Good morning everyone, I hope your week is going well. A few days ago, I received the following email from Discover titled “Important information from Discover” (could they think of a more generic title for an email?). In the email, Discover said that they underpaid me for my participation in the Discover It Apple Pay promo from 2015. In the email, Discover promised to award the missing cash back within the next 2 billing cycles. Luckily for me, my cash back just posted… all $326 worth :)
Good afternoon everyone, I hope everyone is having a great weekend so far. A few months ago, my $49 annual fee posted on my US Bank FlexPerks Travel Rewards Visa Signature Credit Card. Since I had spent down the majority of my FlexPoints, I decided to convert my US Bank FlexPerks Travel Rewards Visa Signature Credit Card into a US Bank FlexPerks Select+ American Express Credit Card. This credit card has no annual fee and earns 1 FlexPoint for every dollar spent with no bonus categories. This is by no means a good credit card, but it will keep your FlexPoints alive and you can continue to redeem 20,000 FlexPoints for an airline ticket worth up to $400.
I started this post while I was in Dublin on a ten day trip around Europe, but I never found the time to finish it. Probably due to the fact that I was walking 7-10 miles a day checking out the sites! I primarily used miles/points to book the majority of the travel and lodging, which is detailed below.
My first flight was from DEN (Denver) – HOU (William P. Hobby/Houston) on SW (Southwest) as a positioning flight, which I paid 7.6k miles for, and $5.60. The retail price was $127, so I averaged 1.6 Cents Per Point (CPP), which is pretty average for SW. I Uber’d to IAH (George Bush Intercontinental/Houston) for around $40.
Southwest flight from Denver (DEN) to Houston (HOU)
Good morning everyone, I hope you had a festive Drinko Cinco de Mayo yesterday. A few weeks ago, I called Citi to convert my Citi Prestige Credit Card into a Citi Dividend Credit Card. During that call, I asked the rep if it were possible to convert my Citi Forward Credit Card to another Citi Dividend Credit Card. She checked the card’s offers and told me that no product change / conversion offers were available. Undeterred, I asked if she saw any other offers on the credit card and she read off a few retention / targeted spending offers. After going through all available offers, I accepted an offer for 3,000 bonus Citi Thank You Points after spending $300 in the next 30-90 days (I don’t remember the exact number of days, since I was planning on completing the spending requirement the following day).
To complete the spending requirement, I loaded / reloaded my Amazon gift card balance with $301 using my Citi Forward Credit Card. A long time ago, the Citi Forward Credit Card used to offer 5x Citi Thank You Points at restaurants and bookstores (including Amazon). But unfortunately, on June 4, 2016, Citi changed the earning rate of the Citi Forward Credit Card from 5x to 2x at restaurants and bookstores, thereby reducing my spending on the card from a lot to $0.
Fun fact: The rep mentioned that as long as there is a purchase once every 25 statement cycles (~2 years), Citi will not close the credit card for inactivity.
(Hat tip to Miles per Day post and Tom’s comments in that post)
Good morning everyone, happy Star Wars Days (“May the Force be with you” = May the Fourth = May 4th) – that was painful to explain. Anyway, I was reading Miles per Day and there were a few comments on that blog post AMEX Offer statement credits posting very slowly that stuck out to me. Commenter Tom said the following:
Are your AMEX offer credits even posting lately? Within the past 2 or 3 weeks, I’ve used about 12 offers or so and only 2 of the credits actually posted (the boxed offer, but the same offer also DIDN’T post on 2 of my other cards)…. I’m starting to get a bit worried…
Later, Tom said:
No, I only received the email on the 2 credits that actually did post, the others received nothing (although I’m 100% certain that I met the terms and conditions of the offer). There are also quite a few datapoints coming in on the AMEX offers thread on Flyertalk, but I’m shocked that none of the bloggers have picked up on this issue yet, something is definitely going on with AMEX…. ordinarily I would just dismiss it and wait a while, but considering all of the other recent negative changes, especially the recently announced delay with the Biz Plat 50% rebate, I’m really starting to worry about AMEX offers… I hope they don’t make us wait 90 days until after the offer ends…
I have noticed the same with my AMEX Offers – the statement credits seem to be posting erratically and slower than usual. As part of my manufactured spending routine, I buy and sell gift cards and a big portion of the gifts cards that I buy are with AMEX Offers. I keep pretty detailed records of when I buy the gift cards, when they arrive (via email or mail), and when the AMEX Offer statement credits post to my American Express cards. Here are my AMEX Offer statement credit findings from mid January through early May:
AMEX Old Blue Cash (OBC); Blue Cash Everyday (BCE); Everyday (ED GT); Everyday authorized user card from my dad (ED ST); Business Platinum (Plat); Business Platinum employee card for me (Plat GT); SPG Business (SPG B); SPG Business employee card for me (SPG GT)