Tag Archives: Citi Bank

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Hunch: Is Citi Increasing Credit Limits on Other Cards for Customers Losing Citi Hilton Credit Cards?

Good morning everyone, greetings from the beautiful, tropical, peaceful Andaz Papagayo in Liberia, Costa Rica.  I have a quite a lot of blog posts to get to before I can share my review of this hotel, but (spoiler alert!) this hotel is amazing!  Lots of pictures to come from that upcoming hotel review.  Anyway, back to today’s topic at hand.  Is Citi increasing credit limits on some of their credit cards for customers who are losing a Citi Hilton credit card to American Express?  Short answer: I have no idea, this is just a hunch, so I may be completely wrong.  I have 2 Citi Hilton Honors Reserve Credit Card, each with $10,000 credit limits, that are in the process of being converted to American Express Hilton Ascend Credit Cards.  Since there is no way for me to touch the $10,000 credit limit on either of my 2 Citi Hilton Honors Reserve Credit Cards, I am going to lose $20,000 in credit limit from Citi, which represents more than 50% of my total credit limit with Citi.

With that being said, I just received the following email from Citi regarding the credit limit on my Citi Thank You Premier Credit Card.  This credit card went from a $5,000 credit limit up to to an $8,000 credit limit, but that is neither my oldest Citi credit card or the Citi credit card that I use the most (this credit card actually gets no love anymore since I now use my Chase Sapphire Reserve Credit Card for all of my travel expenses).

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How to Remove / Unlink a Citi Credit Card from your Online Account

Good morning everyone, greetings from the crowded Copa Club in Panama City, Panama (PTY).  Some Citi credit cards are being converted to other credit cards, namely the Citi Forward Credit Card is converting to the Citi Thank You Preferred Credit Card and the Citi Hilton Honors Reserve Credit Card is being converted to the American Express Hilton Ascend Credit Card in the next few weeks.

As of January 15, the Citi Forward Credit Card conversion process is underway and the new Citi Thank You Preferred Credit Card already shows up in my Citi online account.  If you use the Citi mobile app, you will see that your Citi Forward Credit Card account is closed, but there is no way to remove that account from the Citi mobile app.  In this post, I will show you how to remove / unlink a Citi credit card from your online account.

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My Unlikely, But Entertaining 2018 Travel Predictions

Greetings from Uyuni airport in Bolivia.  I have a few minutes before my flight, so I wanted to get this post published.  Sorry for the delay in posting this list, my crystal ball was in the shop for a tuneup. As you can tell from my 2017 travel predictions, I am wrong 99% of the time, so take these predictions with a grain of salt (that I took from the Salar de Uyuni salt flats in Bolivia).  Here are some of my highly unlikely, but entertaining travel predictions for 2018.  Enjoy!

Airlines

  • After the Virgin America merger, Alaska Airlines will add new routes to Mexico, Canada, and the Caribbean
  • Delta Airlines will introduce cash and miles award tickets, then American Airlines and United Airlines will follow suit
  • Southwest Airlines will increase their Transfarency by automatically keeping track of travel funds in each account
  • JetBlue will add new routes along the West Coast and maybe to Hawaii
  • Singapore Airlines will allow you to book United Airlines awards online
  • British Airways will bring back the 4,500 Avios award price in the United States

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Citi Thank You Preferred Credit Card Now Showing in Online Account (Citi Forward Forced Product Change / Conversion)

Hi everyone, this is my last post of the day.  I have spent the last few hours lounging around at a Priority Pass lounge in San Salvador, El Salvador (SAL) and I need to get on a plane to Lima, Peru (LIM) and then to La Paz, Bolivia (LPB).  I’m not sure if this is interesting to anyone else (maybe just Will at Doctor of Credit), but when I logged into my Citi online account, I spotted my new Citi Thank You Preferred Credit Card above my Citi Forward Credit Card.

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How Quickly Do Citi Prestige 4th Night Free Credits Post?

One of the questions I get most often about the Citi Prestige Credit Card and how the 4th night free benefit works is about how long it takes for that 4th night free credit to post to my credit card account. It used to take a long time! And the only way I knew it posted was to check my account statement. But along with speeding up the process for sending confirmations when I book hotel nights, Citi has also gotten better and quicker about communicating when the 4th night credits will post.

My stay was on September 27 and the email below came on October 9.  According to the email, the credit will post within 10 days. I’d say that’s pretty fast and way better than it used to be.

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If you’re a 4th night free enthusiast like I am, how much did you save on your Citi Prestige 4th Night Free stays this past year?