Tag Archives: Citi ThankYou Points

a close up of credit cards

Redeeming Wells Fargo Rewards Points: My Plan of Attack

Posted on by . Leave a reply

Good afternoon everyone, happy Friday! This morning, I was looking at my Wells Fargo account and trying to decide what my long-term strategy (aka my plan of attack) should be for my stash of 62,320 Wells Fargo Rewards Points.  If you were a former Bilt Card 1.0 member, then there is a good chance your card was converted to the no annual fee Wells Fargo Autograph Credit Card.  I also currently have the $95 annual fee Wells Fargo Autograph Journey Credit Card.  Before I share my strategy, let’s quickly review the bonus categories and transfer partners for the Wells Fargo Rewards program.

a screenshot of a phone

Continue reading →

a close up of a credit card

A Tale of Two Citi Strata Elite Credit Card Applications

Posted on by . 8 Replies

Good afternoon everyone, I hope your week is going well. First, a quick nod to the bookworms and literary buffs who caught the reference to A Tale of Two Cities by Charles Dickens.  Now let’s fast forward to this century.  In mid-December, Laura and I both applied for the Citi Strata Elite Credit Card because we were hoping to triple dip the annual benefits ($300 Hotel Credit and $200 Splurge Credit) in December 2025, January 2026, and again in January 2027 before the $595 annual fee was due. Unfortunately, “it was the best of times, it was the worst of times” in terms of instant approvals.

The Results

My application: instant denial.  Laura’s application: pending.

a screen shot of a computer

Continue reading →

a close up of a credit card

How Fast Does the Citi Strata Elite $200 Splurge Credit Post for Best Buy Purchases?

Posted on by . Leave a reply

Good afternoon everyone, I hope your week is going well.  Last month, both Laura and I applied for the Citi Strata Elite Credit Card because we had a property tax payment due by December 31 (and we were hoping to triple-dip the $300 Annual Hotel Benefit and $200 Splurge Credit). Long story short (and a situation deserving of its own blog post), Citi declined my application but approved Laura’s application.

If you already have the Citi Strata Elite, the $200 Splurge Credit should be very easy to use. I wanted to share our experience and show how quickly you can expect the credit to post.  Laura selected Best Buy as her “Selected Brand” and spent $200 on Best Buy’s website (they offer a wide variety of gift cards available). The purchase posted on December 29 and the $200 statement credit posted 2 days later on December 31.

Since the Splurge Credit resets each calendar year, she was able to use it again in 2026. Laura kept Best Buy as her “Selected Brand” and made another $200 purchase on January 3. Once again, the credit posted quickly, just 2 days later on January 5. We were both pleasantly surprised that the credits posted automatically and without any need to contact Citi.

a screenshot of a credit card

Continue reading →

a close-up of a sign

My Overly Ambitious (and Probably Wrong) 2026 Airline, Hotel & Credit Card Predictions

Posted on by . Leave a reply

Good afternoon everyone and let me be the first (or maybe the tenth) to wish you a very happy New Year! Fresh off the heels of reviewing my 2025 travel predictions (including 7 wins and plenty of misses), it’s time to look ahead. From airlines and hotels to credit cards and loyalty programs, here are my overly ambitious (and occasionally wishful) predictions for what 2026 has in store for the miles and points community.

Airline Predictions:

  • Alaska Airlines will change the Global 25K Companion Award into a Global 25K Award Discount (valid for a single passenger).
  • Alaska Airlines, American Airlines, or Delta Airlines will launch a debit card.
  • Southwest Airlines will not award Rapid Rewards Points on Basic Fares.

Continue reading →

a close-up of a sign

Reviewing My 2025 Travel Predictions: 7 Wins & Plenty of Misses

Posted on by . 2 Replies

Good afternoon everyone, I hope your holiday season is going well. As we wrap up the year, it’s time to revisit My Overly Ambitious 2025 Airline, Hotel & Credit Card Predictions and see how my crystal ball actually performed.  Correct predictions are in green, incorrect predictions are in red, and half correct predictions are in orange.  Without further ado, here are the results of my 2025 predictions:

Airline Predictions (4/7 correct):

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature.
    • No, this did not happen in 2025.  I would love to see this feature in 2026.
  • Alaska Airlines will let you use the Companion Fare to book Hawaiian Airlines flights.
    • Yes! You can use your Alaska Airlines Companion Fare to book Hawaiian Airlines flights, but only on domestic Hawaiian Airlines flights (link).  I would love to see this Companion Fare eligible for all domestic and international Alaska Airlines and Hawaiian Airlines flights in 2026.
  • American Airlines will return as a Citi ThankYou Points transfer partner.
    • Yes! You can now transfer Citi ThankYou Points to American Airlines (link)!
  • British Airways will lower their partner redemption prices for American Airlines and Alaska Airlines.
    • No, the redemption prices have not changed for American Airlines or Alaska Airlines.
  • Delta will increase the annual fee on their credit cards and increase the Delta SkyMiles discount to 20%-25%.
    • No, but the rumored super-duper-ultra-premium AMEX Delta credit card could have this benefit (link).
  • JetBlue will allow you to redeem points on a new partner airline (besides Etihad Airways, Hawaiian Airlines and Qatar Airways).
    • Yes! With the United Airlines and JetBlue “Blue Sky” partnership, you can redeem JetBlue points on United Airlines and vice versa (link).
  • United Airlines will bring back their “family pooling” feature.
    • Yes! You can pool United Airlines miles, but they can only be used for United and United Express flights, not Star Alliance partners (link).

Continue reading →