Good morning everyone. 2 months ago, I wrote Keep, Cancel or Convert? American Express Hilton Aspire Credit Card ($450 Annual Fee). In that post, I shared that I was offered a retention offer by the American Express rep: earn 10,000 bonus Hilton Honors points after spending $2,000 in 3 months. 10,000 Hilton Honors points is worth about $50 to me and I was planning on keeping the credit card anyways, so I accepted the offer. A few minutes after the call, I received the following email from American Express. Unfortunately, the email did not mention any of the retention offer details, but I decided to spend $2,000 on the credit card anyway.
Good morning everyone, sorry for the lack of posts lately, I was on vacation in Tahiti and Moorea for 10 days for my pre-honeymoon and didn’t have time to write any posts. I have several posts in the pipeline, so I will work on getting those published over the next 2 weeks. Anyway, this morning, Doctor of Credit wrote Numerous American Express Bonus Adjustments Posting Now for Referrals and More.
Yesterday, when I picked up my held mail from the Post Office, I received a letter and check from American Express regarding a “technical error” that caused an annual fee to be charged but not refunded when I closed an American Express credit card. I have several open and closed American Express credit cards so it wasn’t obvious which credit card this was related to. Luckily, the letter says account ending in 01009 and I was able to look up that credit card number in my credit card spreadsheet. I keep all open and closed credit card details in the spreadsheet, so I was able to find out that it was my closed American Express SPG Business Credit Card.
Good evening everyone. I was checking my American Express Blue Business Plus Credit Card statement and spotted some important changes to the American Express Membership Rewards program terms. Doctor of Credit already wrote about the most exciting program change (American Express Gold Card Will Now Earn 4x at Restaurants Worldwide – Not Limited to USA), but I thought I would cover the other, less exciting, but still important changes. There are 4 pages of changes and details, so I will go through each page of the changes. Here are the main points from the first page:
- Effective immediately, you will not be able to add authorized users and have your authorized users have their own Membership Rewards account (separate from the primary Membership Rewards account).
- Starting on Thursday (June 6, 2019), the American Express Gold Card will now earn 4x at restaurants worldwide (instead of just restaurants in the United States). All other card bonus categories and caps remain the same.
- The Blue for Students Card will no longer earn Membership Rewards Points (I can’t even find any info on this card). You should convert this credit card to an AMEX EveryDay Credit Card.
- Effective September 1, 2019, you will need to pay your bill by the payment due date, otherwise you may forfeit any Membership Rewards Points earned that period.
- Effective September 1, 2019, your authorized user will need to wait at least 90 days before you can link their airline/hotel loyalty account to the primary Membership Rewards account. I believe this is American Express’s attempt to crack down on members selling their Membership Rewards Points by adding a buyer as an authorized user, then adding their airline/hotel loyalty account to the primary Membership Rewards account and then transferring Membership Rewards Points out of the primary account.
- Effective September 28, 2019, authorized users that have their own Membership Rewards account will have until October 31, 2019, to redeem their accumulate Membership Rewards Points. In addition, after September 28, 2019, all purchases made by authorized users will have their points post to the primary Membership Rewards account.
Good morning everyone. Last week, I was flying back from Salt Lake City (SLC) to Oakland (OAK) on Delta. The flight was oversold, so the gate agent was looking for a few volunteers to take a later flight (depart SLC at 10:30pm, land in OAK at 11:30pm) in exchange for a $700 gift card. Since I didn’t need to get back to OAK right away, I asked the gate agent if I could take a morning flight into OAK (depart SLC at 8:30am, land in OAK at 9:30am – I would then take BART into SF for work) and I also asked for a hotel voucher for the night. The gate agent said that was possible, so he added me to the volunteer list, and I waited near the gate for all passengers to board. After all passengers boarded the flight, the gate agent called me up, changed my flight to the new morning flight, printed out a hotel voucher, and showed me the list of gift cards that I was eligible to claim. I didn’t take a photo of the laminated sheet on the counter, but I believe these were the same gift cards that were offered. I decided to go with an American Express gift card since that was basically cash to me.
Good morning everyone, I hope you had a great Memorial Day Weekend. I had delicious clam chowder in Bodega Bay and then BBQ’d chicken and corn at home. Last week, I got an email from Airbnb about paying for the second half of an upcoming Airbnb stay in Tahiti. I don’t use Airbnb very often, but apparently you can split your Airbnb payments into 2 parts (pay half when you reserve your Airbnb and pay the other half a few weeks before you arrive at the Airbnb). I had a stash of FlexPoints from my US Bank Altitude Reserve Credit Card and recently enrolled in Real-Time Rewards (for the 500 free FlexPoints). I was hoping I could redeem my US Bank FlexPoints for 1.5 cents each with Real-Time Rewards to cover the Airbnb payment. I clicked the Update Payment Details button at the bottom of the email and paid $804.69 with my US Bank Altitude Reserve Credit Card.