Tag Archives: Citi Bank

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August 2016: Which Annual Fees did I Pay & which Credit Cards did I Close?

Good morning everyone, I hope you all had a great weekend.   I quickly wanted to thank everyone who joined me at my Mountain View meetup yesterday – it was great speaking with you all and I will set up another Mountain View meetup soon.  Last August, I wrote July App-O-Rama Update: Several Reconsideration Calls Required to be Approved for 6 New Credit Cards.  In that post, I shared my successes and failures of applying for the following 7 credit cards:

July App-O-Rama Final List

I was eventually approved for the following 6 credit cards:

  • AMEX Everyday – 10,000 AMEX Membership Reward points
  • Citi American Airlines Business – 50,000 American Airlines miles
  • US Bank Cash+ – $100 cash back
  • Bank of America Alaska Airlines – 25,000 Alaska Airlines miles
  • Bank of America Spirit Airlines – 15,000 Spirit Airlines miles
  • Ebates Cash Back – $10 cash back

Of the above credit cards, 3 have annual fees that just posted recently:

  • Citi American Airlines Business – $95
  • Bank of America Alaska Airlines – $75
  • Bank of America Spirit Airlines – $59

I also have a US Bank Club Carlson Business Credit Card that just posted a $60 annual fee (originally opened in July 2014).  Of the 4 credit cards with annual fees, which ones are worth keeping and paying the annual fee?  Which credit cards did I decide to close?  Continue reading

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Citi AT&T Access More, US Bank Korean Air & Comenity Virgin America Credit Card Art and Info

Good morning everyone, happy Wednesday!  Sorry for not writing during the last few days, I was in Pismo Beach riding ATVs on the sand dunes over the weekend and busy earlier this week.  Sneak peek: I have a great upcoming blog post about what to do with 50,000 JetBlue TrueBlue Points that doesn’t involve flying on JetBlue – stay tuned!  In this post, I will share some interesting pieces of info about 3 of my new credit cards that I was recently approved for during my June App-O-Rama.  If you haven’t done so already, please read the first credit card post: Bank of America Amtrak, Alaska Airlines Biz & Barclays Lufthansa Credit Card Art and Info.  Here is a look at these 3 new credit cards:

  • Citi AT&T Access More World MasterCard
  • US Bank Korean Air SkyPass Visa Signature Credit Card
  • Comenity Virgin America Visa Signature Credit Card

Here is the front and back of my Citi AT&T Access More World MasterCard.  The word “access” is somewhat transparent and allows light to travel through the credit card.  Like most Citi credit cards, the card number is on the back of the card and there are no raised letters or numbers.

Here is the approval letter that came with the credit card.  The letter covers the sign up bonus details and says my Experian credit score is 766 (which is slightly higher than my Experian credit score of 759 that came with my Bank of America welcome letter).

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Hyatt Residence Club Resort Timeshare in Sedona, AZ & 5,000 Bonus Hilton HHonors Points

Good morning everyone, TGI Friday!  I have 2 hotel offers/deals to share with you this morning.  The first is *another* Hyatt timeshare presentation and the second is a Hilton bonus spend offer.  I must get at least 1 timeshare presentation email or letter from Hyatt every month.  This month I received an offer to stay at the Hyatt Pinon Pointe Residence Club Resort in Sedona, Arizona.  4 days / 3 nights in a 1 bedroom suite + 10,000 Hyatt Gold Passport points for $198 + 90 minute timeshare presentation.  If you are interested, you can probably call and book directly at 1-844-821-2582.  Book by August 5, 2016, and stay by December 31, 2016.

Hyatt Pinon Pointe Residence Club Resort Email 7-22-2016

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Poll Question: Meet Minimum Spend or Redeem Citi Thank You Points?

Good morning everyone, happy Fourth of July!  I have this really weird habit where I book a new trip while currently on a trip.  For example, I am currently in Orange County hanging out with my family this weekend, but I just made plans to visit Portland at the end of July with my brother.  I spent a few minutes searching on Google Flights and found the perfect flight: San Francisco (SFO) to Portland (PDX) on Alaska Airlines.  When I use the OnTheFly app (basically ITA Matrix in an app), I see that American Airlines has a codeshare flight for the SFO-PDX Alaska Airlines flight.  (I took a bunch of screenshots on my iPhone while I was in the car, so please excuse the lame images.)

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