Tag Archives: Wells Fargo Bank

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Wells Fargo Updates: Fraud-Induced Electronic Fund Transfers, Declined Transfers & More (Effective May 22)

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Good afternoon from rainy San Francisco.  Yesterday, I received the following email from Wells Fargo.  My natural instinct is to delete this email and never give it a second thought, but I decided to click on the Summary of Changes link and see what Wells Fargo is up to.  Long story short, here are the main changes: fraudulently induced electronic fund transfers are not considered unauthorized; Wells Fargo may decline, delay, or reject transfers that appear irregular or suspicious; customers must activate their Paze wallet before use; and the Personalized Insights and Cash Flow Manager services have been discontinued.

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My Overly Ambitious 2025 Airline, Hotel & Credit Card Predictions

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Good morning everyone, happy Sunday!  Not to be deterred by my abysmal 2024 results (How Right (& Wrong) were my 2024 Airline, Hotel & Credit Card Predictions?), 2025 is a fresh year and the year all most some a few of my predictions will come true.  Without further ado, here are my predictions for 2025:

My 2025 Airline Predictions:

  • Alaska Airlines or Southwest Airlines will bring back their “convert travel funds to airline miles” feature.
  • Alaska Airlines will let you use the Companion Fare to book Hawaiian Airlines flights.
  • American Airlines will return as a Citi ThankYou Points transfer partner.
  • British Airways will lower their partner redemption prices for American Airlines and Alaska Airlines.
  • Delta will increase the annual fee on their credit cards and increase the Delta SkyMiles discount to 20%-25%.
  • JetBlue will allow you to redeem points on a new partner airline (besides Etihad Airways, Hawaiian Airlines and Qatar Airways).
  • Southwest Airlines will do a status match once they start selling seat assignments.
  • United Airlines will bring back their “family pooling” feature.

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8 Miles & Points Predictions from the Past that Came True Too Late

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Good evening everyone, happy Wednesday Thursday Friday (or whatever day it is).  I hope you enjoyed reading How Right (& Wrong) were my 2024 Airline, Hotel & Credit Card Predictions?  Admittedly, my track record on making accurate predictions is pretty bad, but I decided to play Monday Morning Quarterback and take a loooooong look back at travel predictions I made over the last 7 years.  I dusted off my prediction archives and found 8 predictions that came true, but just a couple years too late.  Here they are:

2017 predictions that came true too late:

  • Alaska Airlines will introduce a new level of elite status (maybe MVP Gold 100K?) – Alaska Airlines added MVP Gold 100K elite status in January 2022 (link).
  • Citi will stop issuing the Citi Prestige and focus more on improving the Citi Premier. – Citi stopped accepting applications for the Citi Prestige in July 2021 (link) and rebranded the Citi Strata Premier in May 2024 (link).

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Wells Fargo Increasing Out-of-Network ATM Cash Withdrawal Fee from $2.50 to $3.00 (Effective 9/1/24)

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Good afternoon everyone.  I was reviewing my recent Wells Fargo checking account statement and noticed a few updates in the IMPORTANT ACCOUNT INFORMATION section at the end of my statement.  There is good news if you use non-Wells Fargo ATMs for balance inquiries and funds transfers.  I never knew you could do these with out-of-network ATMs (I would just use the Wells Fargo app or website to do that), but the $2.50 fee is going away, effective September 1, 2024.

Unfortunately, there is also bad news if you use out-of-network ATMs for cash withdrawals.  Effective September 1, 2024, the fee is increasing from $2.50 to $3.00 per transaction, and that doesn’t include the fee that the ATM owner will charge you either.

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Citi Custom Cash vs. Wells Fargo Attune: All Bonus Categories Listed & Overlapping Categories

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Good afternoon everyone, I hope your week is going well.  I was reading Frequent Miler’s post about the New Wells Fargo Attune card offers 4% back on Disney tickets, dance classes, golf courses and more and that got me thinking about the bonus categories on my 3 Citi Custom Cash Credit Cards (product changes from old Citi AT&T Access More Credit Cards).  I decided to do a deep dive to see how the 4% uncapped bonus categories on the new Wells Fargo Attune Credit Card compared to the 5% capped bonus categories (up to $500 spent per bonus category per statement) on the Citi Custom Cash Credit Card.  I *think* I was able to find all the similarities, but I apologize if I missed any below.

Here is the landing page for the Citi Custom Cash Credit Card which highlights the standard sign up bonus but doesn’t provide much detail on the 5% bonus categories.

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