Tag Archives: Citi Bank

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Citi Thank You Preferred Credit Card Now Showing in Online Account (Citi Forward Forced Product Change / Conversion)

Hi everyone, this is my last post of the day.  I have spent the last few hours lounging around at a Priority Pass lounge in San Salvador, El Salvador (SAL) and I need to get on a plane to Lima, Peru (LIM) and then to La Paz, Bolivia (LPB).  I’m not sure if this is interesting to anyone else (maybe just Will at Doctor of Credit), but when I logged into my Citi online account, I spotted my new Citi Thank You Preferred Credit Card above my Citi Forward Credit Card.

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How Quickly Do Citi Prestige 4th Night Free Credits Post?

One of the questions I get most often about the Citi Prestige Credit Card and how the 4th night free benefit works is about how long it takes for that 4th night free credit to post to my credit card account. It used to take a long time! And the only way I knew it posted was to check my account statement. But along with speeding up the process for sending confirmations when I book hotel nights, Citi has also gotten better and quicker about communicating when the 4th night credits will post.

My stay was on September 27 and the email below came on October 9.  According to the email, the credit will post within 10 days. I’d say that’s pretty fast and way better than it used to be.

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If you’re a 4th night free enthusiast like I am, how much did you save on your Citi Prestige 4th Night Free stays this past year?

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Most of my 2017 Travel Predictions Were Wrong (Who Could Have Predicted That?)

Good morning everyone, happy almost New Years Eve.  Earlier this month, Doctor of Credit wrote how bad travel bloggers are at making predictions (I came in last at 33% correct), but he only reviewed our credit card predictions.  I made a lot of other predictions in January 2017, so let’s see how good or bad my predictions were.  I covered airlines, hotels, credit cards, and MS.  I will put my thoughts in bold at the end of each prediction.

Airlines

  • Southwest seems bent on making the Companion Pass very difficult to get unless you fly Southwest every week.  I believe credit card signup bonuses will no longer count toward the Companion Pass and Southwest might kill the whole concept of the Companion Pass entirely or switch to a certificate program similar to the Alaska Airlines companion fare or Virgin America companion ticket.  Southwest Airlines did eliminate hotel transfers counting toward the Companion Pass, but credit card spend and sign up bonuses still count toward the Companion Pass.  I am also the proud companion on my girlfriend’s Companion Pass.
  • Other airline credit cards will adopt the Alaska Airlines companion fare (you pay full price and your companion pays up to $120) or the Virgin America companion ticket (you pay full price and your companion pays full price minus $150).  No, I don’t think any other airline added a companion fare as a credit card benefit.
  • American will introduce a basic economy fare class to compete/copy Delta and United.  Yes, I got this one right!
  • Alaska Airlines will introduce a new level of elite status (maybe MVP Gold 100K?)  No, Alaska Airlines MVP Gold 75K is still the highest elite level.
  • More airlines will get away from the 12,500 one way domestic ticket and start to introduce 5,000, 7,500, and 10,000 mile awards.  Yes, I think Alaska Airlines announced cheaper awards on shorter flights.
  • British Airways will kill the 4,500 Avios award band globally and possibly remove one of their lower award tiers.  No, 4,500 British Airways Avios tier is still available outside the US.
  • Singapore Airlines will allow us to book Star Alliance awards online, rather than calling in.  Partially true, but not rolled out completely.
  • Hawaiian Airlines will get bought by a low cost airline, Southwest Airlines or JetBlue.  No, no one bought Hawaiian Airlines.
  • We will see 1 or 2 more mileage matching promos, this time from a big legacy airline.  No, no mileage matching promo like the JetBlue / Virgin America match last year.
  • My ~20,000 Spirit Airlines miles will expire and I won’t care.  Sort of, my Spirit Airlines miles did expire, but I still shed 1 tear.

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Award Wallet Feature I Wish Existed: Keep Checking for Account Balance Changes

Good afternoon everyone.  I dreamed this up a few days ago and thought it was worth sharing to see if anyone else would find this feature useful.  If you guys like this idea, I will share it with my friends Howie and Alexi at Award Wallet (sign up for your free Award Wallet account here).  Here is an example use case:  I needed to book a Singapore Airlines (SQ) award ticket for travel on United Airlines (UA).  I needed 35,000 SQ miles, but only had 744 SQ miles in my account.  Luckily, I have plenty of transferable point currencies, so I decided to transfer 25,000 Citi Thank You Points and 10,000 American Express Membership Reward Points to my Singapore Airlines account.  As I wrote in July 2015, transfer times from Chase UR, Citi TYP, AMEX MR, and SPG to SQ are not instant – most take ~24 hours to complete.

With that said, I made the transfers from Citi Thank You Points and American Express Membership Reward Points and then occasionally checked Award Wallet to see if the SQ miles posted.  Insert cheesy infomercial “THERE HAS GOT TO BE A BETTER WAY!”  Here is what the process currently looks like:

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My Long Term Citi Credit Card Plans & Citi Forward to Citi Preferred Conversion

Good morning everyone. A few days ago, I received the following letter from Citi regarding my Citi Forward Credit Card.  The letter was similar to the letter posted on Doctor of Credit, but mine did not include a targeted spending offer.  I reached out to Citi on Twitter and asked if they could match me to the targeted offer.  Long story short, I spoke to a member of the Citi social media team and we went through a few options.  I will share what my long term plan is regarding the Citi Forward Credit Card conversion into the Citi Thank You Preferred Credit Card and share my plans for some of my other Citi credit cards.  Here is what the letter from Citi looked like:

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