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125K Chase IHG Premier Credit Card Sign Up Bonus Posts 2 Days After Other Points

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Good morning everyone.  Last month, Laura applied for the Chase IHG Rewards Premier Credit Card and was approved around July 10 (after her application was reviewed by Chase).  The sign up bonus was for 125,000 IHG Points after spending $3,000 in 3 months.  Laura’s credit card statement closed a few days ago and I saw on her statement that the 125,000 “New Cardmember Bonus” Points were listed.  I then checked her IHG account balance but did not see the 125,000 IHG Points.  I was a little nervous and confused, but 2 days later, the 125,000 IHG Points posted to her account.  Phew!

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Keep, Cancel or Convert? American Express Platinum Delta SkyMiles Credit Card ($250 Annual Fee)

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Updated 8/11/20 at 8:35am: The $1.38 credit adjustment posted to my account and and I now have a $0 balance on my credit card.

Good afternoon everyone, I hope you had a great weekend and your week is off to a great start.  As part of my Keep, Cancel or Convert? series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet.  In today’s post, I will review my American Express Platinum Delta SkyMiles Credit Card, which I wrote about last year in My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved).  I signed up for this credit card when there was a limited time sign up bonus of 70,000 Delta SkyMiles after spending $3,000 in 3 months.  After completing the minimum spending requirement and receiving the sign up bonus, I didn’t put any more spend on this credit card.  When the $250 annual fee posted to my account, I called American Express to see if they could waive the annual fee.  Here are the results of my retention call.

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Changes to American Express Credit Card Terms (Bye Ameriprise, Third Party Purchases, Foreign Currency & Cash Advances)

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Good evening everyone.  Earlier this week, I reviewed my Wells Fargo credit card statements and spotted some changes to the terms.  I wrote about those changes here: Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits).  For today’s post, I reviewed my recent American Express statements and compiled all the changes I saw on my cards.  Nothing super interesting stood out to me, but I did see mentions of Ameriprise, third party purchases, paying in foreign currency, cash advances, and a few other things.  Here is my attempt to provide some insight about these changes.  Just a heads up that American Express likes to repeat the same information in different places.  This first section covers Ameriprise cards, earning points with third party purchases, and the arbitration process.

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Changes to Wells Fargo Credit Card Go Far Rewards Terms (eGC, Forfeiture at Death, Misuse / Gaming & ATM Limits)

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Good afternoon everyone.  I was reviewing my recent Wells Fargo Propel World Elite Credit Card statement and noticed a few changes regarding Go Far Rewards.  There are 4 changes that affect electronic gift cards, forfeiture of points at death, misuse / gaming, and daily limits on cash redemptions.  I’m not very familiar with the Go Far Rewards program, but I will attempt to provide some insight about these changes.  The first change is positive.  You can now use points from a Rewards Pool (similar to a family share account) to redeem for an electronic gift card (eGC).  I must really be out of the loop since I did not know you could pool Go Far Rewards or redeem points for eGCs.

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Hyatt Credit Card 25% Awards Rebate: Points Posted 8 Days After Completing Stay

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Good morning everyone, I hope your week is going well.  Last week, I wrote My 1 Year Wedding Anniversary Trip to Carmel, Monterey, and Big Sur and I mentioned 2 Hyatt promos that stacked:

For the first 2 nights, we stayed at the Hyatt Regency Monterey using a free night certificate from Laura’s Chase World of Hyatt Credit Card and 15,000 World of Hyatt Points (category 4 Hyatt).  Thanks to 2 current Hyatt promos, Laura received 2,500 World of Hyatt Points from the Elite Member Bonus and she should receive another 3,750 World of Hyatt Points as part of the 25% rebate on award stays (15,000 x 25% = 3,750).  

At the time, I was still waiting for the 25% rebate on award stays to post to Laura’s Hyatt account.  After ~8 days, the rebated points posted to her Hyatt account.  The points came in 2 increments:

  • 15% x 15,000 = 2,250 (standard 15% bonus that all Hyatt members get)
  • 10% x 15,000 = 1,500 (extra 10% bonus that Hyatt credit card members get)

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