Tag Archives: Discover It Credit Card

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Discover ApplePay 10% Bonus “One-Time Courtesy” Credits Not Posting on November Statements

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Good morning everyone.  A few days ago, I wrote Discover Honors ApplePay Gift Card Purchases as “One-Time Courtesy” through 9/17/2015.  In that post, I showed a few emails I received from Discover saying that they would provide a “one-time courtesy” for 2 different purchases made on September 17 and 18.  I was hoping to see the “one-time courtesy” credits post to my Discover It Credit Card statement in November (which closed on November 6), but that did not happen.

Discover It Honors Gift Card Purchases

I only received $8.69 as “ApplePay 10% Cash Back Bonus” on my November statement.  The rest of my cash back was earned “Everywhere Else.”

Discover Cash Back Summary 11-7-2015

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My Short Term MS Plans with 4 Dead Redbirds (Target Memo)

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Good morning everyone, I’m sure everyone knows about the Target memo (thanks Bill!), but if not, here it is below.  I’m not going to lie, this sucks big time.  I had 4 Redbird Cards (myself, mom, dad, and brother) and Redbird was involved with 95% of all my MS activities.  With the demise of debit card reloads, there is a mass exodus to Bluebird and Serve.  Not me.  I’m not switching to Bluebird or Serve.  There are no Walmarts within walking distance (like my local Target) and I have no interest in driving to Walmart.

Target Redbird Memo

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Discover It Statement Closed: No 10% ApplePay Cash Back Bonus (Yet)

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Good afternoon everyone.  My Discover It statement just closed and I eagerly logged into my online account.  I have a current balance of $1,482.70 and a new cash back bonus of $214.82.  Things looked promising, but I had to double check the cash back summary.

Discover It Statement Closed 10-7-2015

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Q4 Credit Card Category Strategy: Do Way Better than 5% Cash Back at Amazon

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Good afternoon everyone, Q4 is among us.  With that, comes new cash back categories for Chase Freedom, Citi Dividend, and Discover It credit card holders.  Let’s go through the list of categories really quickly, starting with the Citi Dividend Credit Card: 5% cash back at Best Buy and department stores.  Most people will probably buy Visa Gift Cards at Best Buy.  I would also like to mention that you can often buy department store gift cards for much more than a 5% discount by shopping on Gift Card Granny.  Macy’s gift cards are 10%+ discounted, Sears gift cards are 6%+ discounted, and Kmart gift cards are 7%+ discounted.

Citi Dividend Q4 Calendar

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Chase Ink Plus $95 Statement Credit and Other Retention Offer Tips and Tricks

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(Hat Tip to Kenny @ Saverocity for the inspiration)

Good evening everyone, I am writing this blog post from The Hall, a bar/restaurant in SF as I wait for a few travel hackers to join me.  This morning on BART, I read Kenny’s post about his recent Citi retention offers and I thought I would share my retention offer strategy and a few tips and tricks.  I’ve probably mentioned these tips and tricks a few times on this blog, but a refresher is always welcome.

Let me recap my recent retention offer call to Chase regarding my Chase Ink Plus Business Credit Card.  The $95 annual fee was going to post at the end of this month and I haven’t used this credit card in 6+ months (my Chase Ink Bold Business Credit Card get’s all my love).

Chase Ink Plus Business Credit Card

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