Tag Archives: Citi Bank

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Final Month Review: Calculate Progress Toward Chase Freedom Q3 Restaurant Spend

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Good morning everyone, I hope your weekend is off to a great start.  Last month, I wrote 3 Ways to Calculate Progress Toward Chase Freedom Q3 Restaurant Spend.  In that post, I showed how to calculate restaurant spend on your Chase Freedom Credit Card to see where you stand regarding the $1,500 Q3 bonus spend limit.  Over the last few weeks, I made a few large restaurant purchases, so I wanted to make sure I wasn’t going to far above the $1,500 bonus spend limit (all restaurant spend after $1,500 only earns 1% cash back or 1 Chase Ultimate Reward Point per dollar).

I logged into my Chase online account, went to my Chase Freedom Credit Card, clicked on Blueprint and looked at all my restaurant purchases over the last few months.  If you are unfamiliar with Chase Blueprint, click the link above to see step by step instructions.  I added up all the monthly totals for restaurants and I am currently at $1,671.95.  Depending on your statement due date, you may want to adjust your July restaurant total if you made restaurant purchases in June (I only made restaurant purchases after July 1 on my Chase Freedom Credit Card).

Chase Blueprint Restaurant Spending 9-9-2016

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How to Purchase New Apple iPhone 7 with Citi AT&T Access More Credit Card

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Good evening everyone, happy Friday (aka Apple iPhone 7 / 7 Plus pre-order day)!  In this post, I will show you step-by-step instructions on how to purchase a new iPhone 7 using your Citi AT&T Access More Credit Card.  Unfortunately, this credit card is not currently accepting new applications, but hopefully Citi / AT&T bring in back in the near future.  The sign up bonus on this credit card is great – purchase a new AT&T phone and get reimbursed up to $650.  Luckily or unluckily, the new iPhone 7 is a little more expensive than $650, so I will get the full $650 statement credit.  In July, I shared some info about the AT&T Credit Card card art and earning details, but if you want to learn *absolutely everything* about this credit card, please read Doctor of Credit’s post: All you need to know about Citi AT&T $650 Phone Offer.

To purchase your new iPhone 7 with your Citi AT&T Access More Credit Card, log into your Citi online account and go to your Citi AT&T Access More Credit Card.  You should see a little box with a View Offer link.  Click that link to get started.

Purchase iPhone 7 Citi ATT Card 1

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August 2016: Which Annual Fees did I Pay & which Credit Cards did I Close?

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Good morning everyone, I hope you all had a great weekend.   I quickly wanted to thank everyone who joined me at my Mountain View meetup yesterday – it was great speaking with you all and I will set up another Mountain View meetup soon.  Last August, I wrote July App-O-Rama Update: Several Reconsideration Calls Required to be Approved for 6 New Credit Cards.  In that post, I shared my successes and failures of applying for the following 7 credit cards:

July App-O-Rama Final List

I was eventually approved for the following 6 credit cards:

  • AMEX Everyday – 10,000 AMEX Membership Reward points
  • Citi American Airlines Business – 50,000 American Airlines miles
  • US Bank Cash+ – $100 cash back
  • Bank of America Alaska Airlines – 25,000 Alaska Airlines miles
  • Bank of America Spirit Airlines – 15,000 Spirit Airlines miles
  • Ebates Cash Back – $10 cash back

Of the above credit cards, 3 have annual fees that just posted recently:

  • Citi American Airlines Business – $95
  • Bank of America Alaska Airlines – $75
  • Bank of America Spirit Airlines – $59

I also have a US Bank Club Carlson Business Credit Card that just posted a $60 annual fee (originally opened in July 2014).  Of the 4 credit cards with annual fees, which ones are worth keeping and paying the annual fee?  Which credit cards did I decide to close?  Continue reading →

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Citi AT&T Access More, US Bank Korean Air & Comenity Virgin America Credit Card Art and Info

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Good morning everyone, happy Wednesday!  Sorry for not writing during the last few days, I was in Pismo Beach riding ATVs on the sand dunes over the weekend and busy earlier this week.  Sneak peek: I have a great upcoming blog post about what to do with 50,000 JetBlue TrueBlue Points that doesn’t involve flying on JetBlue – stay tuned!  In this post, I will share some interesting pieces of info about 3 of my new credit cards that I was recently approved for during my June App-O-Rama.  If you haven’t done so already, please read the first credit card post: Bank of America Amtrak, Alaska Airlines Biz & Barclays Lufthansa Credit Card Art and Info.  Here is a look at these 3 new credit cards:

  • Citi AT&T Access More World MasterCard
  • US Bank Korean Air SkyPass Visa Signature Credit Card
  • Comenity Virgin America Visa Signature Credit Card

Here is the front and back of my Citi AT&T Access More World MasterCard.  The word “access” is somewhat transparent and allows light to travel through the credit card.  Like most Citi credit cards, the card number is on the back of the card and there are no raised letters or numbers.

Here is the approval letter that came with the credit card.  The letter covers the sign up bonus details and says my Experian credit score is 766 (which is slightly higher than my Experian credit score of 759 that came with my Bank of America welcome letter).

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