Tag Archives: US Bank

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You Cannot Convert Chase British Airways Credit Card to Chase Freedom Unlimited

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Good morning everyone.  A few days ago, my $95 annual fee posted on my Chase British Airways Credit Card and I had to make a few decisions.  Would I keep the credit card open and pay the annual fee or close the credit card and avoid paying the annual fee?  Could I convert the credit card to a different Chase credit card?  Could I transfer the credit line to a different Chase credit card?  So many questions, but I ultimately decided to call Chase and ask if they could convert the Chase British Airways Credit Card into a Chase Freedom Unlimited Credit Card.

Chase British Airways Annual Fee Statement

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New AMEX Offers (Enterprise, Lumosity, etc), Chime Card Offers, BankAmeriDeals & 2 Targeted Credit Card Offers

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Good morning everyone, I have a few new AMEX Offers to share.  The only 2 that really interest me are Enterprise Car Rental ($20 off $200) and Lumosity ($10 off $50).

Here are the 4 other AMEX Offers I spotted in my account:

  • Sunnyland Farms: $10 off $50
  • For Your Party: $20 off $100
  • ReStockIt: $5 off $10
  • Roy’s Restaurant: $20 off $100

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My Q2 Rotating Cash Back Category Credit Card Strategy

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(Hat Tip to Free-Quent Flyer Book’s post from yesterday)

2 nights ago, I was at the SF Travel Hackers March Meetup and I was talking to a few friends about my second quarter rotating cash back category credit card strategy (that is a mouthful).  I wanted to see what everyone’s strategy was for Q2 and that thought process led to this post.  As a reminder, there are currently 4 rotating cash back category credit cards: Chase Freedom, Citi Dividend, Discover It, and US Bank Cash+.  Even though I have around 30 credit cards, I am a minimalist at heart.  I have an iPhone case that can hold a few cards.  Currently, my “iPhone wallet” (Verus iPhone card case on Amazon) holds my drivers license, my Citi Forward (5% cash back at restaurants) and my AMEX Old Blue Cash (5% cash back at grocery stores, pharmacies and gas stations).

iPhone 6S Versus Card Case

Since I want to remain a credit card minimalist, I want to carry only 2 credit cards in my “iPhone Wallet.”  Which credit cards will I carry for Q2? Continue reading →

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Credit Card Affiliate Links: An Update

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Good morning everyone, happy TGIF (Thank Grant It’s Friday).  I hope you have exciting plans for this coming weekend.  As I wrote yesterday, I will be headed to Phoenix this weekend for a few Spring Training baseball games.  I really appreciate all the great comments and tips from experienced Spring Training attendees.  If you are thinking or planning on going to Spring Training, I definitely recommend reading the comments of that post.

Anyway, I wanted to update my readers that I recently added credit card affiliate links back to my Credit Card Page.  You can also access the credit card page by clicking on the View Credit Card Offers link in the right sidebar.  Unfortunately, I do not have direct credit card affiliate links to specific cards, but the affiliate links I do have will show you similar credit cards grouped by category.  Since I do not have direct credit card affiliate links, I will not bombard you with credit card links throughout every post.  If I mention a specific credit card or credit cards in a post, I will provide a link on the bottom of the post that will take you to my credit card page.  I greatly appreciate your support if you decide to use any of the links to apply for a credit card.

Credit Card Affiliate Links

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US Bank FlexPerks Visa and AMEX $49 Annual Fees Just Posted – Next Steps?

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Good morning everyone, I hope your weekend is going well.  It is supposed to rain on and off all weekend in San Francisco, so I hope the weather is better wherever you are.  Yesterday was not a very good day for most Bluebird and AMEX Serve Card holders (Round 2 of AMEX Serve Card Account Closures (March 4, 2016)), but the second round of shutdowns ironically occurred at a great time for this post.

When I logged into my US Bank online account this morning, I saw a $49 annual fee post on both of my US Bank FlexPerks Credit Cards (Visa Signature and American Express).  I was exclusively using my US Bank FlexPerks AMEX Credit Card for AMEX Serve Card online reloads, but since that avenue is no longer available, I really have no other use for the US Bank FlexPerks AMEX Credit Card.  I originally got both US Bank FlexPerks Credit Cards when they were offering large sign up bonuses (Winter Olympics in 2014 for the US Bank FlexPerks Visa Signature Credit Card and the standard 20,000 FlexPoints for the US Bank FlexPerks AMEX Credit Card).

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