Tag Archives: Cash Back

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Staples Chase Offer: $30 / $20 / $10 Off $100 Purchases (Found on Biz Cards)

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Good afternoon everyone, I was catching up on Doctor of Credit (it’s almost a full time job to read everything they publish on a daily basis) and just read the post Chase Offers: Save Up To 30% At Staples (Business & Personal Offers).  The post is a few days old, but I am glad I read it.  I had no idea that Staples had a new Chase Offer where you could get $30, $20, or $10 back on a $100 purchase.  As luck would have it, I have 3 business credit cards that each received a different offer ($30 on Chase Ink Cash, $20 on Chase Ink Plus, and $10 on Marriott Biz).  I loaded the offers to my business credit cards and drove to my local Staples.

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Trim Saved Me Another $15 on my Comcast Xfinity Cable Bill

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Good afternoon everyone, I hope you had a great weekend.  2 years ago, I wrote about Trim: Trim Saves Money on Monthly Cable / Phone / TV / Internet Bills (Negotiates Discounts on your Behalf).  Fast forward to today and Trim is still saving me money.  A few days ago, I got an email from Comcast Xfinity that said I was receiving a $15 credit.  Every few months, Trim will contact Comcast Xfinity on my behalf and negotiate a lower monthly bill or find a promo I am eligible for.  I do not have to do anything other than sit back and wait for the savings.

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What’s in Grant’s (iPhone) Wallet?

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Good morning everyone, I hope you had a great Super Bowl weekend.  I was down in Orange County enjoying the warm weather, but now I am back up in the chilly Bay Area.  I’ve been wanting to write about this topic for a while, but my final motivation was reading 2 Frequent Miler articles: What’s in Nick’s wallet? and What’s in Greg’s wallet?  The first thing you should know about me (if you already didn’t know) is that I am a millennial and I live in the Bay Area, so I can go weeks without using cash.  For that reason, my wallet is built into my iPhone XS case.  I use the Urban Armor Gear (UAG) iPhone Case ($30 on Amazon) that has room for 4 cards: my drivers license and 3 credit cards.  Which 3 credit cards do I carry with me on a daily basis and which credit cards do I have in my ApplePay Wallet?

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If I Could Only Keep 5 Credit Cards with Annual Fees…

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Good afternoon everyone, I hope your weekend is going well.  A few weeks ago, I wrote these 2 posts:

In those posts, I listed all the credit cards that Laura and I have.  I also justified why I paid $4,588 in credit card annual fees in 2019.  Since that post, there have been a few credit card changes (JPMorgan Chase Ritz Carlton Credit Card lost the Visa Infinite Discount Air Benefit and the Chase Sapphire Reserve Credit Card added Lyft and DoorDash benefits).  A few readers commented and other bloggers linked to the top post and shared which credit cards they keep every year.  As part of my 2020 travel resolutions, I said I wanted to reduce the amount I paid in credit card annual fees.  In this theoretical post, here are the 5 credit cards with annual fees that I would keep…

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Keep, Cancel or Convert? US Bank Altitude Reserve Credit Card ($400 Annual Fee)

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Good morning everyone.  As part of my “Keep, Cancel or Convert?” series, I like to evaluate and reevaluate credit (and charge) cards to make sure they still deserve a spot in my wallet.  Last week, I reviewed my American Express Business Platinum Charge Card and Chase Sapphire Reserve Credit Card.  In today’s post, I will review my US Bank Altitude Reserve Credit Card, which could be my favorite credit card that I never carry (it is my default credit card in my ApplePay wallet though).

Even though the $400 annual fee for this credit card won’t post until March, I have been mentally thinking over my premium credit cards and seeing if there are ways to save some money on annual fees (read I Paid $4,588 in Credit Card Annual Fees in 2019 & Was it Worth it?).  My December credit card statement closed a few weeks ago and I wondered if I get enough value out of this credit card to justify the annual fee.  In 2019, I earned 66,492 FlexPoints (50,000 FlexPoints came from the sign up bonus) and I only spent $8,229 ($4,500 were required to complete the minimum spending requirement).  I will review the credit card benefits and tell you why I think this credit card is a keeper.

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