Tag Archives: Cash Back

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My 2025 Travel Predictions Midyear Review: Hits, Misses & Lots of Wild Guesses

Good afternoon everyone, I hope your weekend is going well. As we approach the midpoint of the year, I thought it would be a good time to check in on My Overly Ambitious 2025 Airline, Hotel & Credit Card PredictionsCorrect predictions are in green, incorrect predictions are in red, and half correct predictions are in orange.  Without further ado, here is my midyear review for my 2025 predictions:

Airline Predictions:

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature.
    • No, these “convert travel funds to airline miles” have not returned yet in 2025.
  • Alaska Airlines will let you use the Companion Fare to book Hawaiian Airlines flights.
    • No, but I am still optimistic that we will see this happen before the end of the year.
  • American Airlines will return as a Citi ThankYou Points transfer partner.
    • No, not yet, but I wouldn’t be surprised to see this happen in the next few months.
  • British Airways will lower their partner redemption prices for American Airlines and Alaska Airlines.
    • No, the redemption prices have not changed for American Airlines or Alaska Airlines.
  • Delta will increase the annual fee on their credit cards and increase the Delta SkyMiles discount to 20%-25%.
    • No, but the rumored super-duper-ultra-premium AMEX Delta credit card could have this benefit (link).
  • JetBlue will allow you to redeem points on a new partner airline (besides Etihad Airways, Hawaiian Airlines and Qatar Airways).
    • Yes! With the United Airlines and JetBlue “Blue Sky” partnership, you can redeem JetBlue points on United Airlines and vice versa (link).
  • United Airlines will bring back their “family pooling” feature.
    • Yes! You can pool United Airlines miles, but they can only be used for United and United Express flights, not Star Alliance partners (link).

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Discover It Credit Card $20 Statement Credit for Using Virtual Card on Google Chrome (Targeted Offer)

Good afternoon everyone, I hope you had a great weekend.  I just received an email from Discover about a targeted offer on my Discover It Credit Card where I can get a $20 statement credit after making a $200 virtual card purchase on Google Chrome.  The email came from discover@card-e.em.discover.com with the subject line: “Congrats, Grant: You have a $20 cash back offer”.  Check your email to see if you are eligible for the offer.

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InKind $50 Referral Bonus + 25% Discount on Gift Cards at Costco

Good morning everyone, happy Mother’s Day! I just noticed that InKind has doubled the referral bonus from $25 to $50 if your referral signs up and spends $50 with InKind by June 30, 2025. If they don’t meet the requirements by the deadline, you’ll still receive the standard $25 referral bonus once they spend $50. There’s no special referral link for this promo, so you can continue using your current referral link. If you’d like to use my InKind referral link, you will get a $25 bonus after you spend $50 or more with InKind.  If you are a Costco member, you can buy a $100 InKind eGift Card for just $74.99.  See the details below for more info.

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US Bank Business Triple Cash Rewards Credit Card: Earning Cash Back & Redeeming Rewards

Good afternoon everyone, I hope your week is going well.  I wanted to share my experience with the US Bank Business Triple Cash Rewards Credit Card regarding earning the $750 sign up bonus and how I redeem the rewards.  If you currently have this credit card or have had this credit card in the past, please read to the end of the post to see how you can earn the sign up bonus again.  To get started, the US Bank Business Triple Cash Rewards Credit Card doesn’t get talked about much because there is no affiliate link, no referral link, and has no transferrable points, but it is a great option if you are looking for a juicy sign up bonus.  The current sign up bonus is $750 cash back after spending $6,000 in 6 months and has no annual fee, which is a 12.5% return on the first $6,000 spent.

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Easy $50 Retention Offer on Bank of America Business Credit Card

Updated 3/19/25 at 4pm PT: I received the $50 check from Bank of America on March 19 and the check was made out to the name of the business.  See the photo at the bottom of this post.


Good afternoon everyone.  In 2022, I applied for the Bank of America Business Advantage Unlimited Cash Rewards Credit Card.  At the time, there was a $500 sign up bonus after spending $5,000 in 3 months.  Unfortunately, the current sign up bonus is only $300 after spending $3,000 in 3 months (link).  After receiving the bonus, I didn’t put any spend on the credit card since it only earns 1.5% cash back (I am using my US Bank Smartly Credit Card for 4% cash back everyone).

One of my unofficial New Year’s Resolutions is to reduce the number of credit cards I have (both with annual fees and without annual fees), so this credit card was on the chopping block.  I called Bank of America on March 7 and asked to close the card.  Without prompting, the rep said there were some retention offers available, including a $50 retention offer if I kept the credit card open.  Sure, let’s keep the credit card open and I will gladly accept the $50 retention offer.  There is no annual fee on the credit card and there was no spending requirement either.  It doesn’t get much easier than that!

A few days later, the $50 retention offer posted to my account.  Unfortunately, the retention offer posted in the Available Rewards section and not as a statement credit.  I will show you how to find it and how to redeem the rewards for a statement credit or for a check in the mail.

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