a woman with blonde hair and a green shirt

My June 1 Checklist of Credit Card Credits (Shipping, Wireless, Restaurants, Groceries & More)

Posted on by . 9 Replies

Updated 12:50pm PT on 6/6: My $300 travel credit on the Chase Sapphire Reserve doesn’t reset until October.  See details below.

Updated 11:00am PT on 6/5: I tested the $250 Hilton Resort Credit on a restaurant purchase and the statement credit posted in 3 days.  See details below.

Updated 11:30am PT on 6/3: The $325 travel credit on the US Bank Altitude Reserve can now be used for restaurant purchases from 6/1 – 12/31.  See details below.

Good morning everyone, I hope you had a good weekend.  Today is June 1 and the start of a new month.  As the saying goes: New Month = New Credits.  I have several credit cards, but these are the 5 credit cards that have credits that I can use this month:

American Express Business Platinum Card

a screenshot of a credit card

Continue reading →

a black letter on a white background

How to Redeem Chase Ultimate Rewards Points via Pay Yourself Back (1.5 Cents Per Point for Restaurants, Grocery Stores & Home Improvement)

Posted on by . 14 Replies

Updated at 10:45pm PT on 5/31: The statement credit posted to my Chase Sapphire Reserve within 12 hours of using the Pay Yourself Back feature.  Photo added below.

Good morning everyone, I hope your weekend is going well.  A few days ago, Chase announced a new feature called Pay Yourself Back where you can redeem Chase Ultimate Rewards Points for purchases in select categories.  In this post, I will show you how to redeem Chase Ultimate Rewards Points for 1.5 cents with your Chase Sapphire Reserve Credit Card at restaurants, grocery stores & home improvement stores (valid from May 31 through September 30).  To get started, click here and sign into your Chase online account.  Then select your Chase Sapphire Reserve.

a screenshot of a card

Continue reading →

a black letter on a white background

Trim Saved Me Another $57 on My Comcast Xfinity Cable Bill ($167 Saved Lifetime)

Posted on by . 11 Replies

Good morning everyone, happy Friday and happy Memorial Day Weekend!  Earlier this week, I wrote Get $25 Utility Bill Credit from Arcadia + Earn 5% Cash Back with US Bank Cash Plus.  In that post, I mentioned that I Use Trim to Save Money on Cable / TV / Internet / Phone Utility Bills.  Trim must have been reading that post because the very next day, Trim saved me another $57 on my Comcast Xfinity cable bill.  As a reminder, Trim will reach out to your utility company (cable, TV, internet, and phone) on your behalf and negotiate a lower monthly cost or get you a 1 time courtesy credit.  In exchange for negotiating a lower rate, Trim takes a cut of the savings.  I received the following email from Comcast Xfinity regarding a credit to my bill.  Laura and I did not contact Comcast recently regarding our bill, so I knew Trim had worked their magic once again.

a screenshot of a credit card

Continue reading →

a blue background with white text

Get $25 Utility Bill Credit from Arcadia + Earn 5% Cash Back with US Bank Cash Plus

Posted on by . 4 Replies

Good afternoon everyone, I hope your week is going well.  During the current Coronavirus Pandemic, it is important to save money on everyday purchases.  I recently wrote how to Use Trim to Save Money on Cable / TV / Internet / Phone Utility Bills.  In today’s post, I am going to show you how to save money on your electricity bill with Arcadia and earn 5% cash back paying your bill.  Most electricity utility companies charge you a fee to pay your bill with a credit card, but with Arcadia, you can use a credit card without paying any fees.  Plus, if you have a US Bank Cash+ Credit Card, you can earn 5% cash back (just select the Home Utilities cash back category).  Keep reading to find out how to earn a $25 utility bill credit.

a screenshot of a home utilities website

Continue reading →

a logo of a hotel

Hilton Grand Vacations (Timeshare) Package Extended Expiration Date & Free Change to Other US Resorts

Posted on by . 4 Replies

Good afternoon everyone, I hope your week is going well.  This summer, Laura and I were supposed to go to Boston and New York City for a week.  Then the Coronavirus Pandemic hit.  We recently cancelled our entire trip, including our JetBlue award flight from SFO-BOS, our Hilton free night stay in Boston, our Amtrak trip from Boston to NYC, our hotel stays in NYC, and our American Airlines award flight from LGA-DFW-SNA.  Part of our stay in NYC was at a Hilton Grand Vacations resort with the purchase of a timeshare package (and mandatory timeshare presentation).  Fun read: Profiting from 2 Timeshare Presentations in Hawaii (Secret: Attend, but do not Buy!)

Long story short, I originally bought the timeshare package in November 2018 and have extended / renewed it a few times over the years.  After cancelling my NYC timeshare package, I learned about the extended expiration date and the ability to change to another Hilton resort in the US for free.  More details at the bottom of the post.  My original timeshare package was $286 and gave us 2 nights in NYC (choice of 4-5 properties), $100 Spend a Night on Us voucher (hopefully no headaches like last time), $100 Elevated Rewards Dollars (Hilton resort credit during our stay), and 5,000 Hilton Honors Points (worth ~$25).  The original timeshare package expiration date was November 15, 2019.

a screenshot of a travel package

Continue reading →