Good morning everyone, my younger brother (a recent UCLA graduate with a masters in engineering) had no credit cards 2 weeks ago. I would often get text messages from him late at night asking me to buy something for him on Amazon or to pay for his apartment’s electricity bill. He would then Venmo money to me for the exact amount that I paid. He would argue that he was helping me earn “points” and would guilt trip me into helping him. From a profit point of view, the “points” I would earn would be less profitable than 1 $500 VGC, therefore not a big deal to me.
