Tag Archives: Barclays Bank

Track Credit Card Sign Up Bonuses, Annual Fees & 5/24 Score with TravelFreely

Posted on August 27, 2018 by Grant. 7 Replies

Good morning everyone, I hope you had a great weekend. A few weeks ago, I was in Denver and went to the Front Range Travel Hackers Meetup Group. At the meetup, I met Zac, the founder of TravelFreely, a website he created to track credit card sign up bonuses (deadlines to complete the minimum spending requirements), track credit card annual fees, calculate your 5/24 Score, and make it easy for you to track your credit cards along with your spouse / companion’s credit cards. And by the way, the service is completely free and you can set up your account in a few minutes (unless you have 30+ credit cards like me, in which case, it could take a little longer). Without further ado, here is how TravelFreely works. To get started, sign up for your free TravelFreely account here. Enter your name, email address, and click the Get Started button.

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How to Downgrade to No Annual Fee Barclays Arrival Credit Card

Posted on May 24, 2018 by Grant. 2 Replies

Good morning everyone, I have a short post today regarding my Barclays Arrival Credit Card. A few weeks ago, I wrote Barclays Arrival Plus Credit Card: Redeem 2,500 Points for $25 Travel Statement Credit (Only Toward $89 Annual Fee). After redeeming 2,500 Barclays Arrival Miles for a $25 travel statement credit toward the $89 annual fee, I called Barclays to downgrade to the no annual fee Barclays Arrival Credit Card. The new credit card arrived a few days ago, along with the following letter. I can earn 1,000 bonus Barclays Arrival Miles after making my first purchase. That sounded like a no brainer, so I made a $25 travel purchase.

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My Barclays Credit Card Targeted / Spending Offers for May 2018 [Letters Now Attached]

Posted on May 11, 2018 by Grant. 4 Replies

Updated 10:20am PT on 5/15: I received letters from Barclays with the complete terms for all 3 targeted spending offers.

Good morning everyone, happy Friday. A few days ago, I called Barclays to request a downgrade from my Barclays Arrival Plus Credit Card to the no annual fee Barclays Arrival Credit Card. After the downgrade was completed, I asked the rep (I believe he was a customer relationship manager, or some similar title) if there were any targeted / spending offers available. To my surprise, there was an offer. To say I don’t put much spend on my Barclays credit cards would be an understatement – all 4 of my credit cards have $0 balances and haven’t had charges on them for a few months.

The rep said that my new Barclays Arrival Credit Card had the following offer: earn a $50 statement credit after spending $1,000 each month for the next 3 months. Since that was the only offer available, I accepted the offer, even though I have no intention on spending $3,000+ over 3 months to get a $50 statement credit ($50 / $3,000 = 1.67% bonus). I then asked if he could check my 3 other Barclays credit cards and see if there were any offers available. Who knows, if you don’t ask, they will never proactively tell you about your offers.

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Barclays Arrival Plus Credit Card: Redeem 2,500 Points for $25 Travel Statement Credit (Only Toward $89 Annual Fee)

Posted on May 10, 2018 by Grant. 4 Replies

Good morning everyone. I think I stumbled onto a way to redeem 2,500 Barclays Arrival Points for $25, but this only works when your annual fee posts. I haven’t used my Barclays Arrival Plus Credit Card much since meeting the minimum spend requirements and cashing in the sign up bonus, so maybe this post will not be very useful. I just received an email that my $89 annual fee posted to my Barclays Arrival Plus Credit Card. I thought I have a few Barclays Arrival Points in my account, so I wondered if I could use any of those points before I downgrade or convert to another credit card…

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March App-O-Rama: Which 7 Credit Cards am I Considering?

Posted on March 24, 2018 by Grant. 36 Replies

Good morning everyone, happy Saturday! Thanks for the comments on yesterday’s post regarding which non-5/24 Chase credit cards I should get. I think I have narrowed down my App-O-Rama (AOR) credit card list to these 7 credit cards. I plan on applying for these credit cards sometime next week. Please let me know if you agree or disagree with any of the credit cards on this list. If there are any credit cards that you think are worth applying for, please share them in the comments and I will check them out.

Based on yesterday’s post, I will apply for these 2 Chase credit cards:

Chase Marriott Business Credit Card: This is the only non-5/24 Chase business credit card and who couldn’t use more Marriott points? The current sign up bonus is 75,000 Marriott points after spending $3,000 in 3 months. The $99 annual fee is waived the first year. I already have the Chase Marriott Rewards Credit Card, so the annual category 1-5 Marriott free night certificates will pair nicely with each other. I don’t plan on spending much on this credit card after meeting the minimum spend requirement. As long as I can redeem the Marriott free night certificate for more than an $99 hotel night, this is a decent credit card to hold on to for a long time. *snarky comment alert* If Marriott keeps devaluing their program, by the year 2029, there will not be any Marriott category 1-5 hotels left…
Chase Iberia Credit Card: Since you can get 1 personal and 1 business credit card from Chase on the same day, I have decided to go for this personal credit card. The current sign up bonus is 50,000 Avios after spending $3,000 in 3 months and an additional 25,000 Avios after spending $10,000 in 12 months. The annual fee is $95. I don’t plan on booking any Iberia flights in the near future, so I won’t be able to take advantage of the 10% discount on Iberia flights. I don’t plan on spending much on this credit card after meeting the minimum spend requirement and will close the credit card when the annual fee comes due the following year.

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