Tag Archives: Delta Airlines

My October 2020 Credit Card App-O-Rama Results

Good morning everyone, happy Veteran’s Day!  At the end of October, my wife and I decided to do a credit card app-o-rama.  We have a few large bills to pay over the next few months (property tax, home insurance, holiday shopping, etc.) so we decided to apply for a few new credit cards to earn some miles and points.  Laura applied for 1 personal credit card (Chase Marriott Bonvoy Boundless Credit Card) and I applied for 3 business credit cards (Bank of America Alaska Airlines Business Credit Card, American Express Delta SkyMiles Gold Business Credit Card, and Barclays Wyndham Rewards Earner Business Credit Card).  In today’s post, I will cover the Alaska Airlines Business Credit Card and the Delta Gold Business Credit Card application process.

I made sure to temporarily unfreeze our credit reports for a few days during the application process and we applied for all of these credit cards on October 25, so some of the offers may have expired or changed since then.  The Alaska Airlines Business Credit Card sign up bonus was for 40,000 Alaska Airlines Miles, a $200 statement credit, and the annual companion fare.  We need to spend $2,000 in 3 months and pay the $75 annual fee.

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Anatomy & Timeline of a Cancelled Delta Airlines Award Ticket (FCO-JFK)

Good morning everyone, I hope your week is going well.  Back on February 9, I booked a Delta Airlines award ticket for my friend to travel from Rome (FCO) to New York City (JFK) in business class for travel on October 1.  The award ticket cost 80,000 Delta SkyMiles and 329.23 euros (~$388.06) in taxes/fees.  Unfortunately, due to the Coronavirus Pandemic, the flight was cancelled.  In this post, I will share the timeline of when the Delta SkyMiles and award taxes/fees were refunded.

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Keep, Cancel or Convert? American Express Platinum Delta SkyMiles Credit Card ($250 Annual Fee)

Updated 8/11/20 at 8:35am: The $1.38 credit adjustment posted to my account and and I now have a $0 balance on my credit card.


Good afternoon everyone, I hope you had a great weekend and your week is off to a great start.  As part of my Keep, Cancel or Convert? series, I like to evaluate and reevaluate credit cards to make sure they still deserve a spot in my wallet.  In today’s post, I will review my American Express Platinum Delta SkyMiles Credit Card, which I wrote about last year in My July App-O-Rama Credit Card Results (Spoiler: 4 out of 5 Approved).  I signed up for this credit card when there was a limited time sign up bonus of 70,000 Delta SkyMiles after spending $3,000 in 3 months.  After completing the minimum spending requirement and receiving the sign up bonus, I didn’t put any more spend on this credit card.  When the $250 annual fee posted to my account, I called American Express to see if they could waive the annual fee.  Here are the results of my retention call.

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American Express Waiving Membership Rewards Points Transfer Excise Tax Through 12/31 & Refunding Previous 2020 Charges

Good morning everyone, I hope your week is going well.  I was checking my American Express online account and I saw a credit balance of $1.80 on my American Express Everyday Credit Card.  I never use this card, so I was surprised to see that the credit was a Membership Rewards Airline Tax Offset Fee Credit.  I did some digging and learned that this refund is related to a $1.80 charge from February that I paid to transfer 3,000 American Express Membership Rewards Points to my Delta account to book an award ticket.  I also learned that American Express is waiving the excise tax fee for domestic airlines through December 31, 2020 (including Delta, JetBlue, and Hawaiian).

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My Travel Philosophy for Redeeming Miles vs. Paying Cash for Flights (w/ Account Balances as of March 2020)

Good morning everyone, happy Friday!  I just finished listening to the Miles to Memories podcast (latest episode) and enjoyed listening to them talk about Disney when they redeem miles vs. pay cash for flights.  I don’t have a hard and fast rule that I live by, so I thought it would be fun to share my travel philosophy of when I redeem miles vs. pay cash for flights.  I specifically mention flights because I plan to write a similar article about hotels and didn’t want to make this article too long.  Lastly, when I use the word cash, that could mean paying for the flight with a credit card, or paying with an airline gift card, or using credit card rewards to pay for the flight – basically anything other than booking an award ticket with airline miles.

I also think it is important to share how many credit card reward points I have, since my thinking would be much different if I had 1,000 Chase Ultimate Reward Points vs. 1 million Chase Ultimate Reward Points.  With that said, here are my transferable points balances, as of March 2020, from smallest to largest:

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