Good evening everyone, I hope your week is going well. I was just checking my Chase credit card accounts and saw that the $75 annual fee posted on my old Chase Hyatt Credit Card. Effective January 11, 2021, Chase will convert all cardmembers who have the old Chase Hyatt Credit Card to the new $95 annual fee Chase World of Hyatt Credit Card. Since I have never had the new card, I am planning on closing the old card and then applying for the new card to get the sign up bonus. I decided to call Chase to see if they could waive the $75 annual fee anyway, but the rep said no. I told the rep that I would think about it and call back later if I decide to close the card. I plan on calling back in a few days to close the card and transfer my credit limit over to one of my other Chase cards.
Good morning everyone. Earlier this week, I had the pleasure of being a guest / co-host on the Miles to Memories Podcast. I spoke with Shawn Coomer (MtM Founder) and Mark Ostermann (MtM Managing Editor), while Joe Cheung took the day/night off. We talked about my British Airways / Match.com love story, our pre-honeymoon to Moorea, and our upcoming road trip to Carmel / Monterey. Subscribe to the podcast here or click the play button below to stream the podcast. Have a great day everyone.
Good morning everyone, I hope your week is going well. Last week, I wrote My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur and I mentioned 2 Hyatt promos that stacked:
For the first 2 nights, we stayed at the Hyatt Regency Monterey using a free night certificate from Laura’s Chase World of Hyatt Credit Card and 15,000 World of Hyatt Points (category 4 Hyatt). Thanks to 2 current Hyatt promos, Laura received 2,500 World of Hyatt Points from the Elite Member Bonus and she should receive another 3,750 World of Hyatt Points as part of the 25% rebate on award stays (15,000 x 25% = 3,750).
At the time, I was still waiting for the 25% rebate on award stays to post to Laura’s Hyatt account. After ~8 days, the rebated points posted to her Hyatt account. The points came in 2 increments:
- 15% x 15,000 = 2,250 (standard 15% bonus that all Hyatt members get)
- 10% x 15,000 = 1,500 (extra 10% bonus that Hyatt credit card members get)
Good afternoon everyone, I hope your week is going well. Yesterday (July 27) was my 1 year wedding anniversary – what a crazy year it has been! If you are unfamiliar with our love story, please read Quick Update Regarding the Old 150x British Airways Avios & Match.com Promo. Long story short, I joined Match.com because British Airways was running a huge promo and offering thousands of British Airways Avios. In the end, I didn’t get the Avios, but I did get the girl and we got married in Sonoma, CA on July 27, 2019. Last weekend, we drove down to Carmel / Monterey / Big Sur for our anniversary. Here is where we stayed and ate during our trip…
Good morning everyone, I hope your weekend is going well. I recently had a change of heart and decided to redeem 1/3 of my Chase Ultimate Rewards Points with the Pay Yourself Back feature. Chase introduced the Pay Yourself Back feature on May 31 and I wrote How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement). Initially, I was not very excited about the new feature, since I convinced myself that I could use my Chase Ultimate Rewards Points in other ways and get more than 1.5 cents per point.
After realizing that I had no concrete travel plans remaining in 2020 (I recently cancelled trips to Boston & New York along with a big trip to Africa), I figured that my stash of Chase Ultimate Rewards Points would probably not be used much this year. Before redeeming 1/3 of my Chase Ultimate Rewards Points, I looked at Chase’s travel partners to see if there were any major reasons to keep my Chase Ultimate Rewards Points. Chase has 13 airline and hotel partners, but only has 4 exclusive partners (Southwest Airlines, United Airlines, IHG, and Hyatt), the remaining 9 travel partners are accessible with American Express Membership Rewards Points, Citi ThankYou Points, and Capital One Miles.
My wife and I have ~58,000 Southwest Airlines points and ~$150 in travel credit, so I would not need to transfer Chase Ultimate Rewards Points to Southwest Airlines. I am not a huge fan of United Airlines and can usually book Star Alliance flights with other travel programs, plus I have ~$178 travel credit from a cancelled United flight. IHG points are worth ~0.5 cents per point and I have ~222,000 IHG points in my account. Last but not least, Hyatt is the only travel partner that stands out from the list. I decided to save at least 60,000 Chase Ultimate Rewards Points just in case we stay at a Hyatt later this year).
I figured that normal spending on our Chase Ink Cash Credit Card, Chase Sapphire Reserve Credit Card, and Chase Freedom Credit Card this year would replenish our Chase Ultimate Rewards Points balance by the end of 2020.