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Costco Gift Cards Trigger Discover It Credit Card Q2 5% Cash Back Bonus Categories

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Good afternoon everyone, I hope you had a great weekend.  We are now in Q2 so you can start earning cash back at new bonus categories with your Discover It Credit Card.  For Q2 (April 1 – June 30), you can earn 5% cash back at Gas Stations, Uber, Lyft, and at Wholesale Clubs.  I have 2 Discover It cards (since I converted my Discover It Miles to another Discover It), so I can earn 2 x $1,500 = $3,000 x 5% = $150 cash back total if I max out both cards this quarter.  Laura and I are members of Costco, so we decided to buy a $500 Costco gift card through the Costco website (only Visa credit cards are accepted in store).  We will use the gift card at Costco and at Costco gas stations for the next few weeks.  I am happy to report that the gift card purchase earned 5% cash back.

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Work from Home Diary 5: Quarantine Buddy, Work Space & Daily Routine

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Good afternoon everyone.  I started sharing my thoughts regarding working from home in a series of Work from Home Diary posts.  Feel free to share your work from home feelings in the comments section below.  For today’s update, I wanted to talk about my quarantine buddy (Laura), our combined work space, and our daily routine.

I’m on week 4 of working from home, so I seem to have a good system in place.  For the last few weeks, Laura has also been working from home.  When I was home by myself, I preferred working upstairs in our guest room / home office.  But now that Laura is home too, I decided to move down to the dining room table to work next to her.  It is nice to work face to face with someone (even though we are working on completely different things) and I think it keeps us both accountable.  I make sure she doesn’t spend all day on Facebook, Instagram or online shopping; she makes sure I don’t spend all day watching CNN (aka Coronavirus News Network) and reading travel blogs.

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Google Analytics: What Blog Posts Are People Reading? (Year to Date vs. Last 2 Weeks)

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Good morning everyone, I hope your week is going well.  I just read Frequent Miler’s post this morning (How Frequent Miler (the business) will survive COVID-19) and thought it would be interesting to see what Travel with Grant blog posts people read year to date (January 1 – March 31) vs. what blog posts people read during the last 2 weeks (March 18 – March 31).  I listed the top 10 posts for each period of time and their corresponding pageviews during that time.  Red text represents blog posts on both lists.  At the end of this post, I will also provide some analysis of the results below.

Posts for January 1 – March 31 (Year to Date)

Page Title Pageviews
How-To Guide: Activate a Gift Card and Create a PIN 8,377
Send Money to Friends (or Other Bank Accounts) Instantly with Zelle (Formerly Chase QuickPay / clearXchange) 5,374
If I Could Only Keep 5 Credit Cards with Annual Fees… 4,175
How to Cancel 1 Passenger on a Multi-Passenger Southwest Airlines Reservation 3,951
Chime Card Prepaid Reloadable Debit Card – Instant Cash Back Card 3,779
Print USPS and UPS Shipping Labels from your PayPal Account 3,479
Walmart.com Orders Instantly Cancelled? Try Walmart’s Online Chat 3,113
Trim Saved Me Another $15 on my Comcast Xfinity Cable Bill 3,033
Changes to $250 Resort Credit & Point Transfers for American Express Hilton Aspire Credit Card (Effective May 1, 2020) 2,589
How to Convert an Existing Discover Credit Card into a Different Discover Credit Card Online 2,503

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Redeem IHG, Hawaiian & Frontier Miles for Gift Cards with Points.com (Including Amazon, Walmart & More)

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Good morning everyone, I hope your weekend is going well.  A few days ago, I read that Best Western suspends use of points toward gift cards or merchandise and that Southwest Rapid Rewards Can Not Be Redeemed For Gift Cards Due To Covid-19.  I did some digging and found out that it is possible to redeem IHG Rewards Club Points, Hawaiian Airlines Miles, and Frontier Airlines Miles for gift cards (both physical and electronic) with Points.com.  In this post, I will show you how to redeem points from those 3 programs into gift cards and calculate the value from these redemptions (spoiler: the redemptions are not very good).  Here is the complete list of gift card options available as of today (I combined the list into 1 big image).

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Reconsideration Strategy for Credit Card Annual Fees During Coronavirus Pandemic

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Good morning everyone.  After reading recent articles by Omar @ Travel Summary (It’s Time to Reduce Your Credit Card Annual Fees) and Doctor of Credit (Credit Card Annual Fee Due? Remember To Ask For A Retention Offer Before Cancelling), I decided to take a look at my credit cards, their annual fees, and whether or not they are worth keeping going forward.  I will share my strategy for organizing my credit cards and my recent call with US Bank regarding my US Bank Altitude Reserve Credit Card.

I opened up my master credit card spreadsheet and looked at all the credit cards, debit cards, and authorized user cards in the table (68 total cards).  I then removed all my debit cards and authorized user cards and was left with 42 credit cards in my name or Laura’s name.  I then removed all the no annual fee credit cards and was left with 25 credit cards that have annual fees.  The annual fees totaled $4,134.  If you are curious about why we pay so much in annual fees, read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it?  Here are the credit cards sorted by card name:

Credit Card Name AF Credit Card Name AF
AMEX Business Platinum $595 Chase Sapphire Reserve $450
AMEX Gold $250 Chase Southwest Airlines Priority (Laura) $149
AMEX Hilton Honors Aspire $450 Chase World of Hyatt (Laura) $95
AMEX Platinum Delta SkyMiles $195 Citi AT&T Access More 1 $95
Banco Popular Avianca Vuela $149 Citi AT&T Access More 2 $95
Bank of America Alaska Airlines (Laura) $75 Citi AT&T Access More 3 $95
Capital One Venture Rewards (Laura) $59 Citi Premier $95
Chase Hyatt Hotels $75 US Bank Altitude Reserve $400
Chase IHG Rewards Premier $89 US Bank Radisson Rewards Business $60
Chase IHG Rewards Select $49 US Bank Radisson Rewards Premier Visa Sig 1 $75
Chase Ink Plus $95 US Bank Radisson Rewards Premier Visa Sig 2 $75
Chase Marriott Bonvoy Boundless $95 Wells Fargo Propel World $175
Chase Marriott Bonvoy Premier Plus Business $99 Total Annual Fees $4,134

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