Tag Archives: American Express

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Confusing Changes to Dell Rewards Program: New Point System & Conversion Rate to Dell Dollars, but 3% Rebate on Dell Purchases Remain

Good afternoon everyone, I hope your weekend is going well.  Yesterday, I received this email from Dell about changes to the Dell Rewards program.  I am not an expert on the Dell Rewards program since I only shop at Dell a few times a year to take advantage of my $200 semi annual Dell credit on my American Express Business Platinum Card, but I have earned and redeemed Dell Rewards Dollars a few times this year.

Here is my current $200 Dell credit strategy: Wait for Dell to have a high cash back rate on an online shopping portal; buy stuff that is a little more expensive than $200; during the checkout process, redeem my Dell Rewards Dollars to bring the total cost down to $200; pay the remaining $200 balance with my AMEX Biz Plat; and wait for the $200 Dell statement credit to post to my account.

Let’s dig a little deeper into the new changes…

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How to Redeem Bank of America Unlimited Cash Rewards Credit Card $200 Bonus for Statement Credit

Good morning everyone, happy Friday!  A few weeks ago, I wrote Targeted: $200 Bonus for Bank of America Better Balance Rewards Credit Cards Converting to Unlimited Cash Rewards.  In that post, I talked about the targeted $200 bonus for the Bank of America Unlimited Cash Rewards Credit Card.  In this post, I will show you how to redeem the $200 bonus as a statement credit.  But first, here is the front and back of the credit card.  It is very simple and clean with various shades of gray.  This credit cards earns unlimited 1.5% cash back on all purchases and has no annual fee.

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Zelle’s Parent Company (Early Warning Services) Launching New Paze Digital Wallet Service

Updated at 10:30am PT on 6/8/23: Here is a Chase Paze FAQ page and a US Bank Digital Services Agreement page (scroll down to “Using Paze”).


Good afternoon everyone.  I went down a deep rabbit hole that started with an email from Wells Fargo and ended with me finding details of Paze – a new digital wallet service from Zelle’s parent company (Early Warning Services).  Follow me down the rabbit hole as I explain more about Paze.  The journey began when I received this email from Wells Fargo about updates to the Online Access Agreement.  I clicked the link to view the Summary of Changes to see if there was anything noteworthy.

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How to Fix a Rejected Hilton Honors Gold Elite Status Enrollment (AMEX Platinum Card Benefit)

Good morning everyone, I hope your week is going well.  I have a strange edge case that I wanted to share, in case anyone else is in this situation.  Long story short, I downgraded my American Express Hilton Honors Aspire Credit Card to the no annual fee American Express Hilton Honors Credit Card in May 2022 but my Hilton Diamond Elite Status remained for almost a year.  A few weeks after my Hilton elite status dropped to Hilton Silver Elite Status, I went to my American Express Business Platinum Card and navigated to the Hilton Honors Gold Status Enrollment benefit.

I entered my Hilton Honors number and submitted the request.  A few weeks later (I forgot to check after submitting the request), I went back to the benefit and saw that it said “Enrollment Rejected.”

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Unboxing American Express Delta Platinum Business Credit Card: Card Art, Welcome Letter & Benefit Inserts

Good morning everyone, happy Friday! A few weeks ago, I was approved for the American Express Delta Platinum Business Credit Card and wrote Delta TakeOff 15 Benefit (15% Award Travel Discount) Available within 24 Hours of New Credit Card, But Cannot Use on Existing Award Ticket Reservations. The credit card was sent to me via UPS Next Day Air and came in a well-designed box with the welcome letter and benefit inserts.  I wanted to do an unboxing to show you what to expect when you receive your new credit card.

Here is the front and back of the credit card.  It has the same feel as an American Express Business Platinum Card, but the front is a dark purple-grayish color.

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