Tag Archives: Cash Back

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Contact Plastiq Customer Service if 1% Fee is Missing from Payments

Good afternoon everyone.  I had an issue with Plastiq recently and reached out to their customer service team.  I am very happy with the Plastiq customer service team and wanted to share my experience with you.  Long story short, I was targeted for a Plastiq promo in May.  Since I hadn’t used a Mastercard to make a payment with Plastiq in a while, I was targeted for this promo.  I could get a 1% fee when I scheduled 3 payments of up to $2,000 each.  The standard fee for using a credit card on Plastiq is 2.5%, so only paying 1% was a good deal.  Unfortunately, the 1% fee was not working on my account, so I ended up contacting Plastiq’s customer service for help.

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I Completed My 4 Credit Card July App-O-Rama (Sign Up Bonus Posting Details)

Good morning everyone, I hope you had a great weekend.  In mid July, I applied for 5 credit cards and was ultimately approved for 4 credit card in my July App-O-Rama.  Here are the credit cards and their sign up bonus details (listed in the order the sign up bonus posted):

  • American Express Platinum Delta SkyMiles Credit Card – spend $3,000 in 3 months and get 70,000 Delta SkyMiles
  • Wells Fargo Propel World Credit Card – spend $3,000 in 3 months and get 40,000 Wells Fargo GoFar Rewards Points
  • Banco Popular Avianca Vuela Credit Card – spend $1,000 in 3 months and get 60,000 Avianca LifeMiles
  • Citi Premier Credit Card – spend $4,000 in 3 months and get 60,000 Citi Thank You Points

I have had all of these credit cards before (with the exception of the American Express Platinum Delta SkyMiles Credit Card), so I will share my dates and churning details in this post.  I have also written about some of these sign up bonuses already, so I will link to those posts too.  Without further ado, let’s start with my American Express Platinum Delta SkyMiles Credit Card.

American Express Platinum Delta SkyMiles Credit Card

This was the quickest sign up bonus to post (with the miles posting 9 days after applying for this credit card).  I wrote more details of the quick sign up bonus here.  As of today, I haven’t used the Delta SkyMiles yet and do not have any immediate plans to use them.

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Join Me @ FBZ Elite Summit in Austin, Texas (Oct 26, 2019)

Have you been trying to figure out ways to travel more and spend less? Do you wonder how people stock up enough points to stay in luxury hotels and fly first class? Or maybe, you’re just trying to figure out how to divvy up your points for the maximum amount of free stuff. If any of this interests you, then join me at this year’s FBZ Elite Summit in Austin, TX!

FinanceBuzz is proudly hosting the FBZ Elite Summit for FBZ Elite members, which will be a day-long conference that aims to help attendees learn how to manage points and miles, travel frugally, save money, and connect with other travel enthusiasts. Most importantly, the main FinanceBuzz goal is to help people become financially independent and aware of the clever financial footwork involved in the points and miles game, ultimately resulting in free and discount travel for you and your friends.

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Get $50 When You Sign Up for Chime

Chime is one of the fastest-growing mobile banking apps in the US, and you can get $50 when you sign up and receive at least $200 in direct deposits within the first 45 days of opening your account. Technically, the direct deposit has to be from your employer and ACH transfers are not supposed to count, but in the past, I have had success with ACH transfers counting as direct deposit. a credit card with a green and white logo

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Unboxing Wells Fargo Propel World Credit Card: Card Art, Welcome Documents & Benefits Guide

Updated at 6:15pm PT on 7/23/19: I just got a letter today with my credit card PIN.  I added the letter to the bottom of this post.


Good morning everyone.  A few days ago, I did my July App-O-Rama and was approved for the Wells Fargo Propel World Credit Card.  This credit card offers 40,000 GoFar Rewards Points (worth $400) after spending $3,000 in 3 months and also a <:em>$100 airline incidentals reimbursement.  This credit card also has no annual fee the first year and you can use AMEX Offers with this credit card because it runs on the American Express network.  Yesterday, I received my new credit card and I took a bunch of photos of the unboxing process.  I will share the card art, welcome documents, and benefits guide.  Let’s get started with the card art of the front and back of the credit card:

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