Tag Archives: Cash Back

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Drop App Devaluation: Changes to Gift Card Redemptions (Must Shop through App)

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Updated at 2:10pm PT on 11/14: After I made a $1 Groupon purchase through Drop, I earned Drop Points and unlocked the gift card redemptions.  Scroll to the bottom of the post for more info.

Good morning everyone.  I checked my Drop account yesterday and noticed a change to the Redeem Rewards screen.  Listed at the top of the screen is a message regarding $5-$25 gift cards.  I clicked on the message and learned that rewards between $2 and $25 are locked unless you make a purchase with the Drop app.  I currently only earn Drop points when I make purchases with my linked credit cards.  This is bad news for users who do not use the Drop app for shopping, but only for card linked purchases.

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Great Chase Offers on Ink Business Card: BJ’s Wholesale, Microsoft, Enterprise, HP, FedEx & more

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Good morning everyone, happy Friday.  Every few days, I like to log into my banking apps to check my recent activity.  When I looked at my Chase Offers on my Chase Ink Plus Business Credit Card, I saw a lot of great new Chase Offers.  Chase Offers have been around for a few months on personal credit cards, but were slow to roll out to business credit cards.  Let me show you what great Chase Offers showed up on my Chase Ink Plus Business Credit Card.  To get started, sign into the Chase app, go to your business credit card, and then scroll to the bottom where the Chase Offers are located.  Then click the See All Offers link to view all your Chase Offers.

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Prorated Annual Fee Refund Posted After Converting Citi Premier into Citi Rewards+

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Good morning everyone.  A few months ago, I converted my Citi Premier Credit Card into a Citi Rewards+ Credit Card.  My new Citi Rewards+ Credit Card arrived a few months ago and the 60 day conversion period just finished.  This morning when I was looking at my Citi online account, I noticed a $50.41 credit on my Citi Rewards+ Credit Card.  After doing some digging, I found out that this is a partial annual fee refund of the $95 from my Citi Premier Credit Card.

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Counter Point: Why I Currently Book Flights with Citi Thank You Points Instead of Chase Ultimate Rewards Points

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Good morning everyone, I hope you had a great weekend.  First off, the title is not a typo, I have started using my Citi Thank You Points instead of my Chase Ultimate Rewards Points to book a few recent flights.  Secondly, the title is true for me now, but could change down the road.  And lastly, you are totally right to disagree with me and prefer using your Chase Ultimate Rewards Points.  But, let me share my perspective and reasoning with you so that you can see where I am coming from.

Long story short, I am planning an upcoming trip to Africa and will visit a few countries near South Africa.  After checking schedules and prices, I decided to book a South African Airways flight from Livingstone, Zambia (near Victoria Falls) to Johannesburg, South Africa.  Now the question was, should I book it directly with my credit card, or should I use my Citi Thank You Points or Chase Ultimate Rewards Points to pay for the flight?

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How to Redeem City National Bank CNB Visa Infinite Points for Cash Back, Gift Cards & Merchandise

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Good morning everyone.  After yesterday’s massive devaluation of the City National Bank CNB Crystal Visa Infinite Credit Card (Doctor of Credit and Frequent Miler), I started planning to close this credit card since my $400 annual fee is scheduled to be billed later this month.  But first, I had a few orphaned CNB Points that I wanted to redeem.  If you only have a few thousand CNB Points, there are not many good redemption offers, but I will show you what I saw and what I learned during this process.  To get started, sign into your CNB Rewards account or create an account.

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