Tag Archives: Discover It Credit Card

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Travel Predictions for 2016 Part 2: Credit Cards and MS

Good afternoon everyone, I hope you enjoyed my insightful/crazy ramblings in Travel Predictions for 2016 Part 1: Airlines and Hotels.  If you liked that post, you will surely love my crazy predictions about credit cards and MS.  Full disclosure, I wrote most of this post on my iPhone standing in front of a dryer at my local laundromat, so the train of thought might be kind of strange.  I apologize.  Without any further ado, let’s get started!

Credit Cards

Chase – with the loss of Amtrak and the addition of Singapore Airlines in 2015, I think we will see some more changes to Chase’s transfer partners in 2016.  I think we will see some more international airlines added (like the Citi Thank You Points program).  A few guesses?  Air Canada, Qantas, Air China, and Lufthansa (insert your favorite international airline).  Chase Ultimate Rewards will continue to transfer 1:1 to all programs and there will be no transfer bonuses.  I think there will be a newsworthy announcement for the Chase Sapphire Preferred, maybe adding free Gogo WiFi like the US Bank FlexPerks Credit Card or perhaps a new 3x category to compete with Citi Premier/Prestige Credit Cards.  What about our beloved Chase Ink Bold/Plus Business Cards?  I am worries that the 5x category might change to something less lucrative or the yearly cap might be lowered.  I also predict Chase will launch a completely new travel rewards credit card in 2016.  Maybe the Airbnb/Uber Credit Card?  Lastly, I hope Chase loosens up on the 5/24 rule or completely eliminates the rule altogether.   Continue reading

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Discover ApplePay 10% Bonus “One-Time Courtesy” Credits Posting on December Statements

Good morning everyone.  I just got an email from Discover stating that my December statement was available to view.  I eagerly logged into my Discover It Credit Card account to see if my ApplePay 10% cash back bonus posted.  Last month, I wrote Discover ApplePay 10% Bonus “One-Time Courtesy” Credits Not Posting on November Statements, where I shared my experience with not receiving the bonus cash back in November.  Prior to that post, I wrote Discover Honors ApplePay Gift Card Purchases as “One-Time Courtesy” through 9/17/2015, where I showed the good and bad emails from Discover (good email shown below).

Discover It Honors Gift Card Purchases

Anyway, after logging into my Discover It Credit Card account, I saw $112.48 as an ApplePay 10% cash back bonus.  Since there is a 1-2 month lag between making the purchase and receiving the cash back, I looked at all my purchases from the last year and exported them to a spreadsheet.

Discover It Cash Back Summary 12-7-2015

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Discover ApplePay 10% Bonus “One-Time Courtesy” Credits Not Posting on November Statements

Good morning everyone.  A few days ago, I wrote Discover Honors ApplePay Gift Card Purchases as “One-Time Courtesy” through 9/17/2015.  In that post, I showed a few emails I received from Discover saying that they would provide a “one-time courtesy” for 2 different purchases made on September 17 and 18.  I was hoping to see the “one-time courtesy” credits post to my Discover It Credit Card statement in November (which closed on November 6), but that did not happen.

Discover It Honors Gift Card Purchases

I only received $8.69 as “ApplePay 10% Cash Back Bonus” on my November statement.  The rest of my cash back was earned “Everywhere Else.”

Discover Cash Back Summary 11-7-2015

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My Short Term MS Plans with 4 Dead Redbirds (Target Memo)

Good morning everyone, I’m sure everyone knows about the Target memo (thanks Bill!), but if not, here it is below.  I’m not going to lie, this sucks big time.  I had 4 Redbird Cards (myself, mom, dad, and brother) and Redbird was involved with 95% of all my MS activities.  With the demise of debit card reloads, there is a mass exodus to Bluebird and Serve.  Not me.  I’m not switching to Bluebird or Serve.  There are no Walmarts within walking distance (like my local Target) and I have no interest in driving to Walmart.

Target Redbird Memo

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Discover It Statement Closed: No 10% ApplePay Cash Back Bonus (Yet)

Good afternoon everyone.  My Discover It statement just closed and I eagerly logged into my online account.  I have a current balance of $1,482.70 and a new cash back bonus of $214.82.  Things looked promising, but I had to double check the cash back summary.

Discover It Statement Closed 10-7-2015

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