Tag Archives: American Express

a blue sign with white text

Upcoming AMEX Changes to Employee Cards, Premium Private Jet Program, Departures Magazine & Upgrade with Points

Posted on by . 2 Replies

Good morning everyone, I hope you had a great Labor Day Weekend!  I just returned from my “free” Holland America Line cruise from Boston to Quebec and had a great time.  Yesterday, when I was reviewing my recent American Express credit card statements, I noticed a few upcoming changes that I wanted to share.  These notices came on my American Express Business Platinum Card, but should apply to most Platinum Cards and some Membership Rewards earning cards.  None of these changes are huge, but they might affect some cardmembers.

American Express is changing the name from “Additional Business Green Rewards Card” to “Additional Business Expense Card” effective August 17, 2023.  Replacement cards will have the new name going forward.  Effective November 2, 2023, that name change will be updated in the Cardmember Agreement.  No changes to the card benefits are mentioned.

a close up of a card

Continue reading →

a woman with blonde hair and a green shirt

Which Credit & Debit Cards are in my Wallet, ApplePay Wallet, and Travel Wallet? (August 2023)

Posted on by . 2 Replies

Good morning everyone.  We all know the classic Capital One line, “What’s in your wallet?” (spoiler alert: no Capital One Credit Cards are currently in my real wallet), but I thought it would be fun to do this type of post monthly or every other month, depending on which credit cards I am currently using.  At last count, I currently have 40+ personal and business credit cards, but I don’t carry or use every credit card every month.  I treat my credit cards like tools in a tool box, each credit card has a specific use and no credit card is perfect for every situation.  I also have 3 “wallets” for my credit cards: the physical cards that I carry with me in my iPhone case, the credit and debit cards in my ApplePay Wallet, and the credit cards in my travel wallet (aka backpack) that I use when I travel.  I will go through my 3 “wallets”, but the cards in my ApplePay Wallet and travel wallet (aka backpack) don’t change very often.

Credit Cards in my iPhone Case / Wallet

Last week, I was approved for the Chase Ink Business Preferred Credit Card that currently offers a sign up bonus of 100,000 Chase Ultimate Rewards Points after spending $8,000 in 3 months.  I am meeting the minimum spend on this credit card by paying for a few home improvement projections, car insurance, and any other large purchase that will get me closer to my $8,000 minimum spending requirement.  I don’t have immediate plans for these 100K Chase Ultimate Rewards Points, but I can always use more Chase Ultimate Rewards Points.

a blue credit card with silver text

Continue reading →

a blue and white logo

Confusing Changes to Dell Rewards Program: New Point System & Conversion Rate to Dell Dollars, but 3% Rebate on Dell Purchases Remain

Posted on by . 1 Reply

Good afternoon everyone, I hope your weekend is going well.  Yesterday, I received this email from Dell about changes to the Dell Rewards program.  I am not an expert on the Dell Rewards program since I only shop at Dell a few times a year to take advantage of my $200 semi annual Dell credit on my American Express Business Platinum Card, but I have earned and redeemed Dell Rewards Dollars a few times this year.

Here is my current $200 Dell credit strategy: Wait for Dell to have a high cash back rate on an online shopping portal; buy stuff that is a little more expensive than $200; during the checkout process, redeem my Dell Rewards Dollars to bring the total cost down to $200; pay the remaining $200 balance with my AMEX Biz Plat; and wait for the $200 Dell statement credit to post to my account.

Let’s dig a little deeper into the new changes…

Continue reading →

a blue and white logo

How to Redeem Bank of America Unlimited Cash Rewards Credit Card $200 Bonus for Statement Credit

Posted on by . Leave a reply

Good morning everyone, happy Friday!  A few weeks ago, I wrote Targeted: $200 Bonus for Bank of America Better Balance Rewards Credit Cards Converting to Unlimited Cash Rewards.  In that post, I talked about the targeted $200 bonus for the Bank of America Unlimited Cash Rewards Credit Card.  In this post, I will show you how to redeem the $200 bonus as a statement credit.  But first, here is the front and back of the credit card.  It is very simple and clean with various shades of gray.  This credit cards earns unlimited 1.5% cash back on all purchases and has no annual fee.

Continue reading →

a blue and black logo

Zelle’s Parent Company (Early Warning Services) Launching New Paze Digital Wallet Service

Posted on by . 4 Replies

Updated at 10:30am PT on 6/8/23: Here is a Chase Paze FAQ page and a US Bank Digital Services Agreement page (scroll down to “Using Paze”).

Good afternoon everyone.  I went down a deep rabbit hole that started with an email from Wells Fargo and ended with me finding details of Paze – a new digital wallet service from Zelle’s parent company (Early Warning Services).  Follow me down the rabbit hole as I explain more about Paze.  The journey began when I received this email from Wells Fargo about updates to the Online Access Agreement.  I clicked the link to view the Summary of Changes to see if there was anything noteworthy.

a screenshot of a web page

Continue reading →