Tag Archives: US Bank

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Yosemite National Park & Halfdome Weekend Trip (FlexPerks Award + 2 Hilton Award Nights)

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Good morning everyone, happy Friday!  I am off to Yosemite National Park this weekend with my brother and I wanted to share my trip planning with you.  First of all, Fresno is the closest major airport to Yosemite and flights to Fresno can be pricey since it is a relatively small airport.  I booked my United flight for SFO-FAT back in February and the cheapest price I could find was ~$370.  Luckily, I cashed in 20,000 US Bank FlexPoints for the trip.  I plan on purchasing some inflight food and drinks to take advantage of the $25 inflight travel credit that comes with all award bookings made with the US Bank FlexPerks Credit Card.

United SFO-FAT Confirmation Number

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Which Credit Cards will Replace my Citi Forward Credit Card after June 4?

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Good morning everyone, I hope you all had a great weekend.  I know this is old news, but my beloved Citi Forward Credit Card is changing (for the worst) on June 4, 2016.  Since the very beginning, I have been a huge fan of my Citi Forward Credit Card.  I have enjoyed the perks of earning 5x Citi Thank You Points on all restaurant, music, movie, and book purchases.  Unfortunately, the good times are ending abruptly on June 4, 2016, when the 5x categories are going to be downgraded to 4x 3x 2x categories.

As a consolation prize, Citi is extending the expiration period on Citi Thank You Points from 5 years to forever.  *sarcasm* Thanks Citi, I really appreciate that my Citi Thank You Points never expire.

Citi Forward Credit Card Terms Update June 4 Front

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You Cannot Convert Chase British Airways Credit Card to Chase Freedom Unlimited

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Good morning everyone.  A few days ago, my $95 annual fee posted on my Chase British Airways Credit Card and I had to make a few decisions.  Would I keep the credit card open and pay the annual fee or close the credit card and avoid paying the annual fee?  Could I convert the credit card to a different Chase credit card?  Could I transfer the credit line to a different Chase credit card?  So many questions, but I ultimately decided to call Chase and ask if they could convert the Chase British Airways Credit Card into a Chase Freedom Unlimited Credit Card.

Chase British Airways Annual Fee Statement

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New AMEX Offers (Enterprise, Lumosity, etc), Chime Card Offers, BankAmeriDeals & 2 Targeted Credit Card Offers

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Good morning everyone, I have a few new AMEX Offers to share.  The only 2 that really interest me are Enterprise Car Rental ($20 off $200) and Lumosity ($10 off $50).

Here are the 4 other AMEX Offers I spotted in my account:

  • Sunnyland Farms: $10 off $50
  • For Your Party: $20 off $100
  • ReStockIt: $5 off $10
  • Roy’s Restaurant: $20 off $100

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My Q2 Rotating Cash Back Category Credit Card Strategy

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(Hat Tip to Free-Quent Flyer Book’s post from yesterday)

2 nights ago, I was at the SF Travel Hackers March Meetup and I was talking to a few friends about my second quarter rotating cash back category credit card strategy (that is a mouthful).  I wanted to see what everyone’s strategy was for Q2 and that thought process led to this post.  As a reminder, there are currently 4 rotating cash back category credit cards: Chase Freedom, Citi Dividend, Discover It, and US Bank Cash+.  Even though I have around 30 credit cards, I am a minimalist at heart.  I have an iPhone case that can hold a few cards.  Currently, my “iPhone wallet” (Verus iPhone card case on Amazon) holds my drivers license, my Citi Forward (5% cash back at restaurants) and my AMEX Old Blue Cash (5% cash back at grocery stores, pharmacies and gas stations).

iPhone 6S Versus Card Case

Since I want to remain a credit card minimalist, I want to carry only 2 credit cards in my “iPhone Wallet.”  Which credit cards will I carry for Q2? Continue reading →