Tag Archives: Credit Cards

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Huge Score! Citi AT&T Access More Credit Card Thank You Points Adjustments Posted

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Good morning everyone, I hope you had a great weekend.  The calendar date may say October 7, but to me, it feels like Christmas morning!  Let me explain.  I just checked my Citi credit card statements and noticed this message on my 3 Citi AT&T Access More Credit Cards.  According to the message, Citi did not reward me the correct number of Citi Thank You Points for purchases made on my Citi AT&T Access More Credit Cards.  Citi is going to make an adjustment to my account in the next 2-3 billing cycles (actually, Citi credited the missing Citi Thank You Points on that statement).

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Earn $5 When You Sign Up for Acorns

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If you’ve just started paying more attention to your financial health and wellness, you may have heard about some easy ways to start micro-investing. However, it can be difficult to begin when you’ve never had an investment profile before, especially if you don’t have enough capital for a solid play-portfolio.

There are quite a few personal finance apps out there to help consumers get started on day trading and micro-investing, but it’s up to you to figure out which ones are relevant to you. If you are just beginning but want to learn more about micro-investing, I definitely recommend signing up for Acorns.

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Hotel Review: Hilton Beijing Capital Airport (Beautiful Hotel Close to PEK)

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Good morning everyone.  As part of my 10 Day Asia Trip, I spent my first night at the Hilton Beijing Capital Airport.  This hotel is 5 minutes away from Beijing Capital Airport (PEK) and I took the complimentary airport shuttle to the hotel.  Before I arrived in Beijing, the front desk sent me a helpful email with directions on where to meet the airport shuttle.  When I originally booked this hotel a few months ago, I believe the price was roughly $190 USD, but I opted to use 40,000 Hilton Honors Points instead.  A few days before my trip, I checked the hotel prices and the price was down to around $120 USD or 36,000 Hilton Honors Points.  I ended up cancelling my points reservation and rebooking the paid rate.  Between paying with my American Express Hilton Aspire Credit Card, my Hilton Diamond Elite Status, and various Hilton promos, I ended up earning 9,450 Hilton Honors Points, which is worth $47.25 to me (I value Hilton Honors Points at 0.5 cents per point).

I’ve stayed at a handful of airport hotels, but this hotel was different… it was really nice!  The check in area was beautiful, my room was great, the lounge was refreshing, and the breakfast spread had many options.

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Image source: https://www.hilton.com.cn/file/images/20170908/20170908114846521EcmVbcJ.jpg

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Easy Conversion / Product Change from Citi Premier to Citi Rewards+ Credit Card (10% Rebate Feature Available Immediately)

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Good morning everyone.  As a result of my recent July Credit Card App-O-Rama, I now had 2 Citi Premier Credit Cards.  The plan all along was to product change the first / oldest Citi Premier Credit Card into a new Citi Rewards+ Credit Card.  I will keep the second / newest Citi Premier Credit Card as is because I need access to the Citi Thank You Point airline transfer partners.  I called Citi and asked the rep to convert my Citi Premier Credit Card into a Citi Rewards+ Credit Card.  The rep processed the conversion and stated the following:

  • The conversion process would take a total of 51 days, starting on September 5, 2019.
  • The conversion process would be completed on October 26, 2019 (if I wanted to stop the conversion process, I needed to call back before this date).
  • My credit card account number would not change (but the credit card expiration date and CVV code would most likely change).
  • It would take up to 11 days for benefits to kick in (I’m not sure if that is true, by credit card benefits seemed to kick in right away).
  • My new Citi Rewards+ Credit Card would arrive in 10-14 days (but I could continue to use my existing Citi Premier Credit Card until the new credit card arrived).

After the call, I logged into my Citi online account and spotted my new Citi Rewards+ Credit Card beneath my Citi Premier Credit Card.

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My Wife’s Difficult Credit Card Approval Process After Marriage / Name Change

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Good morning everyone, I hope you had a great weekend.  A few weeks ago, my wife Laura decided to apply for the Bank of America Alaska Airlines Credit Card.  Her credit report is great and she is a very responsible credit card user, so I figured it would be an easy instant approval for her.  Unfortunately, it took several weeks and a few phone calls to get approved for this credit card.  The reason?  After we got married at the end of July, she was in the middle of changing her name on her passport, driver license, social security card, bank accounts, credit cards, etc.  She also recently got promoted to a new position, so she had a higher salary than before.  I believe both reasons resulted in Bank of America requiring additional documentation because her new name and new salary were not showing up on her credit report (yet).  In this post, I will share with you the process she went through to ultimately be approved for the Bank of America Alaska Airlines Credit Card.

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