Tag Archives: US Bank

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Pathetic US Bank Radisson Rewards Targeted Spending Offer

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Good afternoon everyone.  I just wanted to share a pathetic US Bank Radisson Rewards targeted spending offer I received yesterday.  I have 3 US Bank Radisson Rewards credit cards (Business, Visa Signature, and Visa Platinum) and received the same pathetic spending offer on all 3 credit cards.  After spending $50 on the credit card, I will earn 1 bonus point per dollar, up to 5,000 bonus points.  The Business and Visa Signature versions earn 5x everywhere, so this would be 6x everywhere.  I barely put any spending on my US Bank Radisson Rewards credit cards and this promotion does not entice me to start using these credit cards.  If you use your US Bank Radisson Rewards credit cards more often, you may receive a better targeted spend offer.

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US Bank Credit Cards Renewal Notification Explains 60 Day “Renewal Period”

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Good morning everyone.  If you have been to Santa Cruz recently, please check out this post: I Need Restaurant / Activity Recommendations for Santa Cruz.  Yesterday, I was reviewing my credit card statements and spotted this Renewal Notification message on my US Bank Radisson Rewards Premier Visa Signature Credit Card.  I keep this credit card and pay the $75 annual fee just for the 40,000 Radisson Rewards anniversary points every year.  In the Renewal Notification section, it says the following (I kept the important stuff and removed everything else):

You have a “renewal period” of 60 days from the date we mailed this notification. During the renewal period, you may terminate your Account and avoid paying the Annual Membership Fee. You may terminate your Account by calling or by writing us at the Cardmember Service telephone or address shown below. During the renewal period and before you terminate your Account, you may continue to use your card without having to pay the fee. If, however, you do not terminate your Account by the end of the renewal period, you will have to pay the fee.

Each year, the Account will be subject to your payment in advance of an Annual Membership Fee of $75.00, which will compensate us for maintaining and servicing the Account for the following year.

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Share Location with US Bank App to “Reduce Card Declines and Prevent Fraud”

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Good morning everyone.  A few days ago, I was checking my US Bank credit cards via the US Bank iPhone app and saw this popup: Share your location to help keep your account secure.  According to the popup, by sharing my location with the US Bank app, this will help reduce credit card declines and prevent fraud.  Theoretically, it makes sense.  If you (and your phone) are in California, but there is an in-store purchase made with your credit card in New York City, US Bank would block the charge.  Likewise, if you are driving through Oregon and decide to visit a Nike store and stock up on tax-free sports gear (fun fact: Oregon is one of four states with no sales tax, the other states are Delaware, Montana, and New Hampshire), US Bank will know that you are in Oregon and allow the purchase.  Makes perfect sense to me.

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Track Credit Card Sign Up Bonuses, Annual Fees & 5/24 Score with TravelFreely

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Good morning everyone, I hope you had a great weekend.  A few weeks ago, I was in Denver and went to the Front Range Travel Hackers Meetup Group.  At the meetup, I met Zac, the founder of TravelFreely, a website he created to track credit card sign up bonuses (deadlines to complete the minimum spending requirements), track credit card annual fees, calculate your 5/24 Score, and make it easy for you to track your credit cards along with your spouse / companion’s credit cards.  And by the way, the service is completely free and you can set up your account in a few minutes (unless you have 30+ credit cards like me, in which case, it could take a little longer).  Without further ado, here is how TravelFreely works.  To get started, sign up for your free TravelFreely account here.  Enter your name, email address, and click the Get Started button.

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PSA: Most US Bank “Travel Cards” Charge FOREX Fees

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Good morning everyone, I hope you had a great Father’s Day Weekend. As I mentioned a few days ago, I’m getting ready for my Greece and Malta vacation. As part of my packing process, I call my banks and credit card companies, tell them I’m traveling internationally, and ask them to put travel notifications on my cards. During my recent call to Discover, I “discovered” 3 surprising facts about using Discover credit and debit cards internationally. In today’s post, I discovered some disappointing information about using US Bank credit cards internationally.

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