Tag Archives: Credit Cards

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Confusing Changes to Dell Rewards Program: New Point System & Conversion Rate to Dell Dollars, but 3% Rebate on Dell Purchases Remain

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Good afternoon everyone, I hope your weekend is going well.  Yesterday, I received this email from Dell about changes to the Dell Rewards program.  I am not an expert on the Dell Rewards program since I only shop at Dell a few times a year to take advantage of my $200 semi annual Dell credit on my American Express Business Platinum Card, but I have earned and redeemed Dell Rewards Dollars a few times this year.

Here is my current $200 Dell credit strategy: Wait for Dell to have a high cash back rate on an online shopping portal; buy stuff that is a little more expensive than $200; during the checkout process, redeem my Dell Rewards Dollars to bring the total cost down to $200; pay the remaining $200 balance with my AMEX Biz Plat; and wait for the $200 Dell statement credit to post to my account.

Let’s dig a little deeper into the new changes…

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PSA: Check for Targeted Capital One Travel Discounts (Ex: $75 Off Flights to Montana & $30 Off Flights to New Mexico)

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Updated 12:00pm PT on 7/27/23: The travel credit posted a few days after purchasing the flights from the Capital One Travel portal.  Scroll down to see the update.

Good afternoon everyone.  After I saw the 10K Anniversary Points Post & $300 Travel Credit Reset for Capital One Venture X Credit Card, I browsed around the Capital One Travel portal and saw that I had 2 targeted offers: $75 off flights to Montana & $30 off flights to New Mexico.  I am close to SFO, so the location of the offers might be targeted to people in California or the West Coast, I am not sure.  There is no specific airline required and no limited booking window either.  I decided to take advantage of the first offer and booked an Alaska Airlines flight from Seattle to Bozeman, Montana.  As you can see, the $75 credit was applied to the reservation and the remaining $54 was charged to my Capital One Venture X Credit Card.  Since I just got my $300 travel credit “renewed,” the $54 travel purchase should get reimbursed by Capital One in a few days / weeks.

The Capital One Travel portal lets you purchase basic economy flights (which I always skip), standard economy flights (which can be changed after booking), and then a special economy flight that costs a few dollars more, but you can cancel and get back 80% of your flight as future travel credit.  I went with the standard economy flights.

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When do the 10K Anniversary Points Post & $300 Travel Credit Reset for Capital One Venture X Credit Card?

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Updated 12:00pm PT on 7/27/23: The travel credit posted about a week after purchasing 2 flights from the Capital One Travel portal.  Scroll down to see the update.

Good afternoon everyone, I hope your week is going well.  I just paid the $395 annual fee on my Capital One Venture X Credit Card and wanted to share how quickly the 10,000 anniversary points posted to my account and when the $300 travel credit resets.  The $395 annual fee posted to my account on June 7 and I called Capital One to see if they had any retention offers available.  Unfortunately, they did not have any offers for me, so I paid the $395 annual fee on June 8.

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How to Book Hotel with Citi Premier Credit Card $100 Hotel Credit & Citi ThankYou Points

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Good morning everyone, I hope your week is going well.  3 weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS).  When I was researching hotels in Prague, I heard many good things about Old Town Prague and wanted to stay there. There were several chain and independent hotels to choose from, so I checked TripAdvisor to see which hotels were highly rated. That is how I stumbled onto the Century Old Town Prague – MGallery Hotel Collection.  It has great reviews, is in a great location, comes with free breakfast and wifi, and the price was right.

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2 Viator Citi Merchant Offers Available: $20 Off $150 and $35 Off $300 + Stack with 10% Cash Back

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Good afternoon everyone, I hope you had a great Father’s Day Weekend. 3 weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS).  I am also a big fan of Viator, so I was researching some activities and food walking tours for our trip.  I then remembered that I saw a few Viator Citi Merchant Offers recently, so I enrolled my eligible Citi credit cards in the offers and made my Viator purchases.  In this post, I will show you how to enroll / activate your Viator offers and show how quickly the statement credit posts.

I checked all 6 of my Citi credit cards and found 2 different versions of the Viator Citi Merchant Offers: $20 Off $150 and $35 Off $300.  These offers do not appear on the same credit cards and you must make a single purchase to trigger the offers.

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