Tag Archives: Bank of America

a logo for a bank

Email Address Issues Regarding clearXchange Network Payments from Chase, Wells Fargo, and Bank of America

Posted on by . 27 Replies

Updated 8pm PT on 8/3/2015: revised title of the post to make the title more relevant and specific to the issue.

Good afternoon everyone.  A few days ago, I received a Chase QuickPay payment from my friend.  It was my first time receiving a Chase QuickPay payment and I thought it would be a very simple, straightforward process of accepting the payment and having the funds get deposited to my Chase Total Checking account.  Unfortunately, the process was not very simple, but with a quick fix, the problem was resolved.  After clicking the Log In button from the Chase QuickPay payment email, I logged into my Chase account.

Chase Quick Pay Payment Email

Continue reading →

a woman holding her hands up with a man in front of him

My Thoughts on my Younger Brother’s First App-O-Rama (2 out of 3 Credit Cards Approved)

Posted on by . 19 Replies

Good morning everyone, my younger brother (a recent UCLA graduate with a masters in engineering) had no credit cards 2 weeks ago.  I would often get text messages from him late at night asking me to buy something for him on Amazon or to pay for his apartment’s electricity bill.  He would then Venmo money to me for the exact amount that I paid.  He would argue that he was helping me earn “points” and would guilt trip me into helping him.  From a profit point of view, the “points” I would earn would be less profitable than 1 $500 VGC, therefore not a big deal to me.  Graduation Throwing Caps and Credit Cards

Continue reading →

a blue and black logo

Strange Approval for Bank of America Alaska Airlines Credit Card (Credit Lines Lowered/Moved)

Posted on by . 25 Replies

Good afternoon everyone, a few days ago I did an App-O-Rama (full details and results to come).  One of my credit card applications was for a Bank of America Alaska Airlines Credit Card.  I was instantly approved online for a $9,000 credit line.  If you are approved for a credit line over $5,000, you will receive the Visa Signature version that comes with a 25,000 Alaska Airlines miles sign up bonus on approval.  I will also get a $100 statement credit after spending $1,000 on the card within 3 months.  That is not the interesting part of the story though…

Bank of America Alaska Airlines Instant Approval

Continue reading →

a woman holding her hands up with a man in front of him

July 2015: My 8 Credit Card App-O-Rama Game Plan

Posted on by . 50 Replies

Disclosure: if you are just starting out with credit cards, do not follow in my footsteps.  I have years of experience with credit card applications, reconsideration calls, and managing my finances.  You are responsible for your credit score and finances.  You have been warned.

Good evening everyone, I hope you had a great weekend.  I got sunburned Saturday sitting at Faction Brewery in Alameda and got another sunburn Sunday on a hike.  After doing my Sunday chores, I decided to plan my upcoming App-O-Rama.  Here is my current App-O-Rama plan.  Please let me know if you have any thoughts on the credit cards I am applying for.

a table with numbers and a few points

Continue reading →

a screenshot of a credit card

Targeted Bank of America Offer: $2 Cash Back Bonus for Completing any BankAmeriDeal

Posted on by . 7 Replies

Good morning everyone, I hope your 4th of July is off to a great start.  A few days ago, Bank of America sent out an email regarding a targeted BankAmeriDeal.  The offer is simple: get a $2 cash back bonus when you complete any other BankAmeriDeal.  The offer sounded interesting, so I decided to check it out.

BankAmeriDeal Email

Continue reading →