Good afternoon everyone, happy Friday! In the first week of July, I had 5 credit card annual fees post to my accounts, totaling over $1,000. As part of my credit card / travel hacking philosophy, I call the credit card company every time an annual fee posts and see if there are any retention offers available, then I decide if I will keep the card open for another year or close the card.
Here are the 5 credit cards and the results of each retention offer call:
Credit Card Name | Annual Fee | Date Posted |
Chase IHG Rewards Business Credit Card | $99 | 7/1/2025 |
JPMorgan Chase Ritz Carlton Credit Card | $450 | 7/1/2025 |
American Express Marriott Bonvoy Business Credit Card | $125 | 7/2/2025 |
American Express Delta Platinum Business Credit Card | $350 | 7/2/2025 |
Laura’s Capital One Venture Rewards Credit Card | $59 | 7/7/2025 |