Tag Archives: Credit Cards

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The Sites, Smells & Tastes from 2 Days in Copenhagen, Denmark

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Good afternoon everyone, happy Friday!  A few weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS).  Yesterday, I wrote about The Sites, Smells & Tastes from 3 Days in Prague, Czech Republic. After a great time in Prague, we took a $17 Uber back to the airport and then flew to Copenhagen, Denmark (CPH) on Norwegian Air for $89 / person.  We took the 15 minute train ride from the airport to the Copenhagen Central Train Station for $5 / person and then walked a few blocks to the Comfort Hotel Vesterbro, where we stayed for 2 nights for 20,000 Choice Points / night.  To be honest, the hotel looked better in photos, but it was in a decent location.

Literally next to the Copenhagen Central Train Station is the world famous Tivoli Gardens, which recently celebrated it’s 180th birthday, making it one of the oldest amusement parks in the world.  You can buy entrance only tickets for $22 / person or add on a ride pass for another $25 / person.  It’s hard to describe it in words, but it is like a very small version of Disneyland, mixed with a county or state fair.  We had a great time walking around the park.

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New Targeted Capital One Travel Discounts (Ex: $30 Off Flights to Montana on Any Airline)

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Good afternoon everyone, I hope you had a great weekend.  Last month, I wrote PSA: Check for Targeted Capital One Travel Discounts (Ex: $75 Off Flights to Montana & $30 Off Flights to New Mexico).  In that post, I showed how to search your Capital One Travel portal to see if you had any targeted travel offers (usually discounts on hotels and flights to select states).  I took advantage of both offers ($75 off flights to Montana & $30 off flights to New Mexico) and continued to check daily to see if new offers would appear.

Thankfully, my persistence paid off and I found new offers in my Capital One Travel portal.  I only had 1 flight deal ($30 off flights to Montana), but I decided to take advantage of the offer and booked another flight to Montana.  As you can see, the $30 discount is applied to the total and you can pay the remaining balance with your Capital One Venture X Credit Card or Capital One Venture Rewards Credit Card to earn 5x points on flights booked through the travel portal or pay with your existing Capital One points.

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Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

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Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

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Confession: I Used the Wrong IHG Free Night Certificate (Just Issued vs. Almost Expired), But IHG Helped Me Out

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Good afternoon everyone, I hope you had a great weekend.  I am not a juggler, but I do a pretty good job juggling free night certificates and not letting them expire… until last week.  My first clue that something was wrong was when I received this email from AwardWallet alerting me to the fact that one of my IHG Free Night Certificates was going to expire on July 27.  At first, I thought it was a glitch with AwardWallet or IHG since I just booked a stay using my IHG Free Night Certificate back on June 29 for a Crowne Plaza hotel on July 17.  After thinking it over, I decided to take a closer to see what was going on…

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Confusing Changes to Dell Rewards Program: New Point System & Conversion Rate to Dell Dollars, but 3% Rebate on Dell Purchases Remain

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Good afternoon everyone, I hope your weekend is going well.  Yesterday, I received this email from Dell about changes to the Dell Rewards program.  I am not an expert on the Dell Rewards program since I only shop at Dell a few times a year to take advantage of my $200 semi annual Dell credit on my American Express Business Platinum Card, but I have earned and redeemed Dell Rewards Dollars a few times this year.

Here is my current $200 Dell credit strategy: Wait for Dell to have a high cash back rate on an online shopping portal; buy stuff that is a little more expensive than $200; during the checkout process, redeem my Dell Rewards Dollars to bring the total cost down to $200; pay the remaining $200 balance with my AMEX Biz Plat; and wait for the $200 Dell statement credit to post to my account.

Let’s dig a little deeper into the new changes…

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