Tag Archives: Free Stuff

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Decreased Expedia OneKeyCash Earnings on VRBO Stays for Blue & Silver Tier Members Starting May 22

Good afternoon everyone.  I just received this email from Expedia regarding changes to the Expedia OneKey loyalty program for when you book a VRBO stay. Starting on May 22, 2025 (1 month from today), the amount of OneKeyCash you earn on a VRBO stay will depend on your tier status:

  • Platinum & Gold: continue to earn 2%
  • Silver: will now earn 1%, down from 2%
  • Blue: will no longer earn OneKeyCash on VRBO bookings, down from 2%

Here is the full email from Expedia:

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US Bank Business Triple Cash Rewards Credit Card: Earning Cash Back & Redeeming Rewards

Good afternoon everyone, I hope your week is going well.  I wanted to share my experience with the US Bank Business Triple Cash Rewards Credit Card regarding earning the $750 sign up bonus and how I redeem the rewards.  If you currently have this credit card or have had this credit card in the past, please read to the end of the post to see how you can earn the sign up bonus again.  To get started, the US Bank Business Triple Cash Rewards Credit Card doesn’t get talked about much because there is no affiliate link, no referral link, and has no transferrable points, but it is a great option if you are looking for a juicy sign up bonus.  The current sign up bonus is $750 cash back after spending $6,000 in 6 months and has no annual fee, which is a 12.5% return on the first $6,000 spent.

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PSA: IHG Points Sharing / Transferring Between Accounts IS NOT Instant (Mine Took 2 Days)

Good afternoon everyone, happy Friday!  Last weekend, I needed to book a last minute IHG hotel stay that cost 47,000 IHG Points.  Laura had a 40K Free Night Certificate and 3,000 IHG Points in her account.  Since we are both IHG Business Rewards Members (free membership), I decided the *easiest* and *quickest* option would be to transfer 4,000 IHG Points from my account to her account.  I submitted the points transfer request and planned on booking the hotel stay right away.  Unfortunately, IHG had other plans.  After submitting the request, the confirmation message said “Your order has been received and will be processed in the next 72 hours.”  72 hours?!  I was planning on checking into the hotel tomorrow afternoon…

Long story short, instead of transferring valuable Chase Ultimate Rewards Points or Bilt Rewards Points to Laura’s IHG account, she bought 5,000 IHG Points since IHG was running a 100% bonus on IHG Points.  In case you are wondering, the IHG Points sharing / transfer took about 2 days (~46 hours to be precise).

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Easy $50 Retention Offer on Bank of America Business Credit Card

Updated 3/19/25 at 4pm PT: I received the $50 check from Bank of America on March 19 and the check was made out to the name of the business.  See the photo at the bottom of this post.


Good afternoon everyone.  In 2022, I applied for the Bank of America Business Advantage Unlimited Cash Rewards Credit Card.  At the time, there was a $500 sign up bonus after spending $5,000 in 3 months.  Unfortunately, the current sign up bonus is only $300 after spending $3,000 in 3 months (link).  After receiving the bonus, I didn’t put any spend on the credit card since it only earns 1.5% cash back (I am using my US Bank Smartly Credit Card for 4% cash back everyone).

One of my unofficial New Year’s Resolutions is to reduce the number of credit cards I have (both with annual fees and without annual fees), so this credit card was on the chopping block.  I called Bank of America on March 7 and asked to close the card.  Without prompting, the rep said there were some retention offers available, including a $50 retention offer if I kept the credit card open.  Sure, let’s keep the credit card open and I will gladly accept the $50 retention offer.  There is no annual fee on the credit card and there was no spending requirement either.  It doesn’t get much easier than that!

A few days later, the $50 retention offer posted to my account.  Unfortunately, the retention offer posted in the Available Rewards section and not as a statement credit.  I will show you how to find it and how to redeem the rewards for a statement credit or for a check in the mail.

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Wells Fargo Updates: Fraud-Induced Electronic Fund Transfers, Declined Transfers & More (Effective May 22)

Good afternoon from rainy San Francisco.  Yesterday, I received the following email from Wells Fargo.  My natural instinct is to delete this email and never give it a second thought, but I decided to click on the Summary of Changes link and see what Wells Fargo is up to.  Long story short, here are the main changes: fraudulently induced electronic fund transfers are not considered unauthorized; Wells Fargo may decline, delay, or reject transfers that appear irregular or suspicious; customers must activate their Paze wallet before use; and the Personalized Insights and Cash Flow Manager services have been discontinued.

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