Tag Archives: Citi Bank

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Converting Citi AA Exec Card to Double Cash: Expedite $450 Annual Fee Refund by Calling

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Good morning everyone, the title of this post may sound obvious, but let me explain some background info first.  When my Citi American Airlines Executive Credit Card’s $450 annual fee posted, I called Citi and asked them to convert the card to a Citi Double Cash Credit Card.  Unfortunately since the $450 annual fee had already posted to my credit card, I could not convert the card until paying off the $450 annual fee.  After making a quick online payment from my Citigold Checking Account, I called back the next day to make the conversion.

Citi is strange with their conversion process.  The entire “process” of converting a credit card takes about 51 days (I think that is what the rep said).  During those 51 days, Citi will send out the new credit card, but the old credit card will still be active.  During those 51 days, if I decide to cancel the conversion request, all I would have to do is call Citi and tell them to stop the conversion.  If after 51 days, I have not called to cancel the conversion request, the old card would be closed and the new card would remain open, thus completing the conversion.

Long story short, on my new Citi Double Cash Credit Card, there is a $450 annual fee payment that I want refunded.

Citi Double Cash Showing $450 Annual Fee from Citi AA Exec Card

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July App-O-Rama Update: Several Reconsideration Calls Required to be Approved for 6 New Credit Cards

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Warning: if you are just starting out with rewards-earning credit cards, please do not apply for several credit cards at the same time.  You are responsible for your credit history and credit scores.  You have been warned…

Good evening everyone.  Last month, I wrote July 2015: My 8 Credit Card App-O-Rama Game Plan and I shared my plans/reasoning for applying for the below 8 credit cards.

App O Rama July 2015

After listening to your feedback and suggestions, I decided to make some changes to my App-O-Rama plan.  The table below shows the 7 credits that I ended up applying for.  Here are my reasons for not applying for a few of the credit cards:

  • The Barclays Arrival Plus Credit Card was not available for new applications on my App-O-Rama date.
  • I couldn’t get the targeted 75,000 offer on the AMEX Business Gold Rewards Charge Card, so I decided to wait for a better public offer.
  • I forgot that Citi’s “8 Day Rule” applies to personal and business credit cards, so I decided to apply for the Citi American Airlines Business Credit Card instead of the Citi Hilton HHonors Visa Signature Credit Card.
  • I decided to go for the Bank of America Spirit Airlines Credit Card instead of another Bank of America Virgin Atlantic Credit Card.

July App-O-Rama Final List

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The Easy and Hard Way to Combine Citi Thank You Points into 1 Account

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(Hat tip to Shawn @ Miles to Memories)

Good afternoon everyone, hopefully your weekend is going well.  If you are like me, you probably have a few Citi credit cards that earn Citi Thank You Points.  I have the Citi Forward (no longer available), Citi Premier, Citi Prestige, and Citi Gold Checking account which all earn Citi Thank You Points.  Since the Citi Prestige Credit Card has the ability to book American Airlines / US Airways / AA Codeshare flights for 1.6 cents per point, it would be great to combine all my Citi Thank You Points into the Citi Thank You account linked to my Citi Prestige Credit Card.

In this post, I will show you the easy way and the hard way to combine all your Citi Thank You Points into 1 account.  After you log into your Citi online account, scroll down to view your rewards and click View Rewards and Redeem for any Citi Thank You Point earning credit card.

All Citi Rewards

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How to Book American Airlines Flights with Citi Thank You Points (1.6 Cents Per Point Value)

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Good evening everyone, in this post, I will show you how to book American Airlines flights through the Citi Thank You Points website and get 1.6 cents per point (CPP) in value.  Travel Codex recently reported that codeshare flights with American Airlines / US Airways flight numbers can be purchased for 1.6 CPP also through the Citi Thank You website.  The value you get out of your Citi Thank You Points is dependent on the Citi credit cards you have and the flights you book.  Here is a summary of the possible values:

  • Citi Prestige Credit Card + American Airlines / US Airways Flight (and codeshares) = 1.6 CPP
  • Citi Prestige Credit Card + All Other Flights = 1.33 CPP
  • Citi Premier Credit Card + Any Flight = 1.25 CPP
  • Citi Preferred/Forward/Other Credit Card + Any Flight = 1.0 CPP

If you have more than 1 Citi Thank You Point earning credit card, all your Citi Thank You Points can be pooled into 1 account and will be worth the same as your highest earning credit card.  For example, I have a Citi Prestige, Premier, Forward, and Citigold Checking account and they all earn Citi Thank You Points worth up to 1.6 CPP.

Anyway, let’s get started with booking an American Airlines flight.  After logging into your Citi Thank You Points account, click the Shop tab and then click on Flights.

Citi Thank You Points Flights Link

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Transfer Times to Singapore Airlines from Chase Ultimate Rewards, AMEX Membership Rewards, Citi Thank You Points, and SPG Starpoints

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Good morning everyone, I hope your weekend is going well.  A few weeks ago, I learned about all the cool things you can do with Singapore Airlines miles (@ the SF Travel Hackers Meetup) and I am tempted to book my first award flight using Singapore Airlines miles.  I also heard that point transfers to Singapore Airlines were not instant, so I decided to run a few tests to see how long each transferable points program took to post to Singapore Airlines.

If you were to look at the below screenshot from my Singapore Airlines account, it would look like all the transfers took the same amount of time.  Not true.  The dates listed below are the dates that I initiated the transfer, not the actual dates when the miles posted.  I will go into more detail in the post, but here is the summary of transfer times:

  • Chase Ultimate Rewards Points: within 12 hours
  • AMEX Membership Rewards Points: within 24 hours
  • Citi Thank You Points: within 24 hours
  • SPG Starpoints: 6 days

Singapore Miles from Transferable Points Programs

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