Tag Archives: Cash Back

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Which Credit Cards will Replace my Citi Forward Credit Card after June 4?

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Good morning everyone, I hope you all had a great weekend.  I know this is old news, but my beloved Citi Forward Credit Card is changing (for the worst) on June 4, 2016.  Since the very beginning, I have been a huge fan of my Citi Forward Credit Card.  I have enjoyed the perks of earning 5x Citi Thank You Points on all restaurant, music, movie, and book purchases.  Unfortunately, the good times are ending abruptly on June 4, 2016, when the 5x categories are going to be downgraded to 4x 3x 2x categories.

As a consolation prize, Citi is extending the expiration period on Citi Thank You Points from 5 years to forever.  *sarcasm* Thanks Citi, I really appreciate that my Citi Thank You Points never expire.

Citi Forward Credit Card Terms Update June 4 Front

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How to Get 4 (or 5) Audible.com Audiobooks for $8 (LivingSocial Deal)

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Good afternoon everyone, I have another great deal for you.  I am a self-proclaimed “audiobook worm” and love “reading books with my ears.”  If you fall into the same category, here is a great audiobook deal for you from Audible.com.  Currently, LivingSocial has a 3 month trial to Audible for $9 ($8 if you purchase within 5 minutes of landing on the page).  The way this deal works is that you get a 3 month trial to Audible and receive 1 audiobook credit per month.  Each audiobook credit can be used to download practically any audiobook from Audible.  After the 3 month trial is over, you will be automatically enrolled in Audible’s $15.95 monthly plan (you can cancel before then for free).  I will show you how to get a bonus 4th (and possibly 5th) audiobook for free below.

LivingSocial 3 Month Trial of Audible

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Several New AMEX Offers: Best Buy, Target, Gap, Neiman Marcus & More

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Good morning everyone, happy April Fool’s Day!  No jokes from me, I’m 100% serious 100% of the time.  Today is also the start of Q2, so get your Q2 credit cards ready and read My Q2 Rotating Cash Back Category Credit Card Strategy.  Spoiler alert: Discover It for restaurants (Citi Forward as my restaurant backup until June 3) and Chase Freedom for grocery stores.

In other news, American Express just released several new AMEX Offers, but they are mostly the 2x Membership Reward Points variety, therefore, they suck.  If earning 2x Membership Reward Points are your thing, you are going to be very happy.  Here are the 4 best AMEX Offers: Best Buy, Target, Gap Brands, and Neiman Marcus.  Most of these 2x offers are only valid online.

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New AMEX Offers (Enterprise, Lumosity, etc), Chime Card Offers, BankAmeriDeals & 2 Targeted Credit Card Offers

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Good morning everyone, I have a few new AMEX Offers to share.  The only 2 that really interest me are Enterprise Car Rental ($20 off $200) and Lumosity ($10 off $50).

Here are the 4 other AMEX Offers I spotted in my account:

  • Sunnyland Farms: $10 off $50
  • For Your Party: $20 off $100
  • ReStockIt: $5 off $10
  • Roy’s Restaurant: $20 off $100

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My Q2 Rotating Cash Back Category Credit Card Strategy

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(Hat Tip to Free-Quent Flyer Book’s post from yesterday)

2 nights ago, I was at the SF Travel Hackers March Meetup and I was talking to a few friends about my second quarter rotating cash back category credit card strategy (that is a mouthful).  I wanted to see what everyone’s strategy was for Q2 and that thought process led to this post.  As a reminder, there are currently 4 rotating cash back category credit cards: Chase Freedom, Citi Dividend, Discover It, and US Bank Cash+.  Even though I have around 30 credit cards, I am a minimalist at heart.  I have an iPhone case that can hold a few cards.  Currently, my “iPhone wallet” (Verus iPhone card case on Amazon) holds my drivers license, my Citi Forward (5% cash back at restaurants) and my AMEX Old Blue Cash (5% cash back at grocery stores, pharmacies and gas stations).

iPhone 6S Versus Card Case

Since I want to remain a credit card minimalist, I want to carry only 2 credit cards in my “iPhone Wallet.”  Which credit cards will I carry for Q2? Continue reading →