Category Archives: Credit Cards

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Use US Bank Cash Plus Credit Card or Altitude Go to Pay for Streaming Services?

Good afternoon everyone.  Earlier today, I wrote Goodbye Old US Bank Radisson Rewards Credit Cards, Hello New Altitude Go & Business Triple Cash Rewards.  After writing that post, I decided to dig into the $15 streaming credit on the US Bank Altitude Go Credit Card and compare it to the US Bank Cash Plus Credit Card, which offers 5% cash back on streaming services (among other 5% cash back category options).  As you can see, the US Bank Cash Plus offers “5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.”  Let’s check out those bonus categories.

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Goodbye Old US Bank Radisson Rewards Credit Cards, Hello New Altitude Go & Business Triple Cash Rewards

Updated 12:00pm PT on 7/11/22: The prorated annual fee refund posted on my US Bank Altitude Go on 7/5 in the amount of $31.25.  That represents a prorated amount of 5 months (5 / 12 x $75 = $31.25).  I haven’t see the prorated annual fee refund on my new US Bank Business Triple Cash Rewards yet.  I called US Bank and they said I should see the statement credit on my August statement.


Good afternoon everyone, I hope you had a great Father’s Day Weekend.  2 months ago, US Bank sent out letters to cardholders who had personal and business Radisson Rewards credit cards alerting them that their credit cards were going to be changing in June.  A few days ago, we learned that Choice Hotels will acquire Radisson Americas for $675 million, which explains why US Bank is changing the credit cards.

My US Bank Radisson Rewards Premier Credit Card became the US Bank Altitude Go Credit Card and my US Bank Radisson Rewards Business Credit Card became the US Bank Triple Cash Rewards Business Credit Card.  The new credit cards arrived over the weekend, so I wanted to share the card art, welcome letters, brochures, and activation process for both credit cards.  First, a moment of silence for the retired personal and business Radisson Rewards credit cards…

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Last Call for FTU Virtual Seminar on Saturday, June 11 ($25) or Free with Online Annual Membership

Good afternoon everyone, happy Friday!  If you are not busy tomorrow, Saturday, June 11, I highly recommend attending the FTU Virtual Seminar (tickets available for $25) or free if you have the FTU Online Annual Membership.  The seminar starts on Saturday, June 11 at 8am PT / 11am ET.  I have attended all of the FTU Virtual Seminars over the last 2 years and they are always well done, educational, and entertaining – and I am sure this seminar will be no exception!  Click here to view the complete 3-4 hour schedule and lineup of speakers.

If you register for the seminar, but are unable to watch the live stream, you can access the recording of the seminar and watch later on.  This is also a great way to re-watch your favorite presentations and catch any details that you originally missed.

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I’ve written about the FTU Online Annual Membership a few times, but it is a great deal at only $69 (regular price is $129).

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With your FTU Online Annual Membership, you get access to a ton of free and discounted content.  You get complimentary access to the FTU Virtual Seminar on June 11 and all future FTU Virtual Seminars.  You also get a $49 discount code for the next in-person FTU event (that $49 discount will cover most of the cost of the annual membership).

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After you sign up for the FTU Online Annual Membership, make sure to register for the FTU Virtual Seminar (you are not automatically registered for the event).  Just go to the June 11 FTU Virtual Seminar page and you should see the price drop from $25.00 to $0.00.  Just add the item to your cart and check out.  You will then be registered for the FTU Virtual Seminar and you will receive all the event emails, updates, and final schedule.

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After you check out, you will receive a confirmation email.  You will receive the link to join to FTU Virtual Seminar on Friday evening or Saturday morning.

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If you have any questions about the FTU Online Annual Membership or the FTU Virtual Seminar on June 11, please leave a comment below.  Have a great weekend everyone!

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Register for FTU Virtual Seminar on Saturday, June 11 ($25) or Free with Online Annual Membership

Good afternoon everyone, I hope you had a great weekend.  If you are not busy this Saturday, June 11, I highly recommend attending the FTU Virtual Seminar (tickets available for $25) or free if you have the FTU Online Annual Membership.  The seminar starts on Saturday, June 11 at 8am PT / 11am ET.  I have attended all of the FTU Virtual Seminars over the last 2 years and they are always well done, educational, and entertaining – and I am sure this seminar will be no exception!  Click here to view the complete 3-4 hour schedule and lineup of speakers.

If you register for the seminar, but are unable to watch the live stream, you can access the recording of the seminar and watch later on.  This is also a great way to re-watch your favorite presentations and catch any details that you originally missed.

a screenshot of a web page

I’ve written about the FTU Online Annual Membership a few times, but it is a great deal at only $69 (regular price is $129).

a screenshot of a website

With your FTU Online Annual Membership, you get access to a ton of free and discounted content.  You get complimentary access to the FTU Virtual Seminar on June 11 and all future FTU Virtual Seminars.  You also get a $49 discount code for the next in-person FTU event (that $49 discount will cover most of the cost of the annual membership).

a screenshot of a web page

After you sign up for the FTU Online Annual Membership, make sure to register for the FTU Virtual Seminar (you are not automatically registered for the event).  Just go to the June 11 FTU Virtual Seminar page and you should see the price drop from $25.00 to $0.00.  Just add the item to your cart and check out.  You will then be registered for the FTU Virtual Seminar and you will receive all the event emails, updates, and final schedule.

a screenshot of a website

After you check out, you will receive a confirmation email.  You will receive the link to join to FTU Virtual Seminar on Friday evening or Saturday morning.

a screenshot of a phone

If you have any questions about the FTU Online Annual Membership or the FTU Virtual Seminar on June 11, please leave a comment below.  Have a great day everyone!

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$700 Trade-In Value for my Old iPhone XS Toward New iPhone 13 Pro (Current Promos with AT&T and Verizon)

Good afternoon everyone, I hope your week is going well.  A few weeks ago, I traded in my old iPhone XS from 2018 for $700 toward a new iPhone 13 Pro.  My old iPhone was in pretty good shape but the battery wasn’t holding a great charge.  I heard about these trade-in deals with AT&T and Verizon so I did some research and found out how they worked.  Now that I understand how these trade-in deals work, I thought I would write this post to explain the process.  If you have an old iPhone or other smartphone, check with your current wireless carrier to see if they have any similar upgrade offers.  Also, these deals change on a monthly basis, so check back often to see if new deals are live.

First things first, I have AT&T, so the majority of this post talks about AT&T’s trade-in program.  Laura has Verizon, so I can confirm that the Verizon upgrade and trade-in process is very similar, which I will cover at the end of this post.  Here are the newest iPhones available on the AT&T website and you will see the banner that says “Up to $700 w/ Trade”.  The iPhone 13 and iPhone 13 Pro are almost the same size as my old iPhone XS, so I wanted my new iPhone to be the same size.  The iPhone 13 Pro has 3 cameras, a larger battery, and faster processor vs the iPhone 13 so I decided to purchase the iPhone 13 Pro.

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