Tag Archives: Credit Cards

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How to Trigger $7 Dunkin Credit with $7 Gift Card Reload in Dunkin App

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Good afternoon everyone, I hope you had a great weekend.  Along with the new card designs on the American Express Gold Card, you now have a $7 Dunkin credit every month.  There are not many Dunkin locations in the Bay Area, but I didn’t want to let a $7 credit go to waste.  I created a Dunkin account, download the app, signed in, and went through the process to buy a $7 Dunkin gift card, but that transaction kept failing.  I then decided to “gift myself” a $5 Dunkin egift card which I was able to add to my Dunkin account and then proceed with the $7 Dunkin reload.  If you already have a Dunkin card in your Dunkin account, you can skip this first step.

If you are starting from scratch (like me), go to the Dunkin gift card page and click the Buy Now button under the Give the Gift of Dunkin.

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How & Why I Switched from Chase Marriott Bonvoy Premier Plus Business to AMEX Marriott Business Credit Card

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Good afternoon everyone, happy Friday! This post has been a work in progress for the last few months since March 2024.  Let me explain.  Back in March 2024, American Express had an increased sign up bonus on the American Express Marriott Bonvoy Business Credit Card that offered 3 Marriott 50K Free Night Certificates (FNC) after spending $6,000 in 3 months.  That was a great offer, but due to Marriott’s Eligibility Matrix (see Frequent Miler’s awesome chart), I wasn’t eligible for the AMEX Marriott Bonvoy Business Credit Card because I currently had the Chase Marriott Bonvoy Premier Plus Business Credit Card. I would need to close my old Chase card, wait 30 days, and then apply for the new AMEX card.

This was a big gamble because there was no guarantee that the AMEX card would have a decent sign up bonus again in the future and because my Chase card was no longer available, so once I closed that card, I could never get it back.  I strongly prefer to hold onto cards that are no longer available, like my Chase Ink Plus and my JPMorgan Chase Ritz Carlton.

The increased sign up bonus on the AMEX card ended on March 20, 2024, and my Marriott 35K FNC from the Chase card would post the following month in April 2024.  As expected, the FNC posted to my Marriott account on April 15, 2024, and now was the time to proceed with my plan.

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Discover It Credit Card $50 Authorized User Bonus (Targeted Offer, SSN Required)

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Good afternoon everyone, I just received the following email from Discover regarding my Discover It Credit Card. If I add an authorized user to my account and the authorized user makes a purchase by October 5, 2024, I will get a $50 bonus.  I believe this offer is targeted since I didn’t see any mention of the authorized user bonus when I signed into my Discover online account and went to the Authorized User page. Last week, Discover had a similar promo with their referral program: Discover It Credit Card $100 Referral Offer, Earn up to $500 / Year (Referral Links Needed).  If you have a Discover It, please share your referral link in that post.

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How to Request New AMEX Gold Card Design: White Gold, Rose Gold or Plastic (Website & App) [Card Art & First Impressions]

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Updated at 9:00am PT on 7/30/24: My replacement AMEX Gold Card in white gold arrived today.  Here is what the replacement card looks like compared to my AMEX Gold Business Card that is the standard gold color.  Both the front and back are much lighter than the AMEX Business Gold Card. Interestingly, the 15 digit card number stayed the same, but the 4 digit security code on the front changed, the 3 digit security code on the back changed, and the expiration date changed.  At the bottom of the post, I added the welcome letter and more details about the $100 Resy Credit and $84 Dunkin Credit.

Good morning everyone, I hope your week is going well.  Doctor of Credit just published Refreshed American Express Gold Card Now Live, so I thought I would show you how to request the new White Gold design for your American Express Gold Card.  You can also follow these steps if you would like a Rose Gold design, or an 85% recycled plastic design.  The process is slightly different depending on if you are on the AMEX website or AMEX app, but I covered both processes in this post.

To get started on the AMEX website, sign into your account, select your AMEX Gold Card from the top right corner, and then click Account Services.

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Wells Fargo Increasing Out-of-Network ATM Cash Withdrawal Fee from $2.50 to $3.00 (Effective 9/1/24)

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Good afternoon everyone.  I was reviewing my recent Wells Fargo checking account statement and noticed a few updates in the IMPORTANT ACCOUNT INFORMATION section at the end of my statement.  There is good news if you use non-Wells Fargo ATMs for balance inquiries and funds transfers.  I never knew you could do these with out-of-network ATMs (I would just use the Wells Fargo app or website to do that), but the $2.50 fee is going away, effective September 1, 2024.

Unfortunately, there is also bad news if you use out-of-network ATMs for cash withdrawals.  Effective September 1, 2024, the fee is increasing from $2.50 to $3.00 per transaction, and that doesn’t include the fee that the ATM owner will charge you either.

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