Category Archives: Hotels + Points

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Reviewing my Embarrassingly Wrong 2020 Travel Predictions

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Good morning everyone, I hope you all had a great weekend and a Merry Christmas (if you celebrated the holiday).  Since 2020 is almost over (thank goodness!), let’s review My Wildly Ambitious 2020 Airline, Hotel & Credit Card Predictions.  To be honest, I totally forgot that I wrote this post and I haven’t looked at it since it was published on December 30, 2019.  Here is what I wrote last year for my predictions and my thoughts on each prediction (correct in green and wrong in red):

My 2020 Airline Predictions

  • Alaska, American, Delta, or United will introduce a “Cash and Miles” payment option for award tickets. Clarification: This is not to be confused with Delta’s “Pay with Points” option where you get 1 CPP for each Delta SkyMiles for paid flights. I’m thinking more along the lines of the way British Airways and Avianca do it for award tickets.  No?  I haven’t booked any airline tickets in 9+ months, but I don’t think this prediction came true.
  • Allegiant Airlines, Frontier Airlines, Spirit Airlines, and Sun Country will announce a merger, but I’m not sure who will merge with who.  No, there were no airline mergers in 2020 among these airlines, but I expect to see some mergers of domestic and international airlines next year.

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10 Things I’m Thankful for in 2020

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Good morning everyone, Merry Christmas Eve!  As 2020 winds to a close, I wanted to share 10 things I am thankful for this year.  I hope you can relate to some of these things and have other things you are thankful for as well.  If you want, please share what you are thankful for in the comments.  Without further ado, here is what I am thankful for in 2020:

Laura

It goes without saying, but I am very thankful for my wife, Laura.  She has been my constant stay at home companion and has made this year special.  I don’t know what I would do without her.  I’ve enjoyed watching TV shows, Hallmark movies, BBQing and making dinner, baking cookies, going for walks around our neighborhood, helping me with puzzles, and much more.  I am also very proud that she finished her Masters Degree this year.  She is incredible and I love her so much. Continue reading →

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My Best Practices for New Credit Cards and Sign Up Bonuses

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Good afternoon everyone, I hope your week is going well.  I recently completed the minimum spending requirement for 4 different credit cards (My October 2020 Credit Card App-O-Rama Results) and wanted to share my best practices for new credit cards and sign up bonuses.  I currently have 32 credit and charge cards open and have had 90 other cards since I started travel hacking in 2011.  To the best of my knowledge, I have never missed a credit card sign up bonus by not completing the minimum spending requirement.  Feel free to use all, some, or none of my best practices with your next credit card.  For this post, I am going to use a fictitious credit card as an example to illustrate some of the pitfalls to avoid.

ABC Credit Card has a sign up bonus of 50,000 points after spending $3,000 in 3 months with a $95 annual fee.  You apply for the credit card on January 1 and your application is pending.  Your application gets approved on January 5 and your new credit card arrives on January 15.  You activate your new credit card on January 18.

Credit Card Tidying and Organization

When your new credit card arrives, I recommend activating it immediately.  Then set up online access to view and track your purchases.  If you get paid monthly, you may want to change the bill due date to a date that is more convenient for you (unfortunately, this may not be possible until after the first statement closes).  For simplicity, I like to have all my credit card statements close around the same date, so that I do not need to remember several different credit card due dates or statement closing dates.

If you are concerned about accidentally making a cash advance purchase, call the credit card company and ask to lower your cash advance limit to $0.  If you were approved with a small credit limit and have other credit cards from the same credit card company, ask if they can transfer some of your credit limit over to your new credit card.  If you want to receive your statements electronically, sign up for electronic statements (I will explain why below). Continue reading →

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Last Call for Discounted FTU Online Membership & Reminder to Register for FTU Virtual Seminar (December 12)

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Good afternoon everyone, I hope your week is going well.  If you do not have any plans this weekend, I highly recommend attending the FTU Virtual Seminar this Saturday, December 12 from 11am to 3pm ET (8am to 12pm PT for those on the West Coast).  Here is the full schedule of speakers and presentations.  You can either watch the FTU Virtual Seminars live on Saturday or watch the recording later, but you need to register before the event begins.  Tickets to the FTU Virtual Seminar are free if you have a FTU Online Annual Membership or $25 for non-members.  I highly recommend signing up for the FTU Online Annual Membership (read Buy a $49 Frequent Traveler University (FTU) Online Annual Membership & Attend First Virtual Seminar December 12).  The FTU Online Annual Membership is currently $49 but will go up to $129 on December 12.

Assuming I persuaded you to attend the FTU Virtual Seminar or better yet, purchase a FTU Online Annual Membership, the next thing you need to do is register for the FTU Virtual Seminar before December 12.  I assumed (incorrectly) that I was automatically registered for the FTU Virtual Seminar when I purchased my FTU Online Annual Membership, but that is not true.  You still need to register for the FTU Virtual Seminar if you want to live stream or watch the recording.  In this post, I will walk you through the steps to register for the FTU Virtual Seminar.

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Reader Feedback: How Should I Spend 84K Citi ThankYou Points Before December 31?

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Updated at 6pm PT on 1/2/21: Thanks to everyone who answered the poll question at the bottom of this post.  Even though “Do Nothing Until 2021” was the second most popular answer, that is what I decided to do.  Hopefully I will be able to make some Citi TYP redemptions in 2021.

Good evening everyone, I need some help.  First of all, this post could be classified as a “First World Problem” or a “Good Problem to Have”, but I would still like to get some help on making my decision.  Long story short, I have a Citi Rewards+ Credit Card and one of the benefits of the credit card is the ability to get 10% of your redeemed Citi ThankYou Points (TYPs) back, on the first 100,000 TYPs redeemed per calendar year (10K TYPs rebate max).  Since there are only a few weeks left in the year and I have only redeemed a few thousand TYPs this year, I need to spend 84K TYPs by December 31 in order to max out the 10K TYP rebate.  In this post, I will discuss how I calculated how many TYPs I need to spend and go through all the various redemption options and my thoughts on each option.

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