Tag Archives: American Express

PSA: Follow up on Missing AMEX Offer Statement Credits (Especially MGM Offer)

Good morning everyone, I hope you had a great weekend.  A few months ago, my girlfriend and I went to Lost Wages Las Vegas and stayed at the beautiful Bellagio hotel.  We even upgraded to a fountain view room with amazing views of the Bellagio fountains.  I booked this specific hotel because Bellagio is part of MGM, and there was an AMEX Offer for $50 off $250 at MGM properties.  That AMEX Offer expired on January 8, but there are similar MGM AMEX Offers currently running (see the 2 AMEX Offers at the bottom of this post).  Long story short, I paid for the stay before the AMEX Offer expired, but the $50 statement credit never posted.  After waiting for more than 2 months, I called AMEX and they were able to manually add the $50 statement credit to my account.  Here is the MGM AMEX Offer that I was enrolled in:

Continue reading

American Express Small Business OPEN Savings Program Ending June 1, 2018

Good evening everyone, the hits keep coming from American Express.  Earlier today, I reported that American Express is no longer awarding Membership Rewards points for cash equivalents & person-to-person payments.  And just now, I looked at my American Express Business Platinum Charge Card and saw that the OPEN Savings Program is ending June 1, 2018.  I’m not why the program is ending, but I guess the program costs American Express more money than the program brings in.

Continue reading

AMEX Membership Rewards Changes: No Points for Cash Equivalents (Gift Cards) & Person-to-Person Payments (Venmo)

Good morning everyone, I was looking through my recent American Express statement and saw an ominous message on my American Express EveryDay Credit Card.  The message said, “See page 5 for a Notice of Change to the Membership Rewards Program Terms & Conditions.”  Uh oh, that sounded pretty bad.  I cautiously scrolled down to page 5 expecting the worst.  What did American Express do?

Continue reading

US Bank FlexPerks Rewards Website Gets a Facelift (But No New Features)

Good morning everyone.  A few days ago, I was on the US Bank FlexPerks Rewards website and noticed that the layout was new and refreshed.  I wanted to see if US Bank added any new features to this website, but as far as I can tell, the facelift looks nice, but there are no new features added.  One new change is immediately apparent on the homepage.  You can sign in with your last name, first initial, zipcode, and last 4 digits your US Bank FlexPerks Rewards Credit Card.

Continue reading

PSA: Do NOT Use Zelle or Venmo to Pay People on Craigslist, eBay or Strangers Online

Good afternoon everyone, I hope your Presidents’ Day Weekend is off to a great start.  I just spent the last hour or so reading about horror stories where people were scammed on Craigslist when they paid with Zelle (Tech Crunch and Reddit). Since I wrote a post on how to send money to friends (or other bank accounts) with Zelle, I felt that it was my duty to inform my readers about this scam.

After reading the Tech Crunch and Reddit posts, here is how the scam works. The buyer sees tickets on Craigslist and reaches out to the seller. The seller says they can transfer the tickets to the buyer immediately after payment is received and recommends using Zelle, since that is their preferred way to be paid. Luckily, the buyer has used Zelle in the past and *thinks* that since the service is offered by their bank and other big banks, that all transactions are protected. After the buyer pays the seller via Zelle, the seller disappears and stops responding to calls, texts, and emails. The buyer complains to their bank, but since Zelle is set up to pay friends and family members, there is no purchase protection offered through Zelle, therefore, their bank cannot help them recover their money.

Continue reading