Good morning everyone, I hope your week is off to a great start. Over the weekend, I had some free time on my hands, so I experimented with Zelle, the rebranded Chase QuickPay / clearXchange money transfer service being used by all the big banks. Enrolling in Zelle is really easy and the feature is built into most bank apps. In my 2 tests, I transfered $5 from my Chase checking account to my US Bank checking account, and then I decided to send $1 from my US Bank checking account back to my Chase checking account. I did everything with the help of the Chase and US Bank iPhone apps. Here are instructions for sending money from one account to another, or from one person to another with Zelle. If you have Zelle with a different bank than Chase or US Bank, the process should be almost identical.
With Zelle, you have to have to enroll/link a phone number or email address. Only one phone number or email address can be used per Zelle account. I decided to use my email address with Chase and my phone number with US Bank. I signed into my US Bank app, clicked the menu icon in the upper left corner, clicked Send Money, and clicked Receive with Zelle. I made sure my phone number was listed and my US Bank checking account was linked.