Tag Archives: Citi ThankYou Points

a woman with blonde hair and a green shirt

Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

Posted on by . 2 Replies

Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

a blue credit card with silver text

Continue reading →

a close up of a credit card

How to Book Hotel with Citi Premier Credit Card $100 Hotel Credit & Citi ThankYou Points

Posted on by . 11 Replies

Good morning everyone, I hope your week is going well.  3 weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS).  When I was researching hotels in Prague, I heard many good things about Old Town Prague and wanted to stay there. There were several chain and independent hotels to choose from, so I checked TripAdvisor to see which hotels were highly rated. That is how I stumbled onto the Century Old Town Prague – MGallery Hotel Collection.  It has great reviews, is in a great location, comes with free breakfast and wifi, and the price was right.

Continue reading →

a blue and red logo

2 Viator Citi Merchant Offers Available: $20 Off $150 and $35 Off $300 + Stack with 10% Cash Back

Posted on by . 3 Replies

Good afternoon everyone, I hope you had a great Father’s Day Weekend. 3 weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS).  I am also a big fan of Viator, so I was researching some activities and food walking tours for our trip.  I then remembered that I saw a few Viator Citi Merchant Offers recently, so I enrolled my eligible Citi credit cards in the offers and made my Viator purchases.  In this post, I will show you how to enroll / activate your Viator offers and show how quickly the statement credit posts.

I checked all 6 of my Citi credit cards and found 2 different versions of the Viator Citi Merchant Offers: $20 Off $150 and $35 Off $300.  These offers do not appear on the same credit cards and you must make a single purchase to trigger the offers.

Continue reading →

a blue and white logo

Some KLM Business Class Awards (Booked with Virgin Atlantic) are Cheaper than Economy Awards for Flights Within Europe

Posted on by . 1 Reply

Good afternoon everyone. 2 weeks ago, my wife and I decided to book a last minute trip to Europe this summer with stops in Prague (PRG), Copenhagen (CPH), and Amsterdam (AMS). When I searched for flights from Copenhagen to Amsterdam (CPH-AMS), I found 2 morning flights on KLM that would work perfectly for our schedule. Unfortunately, the prices ($243-$285) were a little higher than we wanted to pay for the 1.5 hour flight. I used Point.me to search for these flights to see if they were bookable with miles. Strangely, the award prices were lower in business class than in economy. Let me show you what I found and how I booked the award ticket.

a screenshot of a flight schedule

Continue reading →

a close-up of a credit card

My 2 Unsuccessful Retention Offer Calls for Chase Marriott Bonvoy Premier Plus Business & AMEX Gold

Posted on by . 4 Replies

Good morning everyone, I hope your week is going well. Yesterday, I called Chase and American Express about 2 credit cards that had annual fees that just posted. When I called Chase about my Chase Marriott Bonvoy Premier Plus Business Credit Card (no longer available for sign up or product change), I told the rep that the $99 annual fee just posted to my account and that I wasn’t using this credit card very much since I use my JPMorgan Chase Ritz Carlton Credit Card (no longer available for sign up, but can be product changed into) for my Marriott purchases.  I asked the rep if they were able to waive the annual fee. The rep looked for retention offers and said there were no offers available.  For reference, in past years, I have received retention offers of $50 or $100.

Generally, I prefer to keep credit cards that are no longer available, unless there is a very good reason to close or product change them to another credit card, so I decided to keep the card open.  With that said, I can easily get more than $99 of value with the 35K Marriott Free Night Certificate that comes with this credit card each year. In fact, I already redeemed my 35K FNC for a stay later this month that costs more than $200.

a screenshot of a credit card

Continue reading →