redeemed per calendar year (10K TYPs rebate max).  Since there are only a few weeks left in the year and I have only redeemed a few thousand TYPs this year, I need to spend 84K TYPs by December 31 in order to max out the 10K TYP rebate.  In this post, I will discuss how I calculated how many TYPs I need to spend and go through all the various redemption options and my thoughts on each option.

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My December Credit Card Retention Calls: 2 out of 4 Successes ($300 Statement Credits Total)

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Good afternoon everyone, I hope you had a great weekend.  I called about retention offers on a few different credit cards today and wanted to share my results.  Please make sure to scroll to the bottom of this post and read my tips on making retention calls.  I took a page out of Frequent Miler’s playbook (My $575 phone call (complete in 20 minutes)) and called about these 4 credit cards:

  • Chase Hyatt Credit Card ($75 annual fee posted December 1)
  • JPMorgan Chase Ritz Carlton Visa Infinite Credit Card ($450 annual fee posted July 1)
  • Chase Marriott Bonvoy Premier Plus Business Credit Card ($99 annual fee posted May 1)
  • American Express Business Platinum Charge Card ($595 annual fee posted December 2)

Since the old Chase Hyatt Credit Card is product changing to the new Chase World of Hyatt Credit Card on January 11, 2021, I decided to call Chase and ask about a retention offer.  This is a huge ask that I knew was never going to fly, but I tried anyways.  I told the Chase rep that I was planning on closing my old Hyatt credit card and was going to apply for the new World of Hyatt credit card in a few weeks since I could earn up to 50,000 World of Hyatt Points with the new sign up bonus.  Instead of going through the process of closing one card and applying for the other card, I asked if Chase could provide some bonus World of Hyatt Points to forgo the sign up bonus.  Nope, that was not possible.  At that point, I asked the rep to close that credit card and transfer the credit limit over to another Chase personal call.  I am 0 for 1 at this point, onto the next call.

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Citi 5% Cash Back on Online Purchases from 11/24 – 11/30 Statement Credits Posted

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Good morning everyone, happy Friday!  Last week, Citi ran a promo where you could earn 5% cash back for making online purchases between November 24 and November 30 (Thanksgiving, Black Friday, and Cyber Monday).  My Citi AT&T Access More Credit Card statement just closed and the 5% cash back statement credit posted to my account.  I made an online purchase on November 24 for $503.95 and the $25 Online Purchase Bonus posted on December 3.  You may need to wait until your credit card statement closes to see the bonus.

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